Recently, Mr. Lu, a citizen of Hangzhou, received a message: "Recently, the functions of ATM‘’s’ cash withdrawal without card’ and’ code scanning deposit’ in mobile banking have been suspended. If you need to withdraw money from self-service machines, remember to bring your bank card." When he talked to his relatives and friends around him, he found that many people had received similar notices during this period.

A number of banks announced the suspension of card-free deposits and withdrawals.

According to Securities Times. com, in recent years, many state-owned banks and joint-stock banks, such as Bank of China, China Construction Bank, China Everbright Bank and China CITIC Bank, have announced the suspension of card-free deposit and withdrawal related businesses.

Recently, the Bank of Communications announced that in order to promote high-quality business development and strengthen risk management, the reservation withdrawal service in the card-free withdrawal function of personal mobile banking will be stopped on May 24, 2024. Customers can still apply for card withdrawal, code scanning withdrawal or go to bank outlets to apply for withdrawal business through Bank of Communications intelligent machines.

It is understood that customers can make an appointment for "card-free withdrawal" on the mobile banking of Bank of Communications before, and preset the reservation verification code and reservation amount when withdrawing money without a card. After making an appointment, they can withdraw money at the bank ATM without a card.

Before Bank of Communications, another state-owned bank, Agricultural Bank of China, suspended the card-free withdrawal service of its mobile banking, but customers can still handle the related business of cash withdrawal at outlets by means of card reading, palm-scanning code withdrawal and face-brushing withdrawal.

In addition, CITIC Bank also cancelled this business this month. CITIC Bank announced that "the cash self-service equipment authorization code withdrawal function has been closed on May 17th".

Related business has been tightened for nearly two years.

Since August 2022, some banks have tightened the card-free deposit and withdrawal service.

According to the announcement issued by China Construction Bank, the reason why the bank deployed the two-dimensional code deposit function of ATM is to improve its service ability to cardholders. After this function is turned off, customers can choose to open the service of "face brushing" to handle ATM deposits. In addition to China Construction Bank, China Bank, China Guangfa Bank and China CITIC Bank have also announced that they will stop the deposit function of ATM QR code.

The reporter noticed that although the card-free deposit and withdrawal service has been tightened, most banks do not directly shut down the card-free cash business of self-service equipment, and services such as scanning code deposits and "brushing face" deposits can still be used. For example, at present, the mobile banking APP of China Merchants Bank can still use the scanning code deposit and withdrawal service, and the QR code withdrawal service does not need a physical card. The mobile banking can scan the QR code generated by ATM, then specify the card number and amount, and enter the withdrawal password on ATM to complete the transaction, with a single card limit of 20,000 yuan per day; Scan code deposit is limited to 50 thousand yuan, and can only survive.

"The ATM equipment of our bank can scan the code to withdraw money, and the scan code deposit needs to be handled by moving the counter." The staff of a branch of ICBC told the reporter that the bank’s self-service equipment can still carry out code scanning and withdrawal service, and it can be operated by scanning the code with the mobile banking APP and entering the withdrawal password. However, the code scanning deposit function of the self-service equipment has been cancelled, and it is now used as a way of counter-free transaction, which is suitable for customers who apply for deposits but do not carry ID cards or physical cards.

"If customers apply for deposits without cards, they can use ID cards or mobile banking scanning codes at the counter, and both methods are verified by the system for face recognition." The staff of a certain branch of ICBC mentioned above suggested that there is a difference in the amount of deposit and withdrawal between them. The ID card can handle the deposit and withdrawal business of less than 200,000 yuan, while the mobile banking can only handle the deposit and withdrawal business of less than 50,000 yuan.

More banks may keep pace.

The reporter combed the announcements of relevant banks on adjusting the card-free deposit and withdrawal business and found that risk management, cost reduction and optimization of financial services have become high-frequency words.

Wang Pengbo, a senior analyst in Broadcom’s financial industry, said that the tightening of card-free deposits and withdrawals of self-service devices was mainly due to user usage and security considerations.

"It is convenient and fast to deposit and withdraw money on self-service devices through mobile banking, and it is easy to be used by criminals." A bank employee told reporters that although most banks’ mobile banking regulations are limited to their own custody and use, cases of lending and buying and selling mobile banking have occurred from time to time.

Wang Pengbo said that the operation process of QR code deposit itself is cumbersome and the convenience of use is not enough. At the same time, the ATM QR code deposit business may not be able to accurately identify the depositor’s identity and confirm the relationship with the payee. In addition, the source and use of funds are hidden, which will make it more difficult for banks to monitor money laundering activities.

Wang Pengbo predicted that more banks will follow up and adjust the card-free deposit and withdrawal business in the future. "The bank deposit and withdrawal business should focus on security, and at the same time meet the principles of identity verification and unity of time and space."

Have you ever used the card-free deposit and withdrawal function?

What do you think of this?

Original title: "A number of banks announced: pause! 》

Read the original text

　　　 1905 movie network news According to Japanese media reports, the animated film Your Name directed by the animator Makoto Shinkai has recently released the latest poster. In addition, the image of the protagonist Long and the heroine Sanye voiced by Ryunosuke Kamiki and Mone Kamishiraishi has been released for the first time.

　　　　　　　 Director Makoto Shinkai became popular because of Beyond the Cloud, the Agreed Place. With Five centimeters per second, he established an image with a unique style in the audience’s mind. This time, Your Name is a new film re-created three years after The Court of Words and Leaves. The film tells the story of a female high school student, Miyashui Sanye, who lives in the deep mountain of Tian She, dreaming of a man living in Tokyo one day, and a male high school student, Tachibana Taki, who lives in Tokyo, dreaming of a woman who has never been to a deep mountain. When two people who have never met each other meet, a wonderful story of a girl and a teenager begins.

