China Banking and Insurance Regulatory Commission today (18th) notified the administrative penalties imposed by the insurance institutions of China People’s Life Insurance Company Limited (hereinafter referred to as PICC Life Insurance Company Limited), China Agricultural Bank Limited (hereinafter referred to as ABC) and China Postal Savings Bank Limited (hereinafter referred to as Postal Savings Bank).

　　After investigation, some policies sold by PICC Life Insurance through six home appliance sales centers, including Hebei and Chengdu, have deceptive behaviors such as propaganda that is inconsistent with the facts; The "1 million self-driving two-insurance products" sold through Alipay platform have the behavior of deceiving the insured with false propaganda; The product of "Mama Le Hospitalization Insurance for Children’s Diseases" sold through Alipay platform has the behavior of not using the registered insurance rate according to the regulations; And there are acts of providing and compiling false reports, documents and materials, such as untrue customer information data, false business involving retrospective management, and untrue personal medical claims data submitted to the original CIRC in 2017. The above-mentioned behaviors seriously infringe on consumers’ basic rights such as the right to know and the right to fair trade, and damage the legitimate rights and interests of consumers.

　　According to the Insurance Law of People’s Republic of China (PRC), China Banking and Insurance Regulatory Commission imposed a total fine of 3.38 million yuan on PICC Life Insurance. Among them, PICC Life Insurance Corporation fined a total of 1.35 million yuan, six home appliance sales centers fined a total of 800,000 yuan, and 15 individuals were administratively punished and fined 1.23 million yuan.

　　After investigation, the Agricultural Bank of China acted as an agent in life insurance business, and there were some behaviors that violated the prudent business rules, such as the implementation of the traceability system of sales behavior was not in place, the traceability basic management was not in place, and some traceability video quality inspection results were not fed back to the insurance company. The life insurance represented by Anyang County Sub-branch, gongyi city Sub-branch and Pingdingshan zhanhe Sub-branch of Agricultural Bank of China involves the traceable insurance business, and there is false agency business. The above-mentioned behavior seriously infringes on consumers’ basic rights such as the right to know, and damages consumers’ legitimate rights and interests.

　　According to the Banking Supervision Law of the People’s Republic of China and the Insurance Law of People’s Republic of China (PRC), China Banking and Insurance Regulatory Commission imposed a total fine of 2 million yuan on the Agricultural Bank. Among them, the head office of Agricultural Bank fined 500,000 yuan, and the fines of three branches totaled 1.5 million yuan.

　　After investigation, the Postal Savings Bank acted as an agent of PICC life insurance business, and there were behaviors that violated prudent business rules, such as the implementation of the traceability system of sales behavior was not in place, the formulation of the system implementation documents was lagging behind, the traceable video was not delivered to the insurance company or was missing, and the unqualified business accounted for a high proportion. The sales staff of Rudong County Sub-branch of Postal Savings Bank of Jiangsu Province have committed fixed income to dividend-paying insurance products and cheated the policyholders. The above-mentioned behavior seriously infringes on consumers’ basic rights such as the right to know, and damages consumers’ legitimate rights and interests.

　　According to the Banking Supervision Law of the People’s Republic of China and the Insurance Law of People’s Republic of China (PRC), China Banking and Insurance Regulatory Commission imposed a total fine of 800,000 yuan on the Postal Savings Bank. Among them, the head office of the Postal Savings Bank was fined 500,000 yuan, and Rudong County Sub-branch of Jiangsu Province was fined 300,000 yuan. (CCTV reporter Wang Shantao)

　　CCTV News:All along, many "gyms" have implemented the consumption mode of membership and prepaid cards. However, this mode of operation has also brought troubles to many consumers. Not long ago, Ms. Jin in Shenzhen was miserable because of a fitness prepaid card. In July last year, Ms. Jin met a salesman who claimed to be Shenzhen Sailewei Fitness Management Co., Ltd. in the community. He claimed that a branch would be opened soon in this community, and a certain amount of money would be pre-stored and a fitness annual card would be applied within one week, which would give a great discount. Subsequently, with the assistance of the staff, Ms. Jin signed a fitness membership contract and paid 5996 yuan for a personal supreme five-year card. However, the gym in Ms. Jin’s community has not been opened for a long time. After half a year, the opening plan of the store has been cancelled.

　　It is difficult to refund prepaid cards. Fitness institutions say that they can only transfer to stores for consumption.

　　The gym didn’t open at all, but the prepaid money was still in the card. After the incident, Ms. Jin repeatedly communicated with the staff of Sailewei Gym and wanted to get her money back. But the answer she got was that she couldn’t get a refund and could only transfer to another store for consumption.

　　Ms. Jin, Consumer:He forced me to go to their other gym all the time, but I said I wouldn’t go. I run a gym in our community, but now you don’t open it. I think you should give me my money back.

　　The reporter’s investigation found that in addition to the unopened branch in Ms. Jin’s community, Sailewei Company has two stores in Shenzhen, of which Nanshan Store ceased to operate in March this year. In order to find out the truth, the reporter came to … … In Shuisong Building outside Xiasha subway station, the number of "Sailewei Fitness" is clearly hung on the first floor of the street. The reporter saw in the reception hall of the gym on the third floor that the whole wall behind the service desk was marked with the English sign of "Sailewei Fitness". After the front desk staff learned that the reporter had come to know about the refund, they called the fitness consultant for reception.

　　Reporter:What about her five-year card? Don’t return it?

　　Gym staff:Her card can be stopped and she can be transferred here to exercise.

　　Reporter:Can’t I get a refund?

　　Gym staff:I told you, I can’t return it, and Sailawei went bankrupt, which has nothing to do with us.

　　Reporter:Who does the member go to in this situation?

　　Gym staff:There’s nothing we can do, and I don’t know who you should go to.

