Why has the new car been transferred because it can’t be licensed?

　　Not long ago, Mr. Hu of Sichuan bought a car. The first important thing after buying the car was to go to the vehicle management department to go through the formalities for the vehicle. So, Mr. Hu drove his car to the vehicle management office. However, to Mr. Hu’s surprise, the new car he bought through formal channels could not be sold.

　　Mr. Hu:He said that your car, including the frame number and engine, has been registered by others. That is, someone has already used this procedure to transfer the ownership.

　　The regular new car couldn’t go to the house. Mr. Hu felt that he had been cheated and reported the case to the public security department. In fact, this strange thing like Mr. Hu’s is not the first time.

　　Hao Zhengzheng, Deputy Director of Lingang Economic and Technological Development Branch of Yibin Public Security Bureau:Jiangsu Yancheng Hyundai Motor Factory and Guangzhou Huadu Nissan Motor Co., Ltd. all have batches of vehicles that have been squeezed into households, but their real customers can’t buy this car.

　　Stealing other vehicles, laundering stolen cars.

　　At the same time, in January 2016, a very special dispute occurred in Lingang District, Yibin City, Sichuan Province. Xiao Zhang, the clerk of the automobile sales company, judged from many years of work experience that the person who came to sell the car was wrong, and the car he sold might be a stolen car. So Zhou Chun, who came to sell the car, was sent to the local public security bureau.

　　The police carefully checked and found that the car sold by Zhou Chun had less obvious changes in engine number and frame number.

　　Li Gai, Investigator of Lingang Economic and Technological Development Branch of Yibin Public Security Bureau:Professional technicians decoded the identity of this vehicle, and after their technical treatment, we learned that the real identity of this vehicle was a car stolen in Chengdu.

　　Zhou Chun confessed that he bought this car from a local automobile trading company whose boss is Liu Hui. The police took immediate action and seized eight cars from Liu Hui’s company. Five of them were stolen cars, and their frame numbers and engine numbers were carefully tampered with.

　　It is the first time that the stolen stolen car has turned into a legal car. Because according to common sense analysis, it is almost impossible to put on a legal coat for stolen vehicles.

　　Hao Zhengzheng, Deputy Director of Lingang Economic and Technological Development Branch of Yibin Public Security Bureau:Its certificate has 36 items of data, including the brand and model of the vehicle, as well as the frame number and engine number, including the color, track distance, wheelbase, displacement and so on. Before selling this car, the manufacturer must report each car to the Ministry of Industry and Information Technology, and the Ministry of Industry and Information Technology (approval) allows it to be sold. It must be reported for registration before it is allowed to produce and sell.

　　How to wash the stolen vehicle white and re-license it?

　　The police told reporters that it is not easy to wash a stolen car white. First of all, the original data such as the original frame number and engine number of the vehicle should be polished off, and then the relevant data of another vehicle should be found and replaced. This is not the most important thing. The most important thing is to get a full set of data information of another car and print it out before you can get it to the vehicle management department. For example, a thief stole an Audi car, and if he wants to get the stolen car into the house, he has to go through all the formalities for another Audi car of the same model, which has not been sold or even produced. How is that possible? But it did happen again. What was the problem? Where did the criminals get those who cheated the vehicle formalities of the vehicle management department?

　　Hao Zhengzheng, Deputy Director of Lingang Economic and Technological Development Branch of Yibin Public Security Bureau:We tracked it down and found that Liu from Lanxi bought the license plate from a person named "Chengdu Data King" in Chengdu.

　　Liu Hui, the boss of the automobile trading company, confessed that he and this "data king" didn’t know each other, and they usually contacted each other through the Internet. "Data King" is very famous in the black market of automobiles, because he can buy a complete set of data information of vehicles.

　　Li Gai, Investigator of Criminal Investigation Brigade of Lingang Economic and Technological Development Branch of Yibin Public Security Bureau:If a car is like this Accord, if he resells it once, his own profit should be around 5,000 yuan. You can earn these thousands of dollars in a short time.

　　After mastering a large amount of evidence, the task force went to Chengdu and arrested the "data king". In his computer and mobile phone, he found a lot of vehicle data information and chat records of reselling this information.

　　Li Gai, Investigator of Lingang Economic and Technological Development Branch of Yibin Public Security Bureau:Generally, he will be responsible for making this procedure for you within three days. After making it, he will send a WeChat. Look at this, for example. He will send you the certificate he made for your confirmation, including the invoice and the name you want.

　　After the "Data King" was arrested, the case was only the tip of the iceberg. Where did he get the data information of these unlisted and even factory-not-delivered vehicles that he sold around the Internet?

　　Hao Zhengzheng, Deputy Director of Lingang Economic and Technological Development Branch of Yibin Public Security Bureau:He said he bought it online from a man named Liu in Anshan, Northeast China.

　　The police immediately arrested Liu. Liu confessed that in the process of operating used cars, he often touched stolen cars, so he used his brains. He thinks that if this kind of car is washed white and sold, it may have higher profits. Liu Yu told this idea to Zhang, a friend who is also in the car circle. Zhang said that he could get a full set of vehicle procedures and print them out.

　　After getting these clues, the police quickly attacked, and soon, the suspect Zhang was also arrested. Judging from the seized crime tools and paper products, the vehicle procedures made by criminals are very realistic, and it is difficult to see the flaws with the naked eye. With it, you can openly go to the vehicle management department to go to the door.