　　　 The film was directed by Tanaka Masayoshi of "We still don’t know the name of the flower we saw that day", and was written by Masashi Ando, who once created it. The film can bring together three Japanese animators with the highest peak. On the newly exposed poster, the two people standing on the left and right sides seem to find each other’s existence, giving people an indescribable sense of distance.

　　　 Ryunosuke Kamiki, who dubs Long, is a fan of Makoto Shinkai’s works. "After seeing Long’s stills in the film, I am looking forward to finishing this work purely. Long is an ordinary high school student in urban life, but how to show this’ ordinary’ is not easy. It is difficult to become this role if the lines that are said in a sentence are not carefully considered. " Mone Kamishiraishi, who voiced Sanye, also said, "It’s the first time that I saw the faces of Long and Sanye, and their expressions are particularly rich, which makes me want to interpret her earlier. The role in "Your Name" is absolutely loved, and I will love it even more in the future. It is also a great honor to contribute to this work. "

　　　 "Your Name" is about modern drama, so the voice actors need to have the shadow of young people around them. Director Makoto Shinkai praised the two voices: "I want the kind of excellent temperament that is revealed in the ordinary, with a youthful and fresh voice. I think both of them are natural."

　　　 It is reported that Your Name will be released in Japan in August this year.

> > > For massive news, please click "News Channel".

Putin is with his dog Kony.

In August, 2003, Putin rowed in the Altai mountain river.

Putin swims in the presidential residence on the outskirts of Moscow. The above three pictures are from Zhongxin.com.

　　Be content with a big fish in your hand

　　Russian media revealed the president’s personal life, and invited officials to eat kebabs and dogs to engage in diplomatic diving, attracting high-ranking officials to follow suit-

　　On April 21st, the Russian Communist Youth League Pravda published an article that revealed Putin’s little-known leisure life.

　　eat and drink

　　Please eat "presidential kebab"

　　"

　　During President Putin’s vacation, those government officials who met with him "semi-officially" did not always leave after the meeting. Sometimes, President Putin will leave them and treat them to a "light meal". In this case, a brazier will be set up in the courtyard of the "Bocharovo Creek" official residence where President Putin lives, and then everyone will sit around and eat grilled fish or kebabs.

　　Sometimes, vegetables, such as eggplant, tomatoes, peppers and onions, are added to the kebabs. In addition to the delicious "presidential kebabs", there will be delicious sour juice to drink. It is said that this is also what Putin particularly likes.

　　On one occasion, Putin hosted a security meeting in Sochi. After that, he took all the participants to the seaside restaurant adjacent to a disco, and the president went to the balcony with them, listening to the deafening disco music coming from next door and munching on delicious food. President Putin nodded at the ballroom and asked the others, "Do you want to try it?" But they didn’t go to the party in the end.

　　make merry

　　Take a break and have a good time.

　　Putin is a car lover, but what makes him feel depressed is that since he became president, he has rarely had the opportunity to drive in person, especially in Moscow, which is "forbidden". However, this is not difficult for the Russian president. He often drives his own car when he inspects his work in other places. Of course, for the sake of safety, bodyguards will always follow him.

　　Cultivate your dog to be a "diplomat"

　　Not long ago, Putin’s dog Kony became one of the "protagonists" in Russian media: when Putin accompanied the visiting Presidents of Belarus and Tajikistan for a walk, Kony obediently followed. It is reported that Putin deliberately brought Kony out, just to close the relationship with the two leaders.

　　Last year, Putin met with Kuchma, then president of Ukraine. When they were ready to start the talks, the dogs began to bark, and Putin had to go back and "appease" them. However, what everyone heard was: "Shut up!" The dogs immediately quieted down. Obviously, they knew who was the head of the family.

　　one’s favourite

　　A tour is 2000 meters.

　　Usually, President Putin gets up at 7: 30 in the morning. After getting up, his homework is swimming, and a trip is 2000 meters.

　　Last summer, Putin also mastered a new "underwater skill"-diving. It is worth mentioning that after learning about the president’s new hobby, senior government officials around him followed suit and learned to dive. In this way, if invited by the president, you can go to sea with him, which is undoubtedly good for your future development.

　　Although President Putin also likes alpine skiing, his men may not be willing to learn this sport. The reason is very simple, even if you learn it, you can’t show your skills in front of the president: because the president never takes anyone with him when skiing!

Editor: Peng Wei

　　According to the website of the Ministry of Foreign Affairs, Qin Gang, spokesman of the Ministry of Foreign Affairs of China, answered questions on the statement issued by the European Union and others on the Wo Weihan case.

　　A reporter asked: The European Union and Austria issued a statement a few days ago, expressing strong dissatisfaction with Wo Weihan’s execution, saying that China’s practice undermined the mutual trust and respect that should be enjoyed by human rights dialogue, which would have destructive consequences. The United States also expressed concern about the Wo case. What is China’s comment on this?

　　Qin Gang: China is a country ruled by law. Wo is a citizen of China, and the evidence of his crime is conclusive. The judicial authorities in China have made a judgment according to law, which is entirely within the jurisdiction of China. The trial procedure of this case was fair, which fully guaranteed the defendant’s various litigation rights.

　　Qin Gang said that the EU and others made irresponsible remarks about the judgments made by China’s judicial departments in accordance with the law, which grossly interfered with China’s justice, trampled on the spirit of the rule of law and damaged the foundation for the healthy development of human rights dialogue between the two sides. We express our strong dissatisfaction and resolute opposition to this. China urges the European Union and others to immediately correct their mistakes and stop all words and deeds that interfere with other countries’ justice.

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