　　Ms. Jin has repeatedly communicated with the staff of the fitness chain about the refund, and the negotiation has been unsuccessful. Up to now, the full refund has not been made.

　　Consumer Council of Shenzhen: Refund of fees and running away become a hot spot of complaints.

　　Like Ms. Jin, it is not uncommon for a card to be returned after one minute. Recently, the Shenzhen Consumer Council released a set of data. From January to October this year, there were more than 19,000 prepaid consumer complaints. The number of complaints about the fitness industry is increasing exponentially year by year.

　　Feng Nianwen, Secretary General of Shenzhen Consumer Council:There are two typical situations. One is that after paying the advance payment, the consumer finds that the quality commitment of the service is not as good as the information that the consumer was informed at the beginning, that is, the goods are not on the right board, simply speaking. The second is to run away with prepaid consumption. After the consumer pays a sum of money, the business disappears.

　　According to the staff of Shenzhen Consumer Council, the number of complaints about the fitness industry is increasing exponentially year by year. It mainly focuses on five major issues, such as fee refund, merchants running away, closing doors, private education, merchant transfer, card transfer and card suspension. Among them, the problem of refund is the most, accounting for 34.39%, followed by the problem of merchants running away and closing doors, accounting for 24.54%. The Consumer Council of Shenzhen pushed the operators who "ran away" in the prepaid consumption field and failed to refund the prepayments of consumers as agreed, and their main responsible persons to the Shenzhen Public Credit Center for public disclosure through the Shenzhen Credit Network.

　　Pre-paid consumer complaints become hot spots. Supervision should start from the source.

　　Since 2014, prepaid consumption has been a hot issue for national consumer organizations to accept complaints. So, how can we curb such problems from the source?

　　Experts introduced the Measures for the Administration of Single-use Commercial Prepaid Cards (Trial) promulgated by the Ministry of Commerce on September 21, 2012. The "Measures" stipulate that enterprises issuing prepaid cards should go to the commercial department for filing within 30 days after issuance, and deposit depository funds in commercial banks according to a certain proportion of the funds received in advance. However, in reality, whether an enterprise has filed a record or deposited funds basically depends on the voluntary self-discipline of the card-issuing enterprise, and the use of funds is even more difficult to track and supervise.

　　Experts said that at present, China has not standardized the subject and behavior of issuing cards in a targeted manner in combination with the characteristics of prepaid consumption, which leads to the lack of feasibility and timeliness in the process of standardizing prepaid cards. Protecting rights afterwards is a passive move. The key to prevent the phenomenon of prepaid card consumption from flooding is to supervise from the source.

　　It is understood that in August last year, the General Office of the State Council issued "Opinions on Standardizing the Development of Off-campus Training Institutions", which requires that the state regulations on financial and asset management should be strictly implemented, and the charging period should be coordinated with the teaching arrangement, and the fees that span more than three months should not be charged at one time. In addition, some places are also actively exploring corresponding management methods. Recently, the Beijing Municipal Bureau of Market Supervision, the Beijing Municipal Bureau of Commerce, the Beijing Municipal Education Commission and other units have drafted seven documents, including Opinions on Strengthening the Management of Prepaid Consumer Market (Draft for Comment), and publicly solicited opinions on the website of the Beijing Municipal Bureau of Market Supervision.

　　Chen Yinjiang, Deputy Secretary General of china law society Consumer Protection Law Research Association:In this draft for comments, for example, before you issue a card, you must go to this kind of relevant department for the record. (Delete) Then it means that the regulatory authorities know all about this fund that you are operating. Then if you have obvious problems, it can be to take some timely measures.

　　The Measures of Zhejiang Province for the Implementation of the Law on the Protection of Consumer Rights and Interests in People’s Republic of China (PRC) stipulates that "business operators can only issue single-use commercial prepaid vouchers six months after the date of approval and registration of their business licenses". "The amount of a single registered prepaid voucher provided by an enterprise as a legal person shall not exceed 5,000 yuan, and the amount of a single unregistered prepaid voucher shall not exceed 1,000 yuan."

　　The Regulations on the Protection of Consumers’ Rights and Interests in Jiangsu Province stipulates that if an operator provides goods or services by issuing a single-use prepaid card, the consumer has the right to ask for a refund without reason within 15 days from the date of payment. A single registered card shall not exceed 5,000 yuan, and a single bearer card shall not exceed 1000 yuan.

How do individuals do e-commerce? More and more people want to join the army of e-commerce, but for inexperienced people, how can individuals start to do e-commerce?

First of all, you can try to analyze how e-commerce operates to make money.

Who do you sell your products to and what is the use? Where is the competitive advantage?

Who do you sell your products to?

For example, a home textile seller, whose products are sold to housewives aged around 28 to 35, must be people who have requirements for quality, have consumption power and pay attention to quality of life.

The four-piece set of 119 in the market is not what this group of people want, and the four-piece set with non-mainstream personalized printing in the market is not what this group of people want.

Simple and elegant, mature and steady, and the price is above average, which is their positioning.

When the products in your store meet the multi-dimensional needs of a certain target group, this is the perfect audience analysis.

First of all, it is necessary to determine which products are competing products, that is, products that can directly take away your customers, and all of them can be your competitors.

Will a customer who buys a four-piece set of 399 yuan buy a four-piece set of 150 yuan just for cheap? I don’t think so Bedding is so close to the skin that women with a little spending power will not ignore the quality of bedding.

Then 150 yuan’s four-piece suit is not a competing product of your 399-yuan four-piece suit. You don’t need to pay too much attention, but you should also pay attention to it. It can be regarded as a potential competitor.

What information should be analyzed after the competing products are determined?

Traffic structure, how much is search traffic, how much is personalized traffic given by platform pages, how much is advertising, and how much is PC wireless. The flow structure of different categories has different characteristics.