　　Liang Zhongyu, deputy captain of Lingang Economic and Technological Development Branch of Yibin Public Security Bureau:This set of certificates can’t be recognized only by the vehicle management department, because the data on this certificate are all the data that can be used in the China Machine Network, which the state has not taken out and issued.

　　The police tracked down the hacker behind the scenes and was finally arrested.

　　The "China Machine Network" mentioned by the police is a third-party intermediary organization jointly funded by China Automotive Technology Research Center and other departments, and it is the technical support organization managed by the Ministry of Industry and Information Technology’s "Announcement of Vehicle Manufacturers and Products". It was the hacker who invaded this institution that stole these secrets. The police said that "the vehicle data has not been taken out", which means that the vehicles with these data have not yet been listed or even produced. In this way, Zhang is not the end of this huge black chain, because the real data information of those vehicles is not available to Zhang’s ability. In other words, there is a black hand behind Zhang.

　　The reason why stolen cars can be washed white is because those data and information are true. And can get this information, it turned out that someone hacked into the China Computer Network and stole these secrets.

　　Hao Zhengzheng, Deputy Director of Lingang Economic and Technological Development Branch of Yibin Public Security Bureau:Zhang explained to us that his source of this data was obtained from a person named Guo in Henan.

　　Police online investigation found that Guo lives in Wuzhi County, Jiaozuo City, Henan Province. He is not a professional hacker, but an employee of a local vehicle production company, specializing in the management of vehicle certificates. The task force secretly rushed to Henan to arrest the core figure Guo.

　　Guo is responsible for the data management of vehicles in the factory, and has access to the network system of China Machine Network, and can view the data information of vehicles. Later, I learned from Zhang that this information can be exchanged for money, and he was jealous.

　　Li Gai, Investigator of Lingang Economic and Technological Development Branch of Yibin Public Security Bureau:Zhang asked him to check whatever he wanted, and then sold the data to him. The total is about 200,000 yuan.

　　The police found that although Guo could enter the website to inquire about the data information of the vehicle. However, his authority is very low, and he can only inquire about the vehicle information produced by this factory, but not other manufacturers. But the current situation is that Guo can find the data information of almost all famous cars such as Volkswagen, BMW and Honda. How did he do it?

　　Li Gai, Investigator of Lingang Economic and Technological Development Branch of Yibin Public Security Bureau:Through Taobao, he found a Liu who opened a shop on Taobao and opened an online shop. This person specializes in cracking and copying encryption dogs. Through remote control, control Guo’s office computer, Liu operates in Chengdu, enters the system step by step, reads out the data, and then tampers with it.

　　After countless revisions and tests by Liu, Guo’s query authority has been greatly improved, and he can see the data information of almost all vehicles. In this way, it is easy to wash the stolen cars in black and white. Subsequently, the police took action and behind-the-scenes hacker Liu was finally arrested.

　　Li Gai, Investigator of Lingang Economic and Technological Development Branch of Yibin Public Security Bureau:Stealing the data of China Computer Network, in fact, China Computer Network doesn’t know? I don’t know Because of this data, it was originally what they put in their room. They thought their doors and windows were all closed, but others dug a passage underground.

　　We generally think that the license plate of a car is the identity card of the car, but the license plate of the car may be changed in the process of subsequent transactions. Compared with the license plate, a car’s frame number, engine number and other data and procedures are the identity signs that follow a car for life. If even these can be stolen and forged, it will be even more difficult to manage the car and detect related crimes.

　　Small QR code scanning is risky

　　Experts believe that supervision should be strengthened to change the disorderly state of making and publishing QR codes as soon as possible.

　　

　　Meng Qiang

　　Zou yang

　　Outpatient questions:

　　How to prevent the risks brought by scanning QR codes?

　　Outpatient specialist:

　　Beijing Institute of Technology

　　Associate professor Meng Qiang

　　Zou Yang, Procurator of Hanjiang District Procuratorate, Yangzhou City, Jiangsu Province

　　Expert opinion:

　　◇ The low illegal cost makes the QR code easy to be used by criminals, which seriously threatens the information security of users.

　　◇ Improve the laws and regulations on mobile Internet security, restrict the status quo of "everyone can make, print and publish QR codes", and clearly stipulate the qualification, certification and filing of QR code enterprises to promote the healthy development of the whole industry.

　　Salesmen who used to stand on the roadside and on subway platforms and hand out leaflets and coupons are now mostly equipped with upgrades. They held an "advertising bill" in their hands and mobilized pedestrians coming and going: "Scan a code and pay attention!"

　　Scan the QR code on the leaflet, pay attention to the merchant WeChat official account, and regularly receive the preferential information pushed by the merchant. This promotion method is called "scanning the code to push" by the insiders. In order to let more people "sweep", "sweep the code and push" generally gives some small gifts. This seems to be a win-win promotion, but there are many security risks.

　　Ms. Wang, the owner of the online shop in Jiaxing, Zhejiang Province, used her mobile phone to scan the QR code, but the mobile phone webpage was never displayed. Ms. Wang, who felt that something was wrong, logged into Alipay and Taobao accounts and found that more than 30,000 yuan of funds in the account were transferred away.

　　Ms. Xu of Yangzhou City, Jiangsu Province also lost more than 20,000 yuan because she scanned a QR code. Compared with other victims, she is lucky. After the Hanjiang District Procuratorate of Yangzhou City prosecuted this new type of credit card fraud case, all four defendants were convicted, and the money finally returned to Ms. Xu. Recently, the reporter interviewed Meng Qiang, associate professor of Beijing Institute of Technology and secretary general of China Civil Law Research Association, and Zou Yang, deputy section chief of the Public Prosecution Department of Hanjiang District Procuratorate, who undertook the case.

　　What is the QR code?

　　Reporter:What is a QR code? Do I have to go through approval before publishing?

　　Meng Qiang:Two-dimensional code has become a key technology for the development of the Internet of Things because of its large amount of information and convenient use. However, recently, the loss incidents of users’ mobile phones after scanning the two-dimensional code have occurred frequently in various places, which should attract the attention of the regulatory authorities on the management loopholes of the two-dimensional code. Two-dimensional code is a black-and-white figure distributed by a certain geometric figure according to a certain law. Because of its characteristics of large amount of stored information, convenient access to information, simple generation and easy operation, two-dimensional code has been widely used in many fields such as commodity traceability, logistics tracking, identity authentication and so on. With the popularity of mobile smart phones, in daily life, you can add friends, download coupons, pay bills, browse the web, download mobile applications and so on with a "sweep" of your mobile phone. From Baidu’s search for "QR code generator", more than 460,000 search results appeared. It can be seen that the generation of QR codes is very simple and convenient, and any institution or organization can make and publish QR codes at will.

　　Reporter:Any institution or organization can make and publish QR codes at will, will it bring risks to public safety?

　　Meng Qiang:It is the low illegal cost that makes the QR code easy to be used by criminals, so that bad information such as network virus, pornography and reaction can be released and spread at will, which seriously threatens the information security of users. From the user’s point of view, the two-dimensional code can’t directly identify whether the information it contains is legal or not. Criminals usually generate a two-dimensional code from toxic or plug-in websites, and declare coupons, software or videos to induce users to scan, and the beginning of code scanning represents the beginning of risk. There are two main risks brought by QR codes to users: The first is to obtain personal information in the user’s mobile phone by malicious implantation of Trojan virus, forced download and account registration, resulting in personal information leakage. The second is to maliciously deduct fees by inducing the installation of software, information verification, etc., or even steal the user’s savings card and credit card account by Trojan implantation. Although China has not yet promulgated the personal information protection law, Article 5 of the General Principles of the Civil Law stipulates that the legitimate civil rights and interests of citizens and legal persons are protected by law, and no organization or individual may infringe upon them. Article 2 of the Tort Liability Law also stipulates that anyone who infringes upon civil rights and interests shall bear tort liability. Every citizen’s personal information is his own legitimate rights and interests, which should be protected. If he maliciously obtains other people’s information through QR code, the actor should bear the responsibility for the damage caused. At the same time, such behavior also endangers the social economic management order and may be subject to administrative punishment. Moreover, malicious deduction of fees and theft of accounts infringe on the property rights and interests of users.It may constitute theft, fraud and credit card fraud.

　　How do ordinary consumers prevent and control code scanning risks?

　　Reporter:Two-dimensional code technology provides a lot of convenience for our lives, but also brings risks and security risks. Before "sweeping", how can users be vigilant and reduce information security risks?

　　Meng Qiang:There is no free lunch in the world. Users should first raise their awareness of vigilance and choose a QR code from a safe and reliable channel for reading. For QR codes of unknown origin, especially roadside advertisements, advertisements in elevators, advertising leaflets and QR codes of unknown websites, don’t blindly scan them, and if necessary, detect them in advance. According to the relevant tips of China Consumers Association, some mobile phone security software has cooperated with QR code scanning software or independently launched a QR code scanning tool with security detection function. After consumers scan the QR code, these scanning software will automatically detect whether the QR code contains security threats such as malicious websites, mobile phone Trojan viruses or download links of malicious software. Once a threat is detected, the scanning software will remind consumers to download and install it carefully, so as to prevent consumers’ mobile phones from being infected with malicious software and ensure users’ safety. Good use habits are an important means to reduce the threat of information security. At the same time, if the user scans the QR code and finds that it is an illegal link, he should immediately close the link uninstallation software to block the way for criminals to obtain information. Once the personal information has been leaked or the bank card has been stolen, the user should immediately report to the police and keep relevant evidence for the police to investigate.

　　Zou Yang:In the case that Ms. Xu was cheated in Yangzhou, after Ms. Xu scanned the QR code sent by a seller with her mobile phone while shopping in Taobao, the bank card was stolen by more than 24,000 yuan. The investigation by the Hanjiang District Public Security Bureau found that a person named "Ye Jinhua" was suspected of committing a major crime, so he followed the trail and arrested four suspects, including Ye Jinhua. Since August 2013, Ye Jinhua, Ye Jialiang’s on-line Chen Mingchun and Dai Zhihao rented a "two-dimensional code Trojan program" through the Internet, and pre-programmed their own mobile phone numbers into the two-dimensional code Trojan program. Later, Chen Mingchun disguised as a Taobao seller to "build a Chinese dream" to sell electrical appliances. As long as a buyer "takes the bait", he sent the QR code containing the Trojan horse through Taobao Want Want, and fabricated various reasons to convince the buyer that scanning the QR code would be cheaper. The mobile phone number preset by Chen Mingchun and Dai Zhihao in the Trojan virus will automatically intercept the victim’s mobile phone message (mainly intercepting the verification code in the fast payment), and then log in to the victim’s Taobao account. Get the bank card information bound by the victim’s Taobao account by logging in to Taobao account, and bind the victim’s bank card to his own Yifubao account, and then use Xu’s credit card to spend or cash out on the shopping platform through fast payment. It can be seen that cyber crime has broken the limitation of crime space and target groups, with low crime cost, wide range of harm and more confusing and deceptive. With the popularization and application of mobile phones and the Internet, all kinds of people have become the targets of criminal gangs. Objectively, this kind of case has high detection cost and is difficult to recover.At present, a comprehensive and effective prevention and strike mechanism has not been formed. Therefore, it is more important for consumers to strengthen self-prevention.