The proportion of search traffic and old customers’ return visits is extremely high, such as clothing, and many low-priced explosive advertisements account for a very high proportion, which is very fierce. Analyzing the traffic structure can help you determine which traffic channels are the easiest to upgrade and win. This way, if you take the money, you will know where to spend it for promotion and.

Daily sales, 7-day sales, and 30-day sales are ups and downs, and how much is the ups and downs? Re-analysis, under such a sales trend, is the search traffic going up or down, and what is the increase or decrease? Sales volume is always one of the great weights that affect search. To be exact, it should be that the sales trend is well created and the traffic naturally increases rapidly.

Analyze the shops with better peer search resources, what is the sales model, find ways to create a sales growth model through promotion, advertising and activities, and analyze the traffic and sales data, so as to make an explosion plan for yourself in the future.

How much is the product priced, how much is the cost, and how much is the advertising cost of packaging express deduction? Do you make money?

Avoid choosing a category that is burning money hard on the whole platform and squeeze into the larger foe. In the end, everyone will suffer.

If an individual opens a shop, it is recommended to choose Taobao first. After all, Taobao has a large flow and a low threshold. Of course, Pinduoduo is also a good choice. Pinduoduo has been growing in recent years, and many elderly aunts are using it. However, the punishment in Pinduoduo is rather severe. If you violate the rules, you will be fined easily. I suggest that you must understand the operating rules of Pinduoduo before you start to do Pinduoduo.

If an individual is an e-commerce, it is suggested that you can make a consignment, and you don’t have to contact the courier company yourself, which can save us the procedure of contacting the courier company, and thus you don’t have to stock up on your own, which can save the cost of purchasing goods. At the same time, the supplier will also provide us with the taken pictures, and we don’t need to process the pictures ourselves. This mode is very suitable for individuals to do.

If you are an artist, you can do your own decoration. If you don’t know this knowledge, you can spend some money to ask others to do it. The decoration of the storefront is very important. What products we sell and the decoration style should be in line with the industry.

First of all, we should know the basic operations of the store, such as delivery, leaving messages for customers, uploading products, etc. Secondly, it is easier to rank by choosing words with little keyword competition coefficient. You can use some tools, such as taobao index, manual search drop-down box and business staff, and you should know how to use these tools yourself. Finally, it is the publicity of the store, which is a university question. Many people have been doing Taobao for more than ten years and dare not say that they have learned it all. You can’t learn how to drive a through train and how to be a taobao guest in a day or two. You can explore and learn by yourself.

No matter before or after sale, we should be enthusiastic about service, actively introduce product functions, answer customers’ questions, and take the initiative to find solutions to problems after sale, so as to make customers feel that our service is good and our attitude is positive.

How do individuals do e-commerce? The above is the method of doing e-commerce with zero experience. It analyzes the operation of e-commerce and how to do it in all aspects, hoping to help everyone.

(Source: Cross-border Younger)

On November 30th, with the launch of six power stations,The high-speed power exchange network in Hubei section of G50 Shanghai-Chongqing Expressway was officially opened.. It fills the gap in Qianjiang and Huanggang areas, which can not only meet the urban traffic, but also provide convenience for intercity travel. In addition, there is an overcharge station online.

The Hubei section of G50 Shanghai-Chongqing Expressway has a total length of 700 kilometers, with a total of 10 power exchange stations along the way, starting from Huanggang in the east and passing through Huangshi, Wuhan, Xiantao, Qianjiang, Jingzhou and Yichang in the west to Enshi. It is a traffic trunk line that traverses Hubei and forms a cross-shaped high-speed power exchange network with G4 Hubei section. In the future, based on this, Weilai will continue to lay out other high-speed charging and replacing facilities in Hubei to ensure that users and friends can travel in Hubei without worry.

Weilai Power Station | G50 Shanghai-Chongqing Expressway Gaojiayan Service Area Chongqing Direction

The new station is located in Gaojiayan service area of G50 Shanghai-Chongqing Expressway, about 192 kilometers away from Enshi Tujia and Miao Autonomous Prefecture, and the travel time is about 2 hours and 41 minutes. It is about 181.2 kilometers away from Jingzhou, and the journey time is about 2 hours and 8 minutes. The launch of the station will greatly improve the travel convenience of Wuhan-Chongqing section.

Weilai Power Station | G50 Shanghai-Chongqing Expressway Gaojiayan Service Area

Unique shape, cornices, shaped like Tujia diaojiao building, a building with national characteristics, hidden among thousands of trees and green cages. The new station is located in Gaojiayan service area of G50 Shanghai-Chongqing Expressway, about 376 kilometers away from Wuhan, and the travel time is about 4 hours and 58 minutes, which provides a convenient experience for users who travel long distances on this section!

Weilai Power Station | G50 Shanghai-Chongqing Expressway Qianjiang Ecological Lobster City

The new station is the 26th power station in Hubei and the 671st power station in China. The station is 3.1 kilometers away from the Qianjiang entrance and exit of G50 Shanghai-Chongqing Expressway, and it takes about 7 minutes by car. The launch of the new station fills the gap of power exchange resources in Qianjiang area, and together with 28 other power exchange stations in Hubei area, it will provide matrix energy replenishment services for all friends, starting at any time and place with full power.

Weilai Supercharge Station | G50 Shanghai-Chongqing Expressway Jiangxia Service Area Chongqing Direction

The new station is located in Jiangxia service area of G50 Shanghai-Chongqing Expressway, which is the 27th power exchange station in Hubei. The service area has complete facilities and meets the basic conditions of two-way communication. The launch of this power exchange station will also be more convenient for users and friends to travel between cities.

Weilai Power Station G50 Shanghai-Chongqing Expressway Jiangxia Service Area Shanghai Direction

The new station is the 28th power exchange station in Hubei province and the 673rd power exchange station in China, which can not only provide users and friends who pass through here with a convenient energy-replenishing experience, but also meet their one-stop needs such as rest and dining.