　　Reporter:What warning can we get from this criminal chain with mobile phone number as the breakthrough?

　　Zou Yang:After the suspect intercepts the mobile phone number, the password of Taobao account can be found through the mobile phone verification code. Knowing the bank card number of the victim who opened the fast payment function, plus controlling his mobile phone, you can use the received payment random verification code to complete the payment. Therefore, it is suggested that consumers, first, the mobile phone number bundled with Taobao account and the mobile phone number bundled with fast payment should not be commonly used; Second, the above two numbers are not the same number. In this way, if there is a Trojan virus in one mobile phone, the other mobile phone has a line of defense.

　　How do regulators plug the security loopholes of QR codes?

　　Reporter:In the face of the information security threat brought by QR code, how should the regulatory authorities plug the security loopholes?

　　Meng Qiang:As a regulatory authority, in order to plug the security loopholes of QR codes, it is imperative to introduce the standards for the use of QR codes, improve the laws and regulations on mobile Internet security, restrict the status quo that QR codes can be produced, printed and published by everyone, and clearly stipulate the qualifications, certification and filing of QR codes. Only in this way can the healthy development of the whole industry be promoted. Some experts also suggested that a "trusted two-dimensional code platform" should be set up by a regulatory agency or company, and combined with digital signature technology, so that users can know which organization generated this two-dimensional code every time they scan it, and can ensure that it has not been tampered with in the middle, and at the same time, the source of malicious two-dimensional code can be traced. This is also a feasible solution to the risk of QR code. At the same time, the regulatory authorities should also guide QR code enterprises to establish a standardized industry self-discipline mechanism. As early as 2002, internet society of china announced the "China Internet Industry Self-discipline Convention", which advocated the Internet industry practitioners to join the Convention, and required members to "consciously safeguard the legitimate rights and interests of consumers and keep user information secret; Do not use the information provided by users to engage in any activities unrelated to the commitments made to users, and do not use technology or other advantages to infringe on the legitimate rights and interests of consumers or users. " As an important means of personal information protection mechanism, industry self-discipline is of great significance to personal information protection. Gradually establishing such a self-discipline mechanism in the QR code industry is also conducive to guiding the healthy development of the whole industry.

　　Reporter:Criminals use fast payment as a "money laundering" platform for fraudulent use of other people’s credit cards. Should this new method attract the attention of regulators?

　　Zou Yang:The fast payment services launched by third-party payment platforms such as Eppay and Alipay allow users who do not have online banking to pay transactions by binding credit cards or savings cards as a fast payment method. When binding, as long as you know the cardholder’s bank card number, ID number and mobile phone number, you can complete the payment without bank card password verification. Although it is convenient, it also leaves opportunities for scammers. According to the investigators, from the analysis of handling cases in recent years, there is no problem in monitoring the flow of bank funds in the system, but if criminals transfer huge amounts of funds through third-party payment platforms, or directly buy online games and sell them at a discount, they can successfully "launder money", and some even can’t trace the whereabouts of funds. This kind of crime seriously endangers social and economic security and stability, and needs to attract the attention of regulators.

All relevant units:

　　"Shenzhen demolition and reconstruction of urban renewal units old houses and villages range identification method" has been approved by the municipal government, is hereby issued, please follow.

　　shenzhen city planning and land resources committee

　　February 9, 2018

Measures of Shenzhen Municipality on Determining the Scope of Old Houses and Villages in Urban Renewal Units for Demolition and Reconstruction

　　the first　 In order to promote the urban renewal in our city and further standardize the identification standards and procedures of the old houses and villages, these measures are formulated in accordance with the Decision of Shenzhen Municipal People’s Government on Implementing the Reform of Urban Renewal (Order No.288 of Shenzhen Municipal People’s Government) and the Interim Measures on Strengthening and Improving the Implementation of Urban Renewal (No.38 [2016] of Shenfu Office).

　　the second　 The term "old house village" as mentioned in these Measures refers to Futian, Luohu, Nanshan and Yantian four districts before the implementation of the Interim Provisions on Rural Urbanization in Shenzhen Special Economic Zone, and Baoan, Longgang, Longhua, Pingshan, Guangming and Dapeng six districts (including new districts) before the implementation of the Interim Measures for Planning and Land Management in Baoan and Longgang District of Shenzhen (hereinafter referred to as the Provisions or the Measures).

　　Article　 Buildings (structures) and public service facilities that meet one of the following circumstances can be included in the scope of old houses and villages:

　　(1) Old (ancestral) houses that have been built before the implementation of the Regulations or the Measures (including cases where the wall foundation still exists due to collapse or abandonment due to disrepair and other reasons).