Weilai Power Station | G50 Shanghai-Chongqing Expressway Huangmei Service Area Shanghai direction

The new station is located in Huangmei service area of G50 Shanghai-Chongqing Expressway, at the junction of Hubei, Anhui and Jiangxi provinces, and near the Buddhist holy places of Wuzu and Sizu Temple. Huangmei County is not only the "thoroughfare of seven provinces" and "the gateway to eastern Hubei", but also the birthplace of Zen Buddhism and Huangmei Opera, one of the five major operas in China, and the famous "hometown of picking flowers" in China. Users and friends are welcome to punch in and play.

Weilai Supercharge Station | G50 Shanghai-Chongqing Expressway Qianjiang Ecological Lobster City

Weilai Supercharge Station | G50 Qianjiang Ecological Lobster City of Shanghai-Chongqing Expressway is adjacent to Weilai Power Station, and there are four supercharged piles inside, which will provide a fast and convenient way for all electric vehicles to recharge their energy at any time and leave if they want.

Hubei regional charging and replacing power resources

Up to now, there are 29 power exchange stations, 17 overcharge stations and 7 destination charging stations in Hubei, and 17,250 third-party charging piles are connected.

Weilai National Buneng Network

By November 30th, we had set up 678 power stations in China, including 143 expressway power stations, 516 and 2,940 overcharged stations, 598 and 3,307 destination charging stations, and connected more than 430,000+ third-party charging piles.

In the future, we will speed up the layout of the charging and replacing network, so that more users can really feel the car experience that charging is more convenient than refueling!

In recent years, China Mobile Guangdong Company has accelerated the construction of Gigabit broadband, and has built more than 54 million optical ports in the province, with more than 23 million home broadband users, including nearly 5 million Gigabit broadband users, and launched a 2000M ultra-high-speed broadband service.

FTTR all-optical WiFi networking service. Photo courtesy of China Mobile Guangdong Company

It is understood that there is a saying in the communication industry that "Gigabit is easy to enter the house, but 100 Mbps is difficult to enter the house", which means that although Gigabit broadband fttp has been realized, the WiFi signal in some areas of the house is weak due to unreasonable router placement, wall blocking signals and other reasons, which affects the online experience, and some users even mistakenly think that there is a problem with broadband quality. In order to solve the "last ten meters" network perception bottleneck of gigabit home, Guangdong Mobile and Huawei jointly launched FTTR all-optical WiFi networking service, which was launched commercially in Shantou in September 2020, and promoted the upgrade of "fttp" to "fiber-to-room". Up to now, more than 150,000 mobile broadband users in the province have used this service.

According to the relevant person in charge of Guangdong Mobile, the all-optical networking adopts the "1-N mode", that is, one optical gateway plus n optical routes, and each room is equipped with an optical route, and each optical route is directly connected with the optical fiber, truly realizing the whole house WiFi without dead ends. With the help of WiFi seamless roaming technology, when users go to different rooms, the network automatically switches without feeling. The peak download rate of 2000M broadband can reach 250MB/s, and a high-definition movie can be downloaded in ten seconds. Multi-terminals can watch 4K/8K ultra-high-definition videos online, play large-scale online games and even VR/AR games at the same time, and there will be no jam.

"With the support of ultra-high-speed broadband, new applications such as cloud computers and cloud games will develop rapidly." The relevant person in charge said that the cloud computer has no hardware such as CPU, memory and hard disk. Compared with purchasing a physical computer, the cost is lower, and users can access the data stored in the cloud and use various applications by accessing the network. Cloud games put operations, rendering, storage and other links in the cloud server, and the game screen is transmitted to the local screen in real time. With the ultra-high-speed broadband guarantee, large-scale games can be played smoothly with low-configuration terminals.

In addition, the 2000M+FTTR all-optical WiFi networking supports the parallel access of more than 200 smart devices, which not only meets the Internet demand of computers, tablets and mobile phones, but also provides sufficient space for the increasing access of smart home appliances, smart security, smart pension and other devices in the digital home scene.

It is reported that Guangdong Mobile is making efforts to build a professional team of intelligent engineers to provide users with convenient and efficient networking services. For users who choose FTTR all-optical WiFi networking, engineers come to the door to tailor the solution according to the actual situation, such as laying invisible optical fibers to the room, and will make every effort to install and repair the same day.

While vigorously promoting the upgrade of home broadband, Guangdong Mobile has also launched Zhenzhi e enterprise networking service for small and medium-sized enterprises to support thousands of businesses to improve quality and efficiency. FTTR-B networking services include professional engineers’ door-to-door, networking scheme design, personalized application customization, WiFi coverage optimization, intranet rectification and optimization, integrated wiring construction, equipment installation and debugging, network inspection and operation, worry-free after-sales and other whole-process integrated services, covering an area of 3,000 square meters, providing applications such as Gigabit broadband, Gigabit WiFi and cloud computers for small and medium-sized enterprises, and deeply meeting the needs of corporate office and cloud access. (Park Xin-yu)

　　Chinanews. com April 13 th (Zhongxin Finance reporter Zuo Yuqing) Gold fell!

　　On April 12, the international gold price that once broke through the $2,400 mark plunged in intraday trading, and London spot gold closed down 1.25% to $2,343.29 per ounce; COMEX gold futures closed down 0.53% at $2,360.2 per ounce.

　　Affected by this, on April 13th, the domestic gold jewelry price dropped. On that day, the gold jewelry price of Lao Fengxiang was 737 yuan/gram, and that of Chow Tai Fook was 736 yuan/gram, which was about 10 yuan/gram lower than the previous day.

　　International closing price of gold and silver on April 12.

　　What happened?