　　(2) The old (ancestral) houses that were built before the implementation of the Regulations or the Measures were rebuilt, added, rebuilt and expanded before June 2, 2009, which did not involve the expansion of the building basement, and the total construction area after reconstruction, addition, reconstruction and expansion did not exceed 480 square meters.

　　(3) Public services such as education (kindergartens, nurseries, village primary schools, etc.), medical and health care (health centers, public toilets, etc.), transportation (village roads, streets, hutongs, etc.), folk activities (auditorium, ancestral temple, etc.), administration and community services (village committees, farmers’ markets, etc.) that have been built before the implementation of the Regulations or Measures.

　　(4) The total amount of public spaces and other scattered land that have been built before the implementation of the Regulations or Measures shall not exceed 10% of the total land area of the old house village and the total area shall not be greater than 3,000 square meters.

　　(5) Private houses that have been built before the implementation of the Regulations or the Measures, and have been handled with real estate licenses in accordance with the provisions of the Shenzhen Special Economic Zone on Handling Illegal Private Houses Left over from History.

　　Article 4　 Buildings (structures) and public service facilities under any of the following circumstances shall not be included in the scope of old houses and villages:

　　(1) Factory buildings and other production and business premises.

　　(2) The old (ancestral) houses built before the implementation of the Regulations or the Measures, which have been rebuilt, added, rebuilt or expanded after the implementation, have a building area of more than 480 square meters, and have been rebuilt, added, rebuilt or expanded after June 2, 2009.

　　(three) the public service facilities that have been built before the implementation of the Regulations or Measures are no longer used for public service functions, and are rebuilt, added, rebuilt or expanded after June 2, 2009.

　　(four) after the implementation of the "Regulations" or "Measures", the newly built private houses and various public service facilities on the open space.

　　(5) Except for the circumstances specified in Item 5 of Article 3 of these Measures, the state-owned land and its overground buildings (structures) that have been sold and incorporated into the state-owned land reserve, and the state-owned land whose land and overground buildings (structures) have been transferred and compensated in Luohu, Futian, Nanshan and Yantian districts, and the six districts of Baoan, Longgang, Longhua, Pingshan, Guangming and Dapeng (including new districts) have been completed.

　　Article 5　 The boundary of the old village can be determined in accordance with the following principles, combined with the actual construction, topography and other conditions:

　　(a) the old (ancestral) houses, public service facilities and other buildings (structures) can determine the boundaries of walls, courtyards, ground baselines, cadastral survey boundary lines, and the median distance from surrounding buildings.

　　(two) public space can be defined by roads, rivers, slopes, ditches, fences, buildings and other sideline lines.

　　Article 6　 The identification of the scope of the old house village shall be carried out in accordance with the following procedures:

　　(a) before the declaration of the urban renewal unit plan, the former rural collective economic organization’s successor unit put forward an application for preliminary verification of the scope of the old houses and villages to the urban renewal institution in the district where it is located, and the urban renewal institution in the district issued preliminary verification opinions; After being included in the urban renewal unit plan, the original rural collective economic organization’s successor unit or its entrusted plan declaration entity (hereinafter referred to as the applicant) shall apply to the urban renewal institution in the district where it is located for the identification of the old house village scope. The applicant shall submit the following materials when submitting an application for preliminary verification and identification of the scope of old houses and villages to the urban renewal institution in the district where it is located:

　　1. A written application from the successor unit (joint-stock cooperative company) of the former rural collective economic organization. The application should explain the old house village’s area, completion time, usage, resident population, property registration of relevant private houses, and whether there are private houses built after the implementation of the Regulations or Measures.

　　2 according to the provisions of the production of the old house village scope submitted to the plan. The submitted map should be made on the actual topographic map, and the location, scope, area and coordinates of the old house village should be marked with relevant electronic documents.

　　The "Regulations" or "Measures" have been built before the implementation, and the old (ancestral) houses that have been rebuilt, added, rebuilt and expanded after the implementation are to be included in the scope of the old houses and villages, and a report on the current situation of the buildings should be provided. Surveying and mapping report on the current situation of buildings is provided by units with surveying and mapping qualifications.

　　The specific scope of old houses and villages should be put forward on the basis of surveying and mapping results provided by units with surveying and mapping qualifications entrusted by the municipal planning and land department before the implementation of the Regulations or Measures. Before the implementation of the "Regulations" or "Measures", there are no such surveying and mapping achievements, and the scope can be proposed with reference to the earliest surveying and mapping achievements after the implementation of the "Regulations" or "Measures". Among them, in accordance with the "Provisions of Shenzhen Special Economic Zone on Handling Illegal Private Houses Left over from History" and other regulations, the private houses that have handled the real estate license must be included in the scope of old houses and villages. If the completion date has been indicated on the real estate license, the real estate license shall prevail. If the completion date is not indicated on the real estate license, the surveying and mapping results shall prevail.

　　3. The written opinions of the street office on the scope of old houses and villages for drawing approval.

　　4 other materials required by the district urban renewal agency.

　　(II) The urban renewal agency of the district shall verify whether the planning (including purple line planning), land requisition and transfer, approval of construction land issuance, transfer of land use right and registration of property rights and related surveying and mapping results meet the requirements within the scope of the old house village, preliminarily identify the scope of the old house village, solicit written opinions from the cultural relics protection department of the district and organize publicity after processing. Publicity should be eye-catching, including but not limited to the site of the old house village, the street office where the old house village is located, and the website of the district renewal agency. The publicity time is not less than 7 days.