　　On April 10 -12, the gold price, which had maintained an upward trend before, took a roller coaster ride.

　　On the evening of April 10th, the latest ——CPI data, the most critical inflation data before the Federal Reserve’s May resolution, was released. The CPI of the United States rose by 3.5% year-on-year in March, which was higher than the market expectation of 3.4%, which means that the possibility of the Fed cutting interest rates in June decreased.

　　After the data was released, the international gold and silver prices fell briefly. However, the US PPI growth rate of 2.1% in March announced on the evening of 11th was slightly lower than expected, and the chain growth rate slowed down to 0.2%, which made gold and silver "rebel" again.

　　From April 11th to 12th, the international gold price returned to the upward trend. On the 12th, COMEX gold reached a maximum of $2,448.8 per ounce; Spot gold in London once reached $2,431.78 per ounce, both hitting record highs.

　　However, just as COMEX gold and London spot gold both broke through the $2,400 mark, several Fed officials said that the interest rate cut would be later than previously expected.

　　Federal Reserve official Collins said that it is now expected that the Fed will cut interest rates later than previously expected. Federal Reserve official goolsbee pointed out that the United States is in a contradictory environment, and the Fed must reduce the inflation rate to the target level, and many inflation data are higher than expected. He does not want to impose restrictions on the actions that the Fed may take in future meetings; Federal Reserve official Daley believes that at present, the Fed is moving towards the goal of reducing inflation to 2% as gently as possible, and there is no urgency to cut interest rates.

　　The voice of Fed officials made the re-rising gold dive again at a high level. London spot gold once rose by nearly 2.5%, but then plunged sharply, with a daily decline of 1.25% to $2,343.29 per ounce; COMEX gold futures once rose more than 3% in intraday trading, and finally closed down 0.53% at $2,360.2 per ounce.

　　The skyrocketing gold deviates from "common sense"?

　　It is worth mentioning that the previous skyrocketing performance of gold was regarded as deviating from "common sense".

　　Some insiders believe that gold and the US dollar are rarely "competitive" with each other, reflecting the long-term hidden concerns of the US dollar credit.

　　In January this year, the U.S. Treasury Department issued a report that the total amount of U.S. Treasury bonds reached $34 trillion for the first time, five years ahead of the previous forecast of the U.S. Congressional Budget Office. Some foreign media pointed out that this indicates that it will face political and economic challenges in improving the balance sheet of the United States in the next few years.

　　The expectation of interest rate cuts in the United States is not convincing: since 2023, the frequent revision of non-agricultural data in the United States and the impact of part-time jobs on data have reduced the market’s trust in non-agricultural data; At the same time, although the US CPI data exceeded expectations, the US PPI data released in March on the evening of the 11th suspended inflation anxiety.

　　In addition, under the geopolitical influence and high interest rate environment, the continuous purchase of gold by global central banks is also regarded as an important factor affecting the trend of gold.

　　Huatai Securities’ collection team believes that the central bank’s purchase of gold not only reflects the recognition of the safe-haven nature of gold, but also shows the concern about the stability of the traditional monetary system under the continuous expansion of the Fed’s balance sheet.

　　So, does this mean "the collapse of the dollar credit system"?

　　Pan Helin, an economist, told Zhongxin Finance that the US dollar will remain an international currency for a long time to come. "The gold standard cannot return, so the performance of gold price is the cyclical performance of the US dollar, and it is affected by the cyclical fluctuation of risk-free interest rates."

　　Buy or sell?

　　"Gold will prove itself"-this is a ridicule from gold holders. However, how much room for gold to rise after a "violent" callback? Should investors buy or sell?

　　Industrial Securities pointed out that the general public accounts for a relatively high proportion of gold investors, and professional investors and the public are divided in their perception of the value of gold investment. The judgment of global central banks on the value of gold will include political factors, but if the price of gold deviates too much from the actual value, central banks will also consider the cost and risk of allocating gold.

　　Zhongxin Finance noted that although the price of gold fluctuated in the short term, the scale of several gold ETFs such as Huaan Gold ETF, Bosera Gold ETF, E Fund Gold ETF and Cathay Pacific Gold ETF has reached a record high. According to third-party data, from March 1 to April 12, gold ETFs and gold stock ETFs attracted more than 12 billion yuan.

　　On April 12, Shanghai Gold Exchange issued an announcement, announcing to increase the margin ratio of gold deferred contracts, the price limit and the margin of performance-guaranteed inquiry contracts. At the same time, investors are reminded to do a good job in risk prevention, control their positions reasonably and invest rationally to ensure the stable and healthy operation of the market.

　　Pan Helin believes that it is more likely that the Fed will postpone the interest rate cut at present, but the persistence of the continued rise in gold prices still exists, because although the Fed may delay the interest rate cut, it is inevitable that interest rates will peak. (End)

Hongqi Guoya has opened the reservation.

FAW Hongqi recently unveiled the official picture of Guoya model, showing an all-blue painted body design, giving the vehicle a more vivid dynamic atmosphere. Guoya is positioned in the high-end luxury car market, offering eight body color options. The powertrain is equipped with a 3.0T or 4.0T hybrid engine. At present, it has opened reservations to consumers around the world, and the reservation fee has set a threshold of 20,000 yuan. According to internal sales, the estimated price of the 3.0T version is between 1.1 million and 1.2 million yuan, while the 4.0T version may fall in the range of 1.3 million to 1.46 million yuan. Hongqi Guoya has opened the reservation.

In design, Guoya inherited the classic elements of the red flag brand, with the red flag logo on the central axis as the core, and the front end was equipped with a lifting sign to strengthen the brand identity. The front face is matched with a large square grille, with vertical chrome-plated strips and raindrop-shaped details, and the periphery is supplemented by exquisite chrome-plated frames, creating a strong visual impact. Horseshoe headlights are embedded with ring light source and matrix light group, which is highly recognizable. The lower part of the front end of the vehicle adopts a lower grille surrounded by U-shaped chrome strips, dotted with dot-matrix decoration, and the special texture design of the fog lamp area further enhances the overall advanced texture.

The side lines of the car body are smooth, showing the classic ship body shape. The special logo at the back of the car body shows its unique identity, and the chrome-plated window frame and side skirt trims add luxury. The wheel hub adopts turbine blade design, which adds a modern sense of fashion to the vehicle. The size of the car is huge, with the length, width and height reaching 5353mm, 1998mm and 1511mm respectively, and the wheelbase is 3260 mm. Hongqi Guoya has opened the reservation.

The design of the rear of the car is simple without losing strength, the lines of the rear compartment are neat, the penetrating chrome-plated strips connect the quadrangular taillights on both sides, and the annular and hourglass-shaped light sources are embedded in the blackened lamp cavity, which is unique. The rear bumper is integrated into a flat bilateral double exhaust design, with chrome-plated decoration, which is a perfect ending.

The interior adopts a two-color combination of beige and blue, and the center console and door panel are decorated with distinctive painted patterns to enhance the sense of luxury. The floating clock, the steering wheel with sunflower logo, the armrest box with central axis design, and the central armrest in the four-seat layout are equipped with double rear entertainment screens and touch panels, all of which show their distinguished positioning.

In terms of power system, Guoya is equipped with 3.0T and 4.0T hybrid power systems, in which the maximum power of 3.0T engine is 290kW, and that of 4.0T engine is 360kW, all of which are matched with ternary lithium battery pack and motor. It adopts 8-speed automatic transmission and comes standard with four-wheel drive system, ensuring excellent power performance.

With its powerful gas field and "national car" pedigree, Guoya not only surpasses traditional luxury models such as Mercedes-Benz S-Class and BMW 7 Series, but also is expected to compete with top luxury cars such as Bentley Feichi, which is undoubtedly an ideal choice for high-end users. Its future market performance is full of expectations.

Hongqi Guoya has opened the reservation.

The domestic MPV market is getting hotter and hotter, and domestic new energy brands are concentrating their firepower to enter the mid-to-high-end MPV market. Among them, the most anticipated in the near future are the newly listed Lantu Dreamer and the Dengshi D9 to be released on May 16.

On May 7, Landmap Dreamer released products positioned at medium and large MPVs. Among them, the price range of the pure electric version is 36.99-689,900 yuan, and the price of the refreshed domestic MPV is a new high.

On May 10, Tengshi Auto Weibo officially confirmed that the new car will be released on May 16. And Tengshi D9 pure electric version or pre-sale 450,000 yuan.

Tengze also released the official official pictures of the D9 pure electric version and the plug-in version later. The biggest change of the two models is the front grille. The pure electric version is a straight waterfall closed grille, which is somewhat similar to the Landscape Dreamer style, but the chrome plating is slimmer.

The front grille of the plug-in version is a chain mail design, which is visually similar to the Toyota Elfa.

The interior design of Tengshi D9 adopts a simple style, the lines have a certain fluidity and ductility, and from the center console, gear lever and other designs, you can still find the shadow of the BYD family. Integrated 15.6-inch central control screen, built-in Tengshi Link super intelligent interaction, with BYD’s smart vehicle to everything technical support.

Tengshi D9 adopts a 7-seat layout of 2 + 2 + 3, with a body length of 5.2 meters and a wheelbase of over 3 meters. The whole series is equipped with a standard electric sunroof plus a large canopy, with double electric sunshades, and the electric sunroof can be opened/closed with one click. Not only that, but the sound insulation of the double-layer glass canopy can effectively isolate the outside world.

Standard double-sided electric sliding doors, standard four-door double-layer silent glass. The electric sliding door can maximize the passenger experience, equipped with four-door double-layer silent glass, pursuing a sense of driving silence. In addition, high-end brand tires are also standard.

As a new energy MPV, we still need to take a look at the core technology of the D9. In terms of power, the D9 will use two power modes, pure electric and DM-i plug-in, of which the DM-i version has a comprehensive battery life of 1000km.

In addition, a two-wheel drive/four-wheel drive version is available, of which the four-wheel drive version can have a combined torque of more than 600N · m, and is likely to be equipped with the Han DM-P superhybrid system. A variety of driving modes are available, and the heat pump system can meet the operating temperature of -30~ 60 ° C.

As a joint venture brand between Daimler and BYD, Tengshi’s upcoming MPV has been attracting attention since the two parties adjusted their ownership of Tengshi in December last year.

The future will be led by BYD, and the new car will also be built with BYD’s new energy technology. Daimler’s shareholding will be reduced to 10%. Although Daimler and BYD will continue to promote cooperation in battery supply and other aspects, Dengshi will also fade out of the Mercedes-Benz dealer channel.

With BYD’s current strength in the field of new energy and the brand of Tengshi, the future of Tengshi new cars should be getting better and better.

Finally, for the Denza D9 and Landscape Dreamer, they seem to be similar in size and positioning, and both use pure electric and range extension/plug-in modes. The era of new energy MPV has arrived, which one will everyone prefer?

Hu Ge responds to a new relationship

　 　 1905 movie network news On the morning of January 6, there were media reports of Hu Ge sharing a room with the rich second generation beautiful woman hotel, and the video was exposed, and the relationship between the two was exposed. Just when everyone thought Hu Ge would clarify the affair as usual, the Weibo post he sent in the afternoon used a suspected admission taste to default to the relationship, which surprised countless fans. That afternoon, Hu Ge posted on Weibo: "Thank you for your concern for me. In the days to come, I hope you can leave some space for me, so that I can return to a normal and simple life in addition to filming."