　　(three) the district urban renewal institutions shall deal with the opinions collected during the publicity period, identify the scope of the old houses and issue the scope map of the old houses.

　　Article 7　 The scope map of the old house village shall be made on the actual topographic map and marked with the following contents: name (scope map of the old house village), number, scope area of the old house village, scope coordinates, date of issuance, issuing authority, etc.

　　There are immovable cultural relics, municipal roads above the planned urban branch road (including the urban branch road), public service supporting facilities above the district level and basic ecological control lines within the old house village, which shall be marked.

　　The scope map of the old house village should also explain its use and effectiveness: "This scope map is only used to identify the scope of the old house village in the urban renewal unit of demolition and reconstruction. If the scope of the old house village is not updated, this scope map will not be used as the basis for identifying the ownership of land and buildings and will not affect the implementation of urban planning."

　　Article 8　 The provider of the old village scope identification materials shall ensure the authenticity of the relevant materials, and shall bear legal responsibility for the consequences caused by providing false materials according to law.

　　Relevant competent departments and their staff in the old house village scope identification work in violation of laws and regulations, shall be given administrative sanctions or accountability; Suspected of a crime, transferred to judicial organs for handling according to law.

　　Article 9　 These Measures shall come into force as of the date of promulgation, and shall be valid for 5 years. The Measures for Determining the Scope of Old Houses in Urban Renewal Units in Baoan District, Longgang District, Guangming New District and Pingshan New District of Shenzhen (for Trial Implementation) (Shen Gui Tu [2010] No.439) shall be abolished at the same time.

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　　　 This dress is a necessary product for a loving family. Just looking at the happy family on the product packaging box makes me feel very warm.

　　　 5. Picnic pants

　　　 Many friends will worry about clothes when they go on a picnic. It is easy to get naked in skirts and uncomfortable to sit on the floor in pants. And this pair of picnic pants is specially designed for this situation. And it looks very cool, depending on whether you dare to wear it out.

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　　　 4. Automobile exhaust barbecue grill

　　　 This product allows you to finish the barbecue while driving, so that you can get off the bus and start a picnic directly. With the picnic pants introduced above, it can be said that it is an essential weapon for a picnic. But the taste is really worrying. However, I believe this product should be equipped with filtering equipment to make you eat environmentally friendly and healthy.

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　　　 3. Pet camera

　　　 Seeing this product, Xiao Bian remembered a joke he had seen before. When visiting Weibo, a netizen saw someone from abroad tying his iPhone to the dog’s body to take a video, and filmed his day’s activities from the puppy’s perspective, and made a video and put it on the Internet. Netizens feel very novel and fun, so they also follow the example of foreign netizens and tie their iPhone to their kittens. As a result, the kitten came back at night, but the iPhone was gone. This is just a joke, but with this pet camera, there will be no such worry. It can shoot 360 degrees from all angles, not to mention video and photography. Do you want to know about a pet’s day? This product can tell you the answer.

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　　　 2.USB toaster

　　　 This product is simple and easy to use, and you can easily eat toast by plugging in USB.

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　　　 1. Apple Accessories iArm

　　　 It is always difficult to grow an extra hand when you are busy, and iArm is an extra hand. You can stick your mobile phone, tablet computer, remote control and even dinner plate to your arm. Not only that, it is hot in summer, and you can also put a small fan on your arm to bring a different kind of coolness. The price of this product is 8 dollars. ■

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　　　 ● Daily technology cool play Weibo: http://t.sina.com.cn/kjkw

　　　 ● More information can be found at: http://news.pcpop.com.

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　　Beijing, Sept. 29 (Xinhua) According to foreign media reports, the National Aeronautics and Space Administration (NASA) recently said that the exoplanet detector Tess captured the amazing picture of a black hole "swallowing" a star: a star was attracted by a black hole and was torn by tidal interference.

Image source: Video screenshot released by NASA official website on September 26th, 2019, local time.

　　Astronomers at NASA pointed out that it is extremely rare to observe the process of stars being pulled to pieces, and this "star tidal damage" will only happen once every 10,000 to 100,000 years. The event was named "ASASSN-19bt".

　　According to the observation report released by NASA, the exoplanet detector Tess launched by NASA has been running for more than one year, and its task is to investigate whether there are planets in the stars within 300 light years near the earth.

　　It is reported that Tess first observed the phenomenon of "star tidal destruction" on January 21st. However, since the satellite only sends data to the Earth once every two weeks, and the received data must be processed at the Ames Research Center of NASA in Silicon Valley, California, it was not until March 13th that the first data sent back by Tess was obtained.

　　Astronomers believe that the black hole that triggered the "ASASSN-19bt" event is 6 million times the mass of the sun. It is located in the center of a galaxy named 2MASX J07001137-6602251, 375 million light years away from the earth. The torn star may be similar in size to the sun.

　　Boyd, a NASA scientist, said that this time, not only can the whole process be observed for a long time at the beginning of the phenomenon, but it is really lucky, and it is also very helpful for scientists to understand various outbreaks in the universe.

　　It is said that the paper describing this discovery was published in the Journal of Astrophysics on September 27th, local time.

Radar Financial Products | Xiao Sa | Deep Sea

Country Garden spared no effort to save the company. This time, the executives collectively reduced their salaries.

On December 12th, Country Garden announced that the annual salary of four directors, Yang Huiyan, Mo Bin, Yang Ziying and Chen Tai, had all dropped to 120,000 yuan, that is, the monthly salary was 10,000 yuan. Among them, the biggest decline is in Mo Bin, whose annual salary before adjustment is 3 million yuan.

According to media reports, at present, Country Garden has cancelled all car allocation for senior executives according to the principle of zero administrative expenses, including reimbursement for senior executives’ medical examination and free canteens for senior executives.

Earlier, Country Garden also released the news that Yang Guoqiang was selling airplanes, and it lent 300 million dollars of interest-free loans to listed companies out of its own pocket. Recently, Yang Huiyan even said that the family, as the controlling shareholder, would "support the company by selling iron in a big pot".

When the company is in turmoil, from the founder’s family to the management, Country Garden strives to send positive signals to the market and investors. Judging from the public information, Country Garden’s overseas debt restructuring has not made substantial progress, and RMB debt is also on the verge of default.

Therefore, although Country Garden does not lack positive self-help attitude and measures, compared with the huge debt scale of the company, the actual effect of these actions remains to be seen. If we refer to the cases of other real estate enterprises in danger, as long as the debt crisis has not been completely lifted, Country Garden’s difficulties are not in the past.

Mo Bin has fallen from an annual salary of 235 million to a monthly salary of 10,000

On December 12th, Country Garden announced voluntarily that, in combination with the actual business needs of the industry and the company, executive directors Yang Huiyan, Mo Bin, Yang Ziying and non-executive director Chen Nai of the company offered to reduce their salaries, and signed a supplementary agreement on directors’ services and a supplementary letter of appointment on November 1st, 2023, adjusting the annual salary of directors from 370,000 yuan, 3,000,000 yuan, 2,000 yuan and 370,000 yuan to 120,000 yuan respectively.

The adjustment was approved by the board of directors of the company on the date of this announcement and will take effect on November 1, 2023.

In the past, high-level housing enterprises have always been known for their high salaries, and Country Garden is no exception. Straight flush iFinD data shows that by the end of 2021, the remuneration of Yang Guoqiang, co-chairman and executive director of Country Garden, was RMB 29,054,900, that of Yang Huiyan, co-chairman and executive director was RMB 19,301,800, that of Mo Bin, executive director and president was RMB 235 million, and that of the other four executive directors was between RMB 20 million and RMB 60 million.

In 2022, the salary of Country Garden management declined, but the highest salary was still 10 million yuan. In September last year, the annual salaries of Mo Bin and Yang Ziying were reduced from 15 million yuan and 10 million yuan respectively to 3 million yuan and 2 million yuan.

On the whole, after this adjustment, Mo Bin, the president, has the biggest decline, from the annual salary of one million last year to the current 120,000 yuan.

In addition, Country Garden’s daily administrative expenses have also begun to tighten. According to media reports, at present, the company has cancelled all senior executives’ car allocation, and when there is a real need for work, it can achieve intensive vehicle cost control and cost reduction by applying for official car allocation or using its own car.

For all group buses, including the former senior executives’ car allocation, assets will be revitalized through internal public bidding and foreign workers’ debt repayment. In addition, including the reimbursement of senior executives’ medical examinations and the free canteen for senior executives, etc. have also been cancelled.

Country Garden said that the administrative expenses of the whole group are based on the principle of zero, and they are not necessary to be spent. Rigid expenditures are reduced as much as possible through integration and intensification, and in 2023, they will be significantly reduced by nearly 60% compared with 2021.

At present, Yang Huiyan is at the helm of Country Garden. On March 1st this year, Yang Guoqiang announced his retirement, and Yang Huiyan officially took over the post of chairman of the board of directors from his father.

Five months after taking over the baton, Country Garden defaulted on two US dollar debts, officially declaring itself out of danger, and the cloud approached "the first real estate enterprise in the universe". For a while, the market "small essays" flew around, and it was rumored that "the father and daughter of the founder of Country Garden may have left the country". Country Garden had to publicly refute the rumor, and Yang Guoqiang made several appearances.

Subsequently, Country Garden embarked on the road of self-help. At the group executive meeting held on October 9, Mo Bin, president of Country Garden, revealed that the Yang family was selling its private jet; Another insider of Country Garden confirmed that Yang Guoqiang’s Yang family had provided Country Garden with an interest-free loan of $300 million.

In December, Yang Huiyan released the signal of self-help before going on stage for many times. On December 8, Country Garden Group held a monthly management meeting. Yang Huiyan, Chairman of the Board of Directors of the Group, pointed out that "the family will definitely sell iron to support the company, and the company will strive to explore an effective path to resume normal operations as soon as possible."

Country Garden revealed that Yang Huiyan’s family, as the controlling shareholder, fully provided financial support for the company. Up to now, the total amount of support has been about HK$ 41 billion by borrowing money, increasing shares, buying bonds and paying interest by shares, and they have never reduced their shares.

However, with the stock price falling, the wealth of the Yang Huiyan family has shrunk dramatically. On November 14th, Hurun Research Institute released Hurun Women Entrepreneurs List in 2023, and Yang Huiyan’s wealth shrank by 27 billion yuan, ranking fifth with 48 billion yuan.