　 　 Hu Ge’s remarks were different from those in the past. He did not deny his love affair, which made everyone interpret it as his default to the identity of his rumored girlfriend. Many fans who liked him were heartbroken, and some people teased: "It turns out that Mei Changsu can’t escape the fate of finding Internet celebrities!"

Hu Ge new love suspected exposure, with the rich second generation beautiful woman hotel room

　 　 On December 14, 2015, Hu Ge was busy with the crew of "Hunting Ground" in Hangzhou, but the assistant drove to the airport to pick up a rich girl, and then found that the girl had come directly to Hu Ge’s hotel. After she went through the formalities, she quickly went back to her room and no longer showed up, and found that her room number was 3507. After filming, Hu Ge quickly rushed back to the hotel where he lived.

　 　 That night, the reporter noticed that a man suddenly appeared outside the rich woman’s room. After waiting all night, Hu Ge and the woman walked out of the room, and the two spent the night together. After the two went out, the reporter did not leave directly, but chose to continue waiting.

Open Hu Ge Gossip Girlfriend: Rich Girl, Liu Shishi Alumni

　 　 It was reported that the woman’s name was Lin Xiao, a native of Shandong. She studied at the Beijing Dance Academy, the alma mater of Hu Ge’s friend Liu Shishi, and once had the title of school flower. However, her mother was an associate professor in a famous provincial hospital, and her father was a local private entrepreneur.

Review of Hu Ge’s Love

　 　 As Hu Ge’s first public girlfriend, Xue Jianing is once again in the spotlight. Xue Jianing and Hu Ge met during the filming of the TV series "Unparalleled in the World" and began to officially date in 2006. In 2006, Hu Ge had a serious car accident, and she rushed to the hospital to visit him. She refused any job to take care of her boyfriend, stopped work for one year, and the two broke up in 2009.

　 　 On the night of December 29, 2014, Hu Ge published a long article in response to their love affair with Jiang Shuying, saying that the two were indeed together. Regarding the previous reports, Hu Ge also expressed his own views, saying that he knew that the two would be known to the outside world sooner or later, and Hu Ge also hoped that the outside world could understand the Weibo post expressing his emotions after drinking. However, the good times did not last long, and the two confirmed their breakup in August 2015.

Transfer from: Xinmin. com

　　On June 16th, the Guangdong-Hong Kong-Macao Greater Bay Area Auto Show kicked off. The innovative masterpieces of the Great Wall Gun-"Global Intelligent Luxury Off-road Pickup" 2023 off-road gun and "King of the Desert" 2023 gun were officially launched, and they continued to lead the off-road pickup track in China with championship strength.

　　The 2023 off-road guns will be added without increasing the price. The official guide price of gasoline models is 169,800-179,800 yuan, and the official guide price of diesel models is 176,800-186,800 yuan. At the same time, thanks to the support and love of new and old users, the third anniversary of the launch of off-road guns, 23 limited editions of off-road guns were specially launched, with the first batch of 333 sets. The price of gasoline limited edition models was 199,800 yuan, and the price of diesel limited edition models was 206,800 yuan. Car buyers enjoy five major gifts: "financial gift, replacement gift, interconnection gift, service gift and recommendation gift", and 333 limited edition users also enjoy an outdoor camping gift package worth 3,000 yuan. The official guide price of the 2023 artillery is 182,800 yuan, and users can order it through the Great Wall Gun APP, and enjoy financial gifts and service gifts when buying a car.

　　At the same time, Great Wall Gun’s first high-value pickup truck products, such as 6X6 co-creation model, Shanhai gun and 2023 passenger gun, were unveiled, and it was announced that it would join hands with China’s top desert cross-country players to set up a desert cross-country user base of Great Wall Gun to boost the pickup truck culture in China.

Strong rejuvenation of cross-country duo sets a new benchmark for the value of off-road pickup trucks in China.

　　As the leading product of the Great Wall Gun in the off-road market, the 2023 off-road gun and the 2023 gun are condensed.The king of pickup trucks and the wisdom of the world are smarter, more luxurious, safer and more off-road, leading the category of off-road pickup trucks to jump upwards.

　　As the first all-terrain mass-produced off-road pickup truck in China, the off-road gun is widely trusted by off-road players, ranking first in the sales of off-road pickup trucks in China. With the three hard-core strengths of "off-road, off-road heart and off-road fun", the 2023 off-road gun has become a professional partner of off-road enthusiasts.

　　The new car breaks consumers’ prejudice and understanding of traditional pickup trucks with its domineering and tough appearance and luxurious technology interior. The interior adopts 12.3-inch Zhilian touch screen +7-inch color LCD instrument double suspension design, laser carving process luminous decorative board, which is bursting with science and technology. There are also 50 watts of wireless fast charging, heated and ventilated leather seats, leather steering wheel, automatic headlights, electric sunroof, Bluetooth keys and other leapfrog equipment, bringing a new luxury experience of passenger car class.

　　The 2023 off-road gun is equipped with a 2.0T+8AT gold power combination; The original factory is equipped with hard-core equipment such as front and rear axle electronically controlled differential lock, K-MAN nitrogen cross-country shock absorber, Bailuchi KO2 all-terrain tire, winch, wading throat, front and rear iron competitive bars, etc. The domestic pickup truck pioneered the creeping mode and tank turning, which greatly reduced the difficulty of off-road and improved driving safety; Brand-new upgrade off-road side pedal, new transparent chassis, upgraded high-performance cooling system, and unique off-road thermal management system, so that off-road can do whatever you want.

　　The new car comes standard with ESP body stabilization system; Equipped with high-order intelligent driving assistance, the functions cover ACC adaptive cruise, AEB active braking, collision warning, smart dodge, intelligent lane assistance, etc., and use technology to ensure safety; The whole car is equipped with 6 airbags, high-strength body, the first original factory standard 3mm thick chassis metal armor, and all-round armor protection to ensure users’ driving safety and care for every wonderful moment.

　　The 2023 off-road gun provides six driving modes: 2H, 4H, 4L, snow, mud and sand. It has a unique off-road expert mode at the same level, allowing experienced players to enjoy pure off-road fun. A number of modified harnesses and switches are reserved, and the original factory has its own towing qualification and trailer anti-swing function to expand the wonderful and fun outdoor life.

　　As the first personalized off-road modified product of "Cannonball Project", since the birth of artillery, climbing Mount Everest, wearing Yunnan and Tibet, and protecting scientific research have demonstrated the off-road spirit without fear of challenges with flexible and powerful strength, creating a legend of the charm of single-row off-road pickup trucks. At this year’s Alashan Desert Heroes’ Meeting, double artillery successfully challenged Bilutu Peak, which is known as the "Desert Everest". Only 1 minute and 35 seconds, a mirror to the end, glory to the top, showing extraordinary off-road strength.

　　The 2023 artillery is strong and rejuvenated, and with all-round product competitiveness, it has become the "king of the desert" preferred by cool play, cross-country and competitive people. The performance of the engine is further improved, with the maximum power reaching 160kW and the peak torque reaching 380N·m, without fear of rough journey; The wheelbase of the whole vehicle is 2745mm, the golden ratio, the single-row structure, the cooperation with the Borgwarner part-time 4wd system, the super passability and the off-road capability are leading at the same level; In addition, the artillery has a number of fever-level off-road equipment, which is fully equipped by the original factory, saving the trouble of modifying and injuring the car in the later stage, so that users can enjoy the hearty feeling of climbing mountains and mountains.

　　It is worth mentioning that 2023 off-road guns and 2023 guns have the most convenient pickup truck sales service network in China, with over 2,000 outlets and an average service radius of less than 50km, so they can enjoy fast and convenient service even in remote places.

Insist on category innovation, product diversification, high-energy pickup lineup amazing audience.

　　At this auto show, Great Wall Gun not only brought new and upgraded off-road pickup products, but also brought many innovative masterpieces such as passenger leisure, fashion business, personalized co-creation and modification on the same stage to stage a pickup feast.

　　Great Wall Gun 6X6 co-creation model is based on China’s first 6X6 super off-road platform newly launched by Great Wall Gun and Chaojing. The platform has three black technologies of "all terrain, super power and unlimited expansion", creating a brand-new category, breaking the situation that foreign capital dominates 6X6, and leading China’s hard-core cross-country to an advanced level. Thanks to the innovative technology of the platform, the Great Wall Gun 6X6 co-created model has strong all-terrain and all-scene off-road capability, and meets all the aspirations of pickup truck players for 6X6′ s tough travel mode with the hard-core strength of "creating new species, creating new life and creating new benchmarks".

　　The large-scale high-performance luxury pickup truck Shanhai Gun has three extreme product strengths of "high performance, super luxury and super fun", which fills the blank of high-end luxury pickup trucks in China. With its unparalleled crossing ability, changeable refitting ability, outstanding towing ability and full-scene leisure adaptability, it has become the real king of outdoor.

　　The 2023 passenger gun, positioned as "global intelligent luxury passenger pickup truck", is built on the world’s leading intelligent professional off-road tank platform, and has passed 76 kinds of global road and extreme environment tests such as "extremely cold, extremely hot and plateau", with the test mileage exceeding 6 million kilometers and leading the same level in technical performance. The new car strives to improve in terms of "intelligence, luxury, safety and comfort" and achieve a higher-value luxury experience.

　　On the public day of the auto show, the 2023 commercial gun and King Kong gun AT models will also make a stunning appearance. The 2023 commercial guns positioned as "global intelligent luxury commercial pickups" have become the preferred business partners and intelligent assistants of business elites in the new era with five hard-core strengths of "super enjoyment of driving, super power, super safety, super load-bearing and super ingenuity".

　　The "100,000-yuan automatic pickup truck" King Kong cannon is a new entrepreneurial equipment brought to the strugglers in the new era. It is deeply built from the dimensions of "hard core King Kong, King Kong quality, super King Kong and fashion King Kong" to help users have a good business and a better life.

Join hands with off-road players to create a user base to help China pickup culture jump.

　　Great Wall Gun not only provides users with high-performance pickup products, but also deeply cultivates the ecological construction of users with the concept of comprehensive TO C service, plays with users, creates a life of sharing full-scene pickup trucks, and promotes the development of pickup culture in China.

　　At this auto show, Great Wall Gun officially announced that it will join top desert cross-country players in China to set up three user bases in Wulanbuhe, Badain Jaran and Kumutage, enabling users to play desert cross-country and become a gathering place for desert cross-country enthusiasts all over the world.

　　Five extreme desert cross-country players appeared at the Great Wall Gun booth as "Great Wall Gun Desert Cross-country-Shanhai Culture Co-creation Officer", sharing off-road stories, starting off-road journeys with users, and injecting the upward development of off-road pickup truck culture in China..

　　As a pickup truck leader, the cumulative global sales of Great Wall pickup trucks exceeded 2 million, ranking first for 25 consecutive years. From January to May this year, the domestic terminal market share of Great Wall pickup trucks exceeded 50%. For every two pickup trucks sold in China, one is Great Wall. Great Wall Gun is the best-selling pickup truck brand in China, and it is the first high-end pickup truck brand to exceed 450,000 units. It has been listed in more than 50 countries on four continents.

　　In the future, the Great Wall Gun will insist on category innovation and user co-creation, and ignite the pickup truck dream and off-road dream in everyone’s heart. It will also represent the pickup truck brand in China, make a decisive battle with the international mainstream brands in the global market, and make the China pickup truck popular all over the world.

　　(Xinmin. com published this article for the purpose of transmitting automobile information, and does not represent the views of this website.)