Make major adjustments to ensure delivery

In the face of unprecedented difficulties, Country Garden needs more self-help actions.

On December 5th, Country Garden made a new round of organizational restructuring, merging 14 regional companies into 7 new regions. After the merger, the total number of regions in Country Garden was reduced from 28 to 21.

A person close to Country Garden said that through regional contraction and merger, the resources invested in projects with poor performance can be recovered, which can play a role in reducing costs, and these freed resources can be concentrated for the delivery of buildings.

Radar Finance noted that Country Garden had previously adopted the strategy of "occupying the third and fourth lines, firmly sinking the fifth and sixth lines, and carefully laying out the first and second lines".

Because the project is spread over more than 30 provinces and cities, Country Garden has split the region. In May 2020, Country Garden split some areas, and the number of areas under its jurisdiction increased from 47 to 73. In October of that year, Country Garden once again split 73 areas into 104.

At the performance meeting the following year, President Mo Bin said that in 2020, Country Garden combined the capacity of the external market, the internal control radius and the regional operation ability, and split the region according to local conditions, "achieving no increase in costs and more effective control".

However, in the second half of the year, Country Garden has begun to organize "slimming". By the end of 2021, the company made major adjustments to its 106 regional companies and merged them into 65.

Since the beginning of this year, Country Garden has repeatedly attacked the organization. At the beginning of March, Country Garden reduced the number of regions to 29 according to the principle of "excellent regional presidents manage regions".

At the end of May, the company adjusted its formation again, and set up two major industrial groups, namely, real estate, science and technology construction, and new business and innovation investment division, under Country Garden Holdings.

Country Garden said that this adjustment is mainly to implement the previously proposed "one body and two wings" development strategy (with traditional real estate as the main body, entrusted agent construction and technology construction as the two wings), in order to reduce the impact on business units.

Some analysts pointed out that the core of Country Garden’s frequent organizational integration is to reduce human resources expenditure. This also means that layoffs are inevitable.

According to the data of the semi-annual report, in the first half of 2023, the number of employees in Country Garden decreased from 69,932 to 58,140, and nearly 11,800 employees were lost at once.

In addition, it is also very important for Country Garden to return to normal operation by avoiding project shutdown, promoting normal delivery of the project and realizing sales. Recently, Yang Huiyan said that the company will have three main tasks in the next 12 months: ensuring delivery, ensuring operation and ensuring credit.

According to statistics, Country Garden Group has delivered about 500,000 houses in the first 11 months of this year. In 2024, Country Garden is expected to deliver more than 400,000 sets.

Considering the deteriorating refinancing environment, sales return is the real "hematopoietic" way for real estate enterprises.

However, the current sales situation of Country Garden is still not optimistic. From January to November 2023, the cumulative sales of Country Garden was 212.45 billion yuan, down 52% year-on-year.

In the past October-November, the sales of Country Garden were only 6.31 billion yuan and 6.11 billion yuan.

The debt problem has not been completely solved.

It is not difficult for Country Garden to "tighten one’s belt". What is difficult is how to solve the thorny debt problem.

Judging from the overall debt scale, as of the end of June this year, Country Garden had total assets of about 1.62 trillion yuan, total liabilities of about 1.36 trillion yuan and net assets of about 0.26 trillion yuan.

Among the total liabilities of 1.36 trillion yuan, the balance of contractual liabilities is 603.6 billion yuan, which belongs to the advance payment of the house and does not need to be repaid in cash. At that time, the house can be carried forward as income after delivery. In addition, the balance of the company’s total interest-bearing liabilities in the same period was 257.91 billion yuan, of which the debts due within 12 months were 108.703 billion yuan.

In terms of cash reserves, as of the first half of 2023, Country Garden had a total cash balance of about 130.569 billion yuan, a year-on-year decrease of 16.981 billion yuan, of which cash and cash equivalents were about 101.115 billion yuan and restricted cash was about 29.454 billion yuan.

However, in some cases, the amount of cash on the books of real estate enterprises cannot represent all. Fitch previously pointed out that the restriction of local governments on pre-sale supervision funds at the project level weakened the substitutability of real estate enterprises to use cash to repay debts other than real estate project companies. In addition, there are other financial treaties that prohibit the withdrawal and use of project-level funds.

Therefore, Country Garden, which has a liquidity of 100 billion yuan, suddenly announced on October 10 that as of the date of this announcement, the company had not paid the due amount of HK$ 470 million in a certain debt.

The announcement pointed out that the company also expects that it will not be able to fulfill all its overseas debt repayment obligations as scheduled or within the relevant grace period, including but not limited to the repayment obligations under the US dollar bonds issued by the company.

In the announcement, Country Garden said that it had hired consultants to help assess its capital structure and liquidity and formulate an overall solution.

This move also means that Country Garden officially announced the start of overseas debt restructuring. Now that two months have passed, Country Garden has not further disclosed the progress of overseas debt restructuring.

According to statistics, there are 15 public US dollar bonds in Country Garden, and the surviving principal is about 9.3 billion US dollars.

In terms of domestic debt, according to Country Garden, as of October 10, its nine domestic debt extension plans with a total principal of 14.7 billion yuan have been approved by bondholders, and the maturity time has been extended by three years as a whole.

However, this is not the whole of the company’s domestic bonds. December 13th is the interest payment date and resale exercise date of the bond "22 Bidi 02" in Country Garden.

36Kr learned that Country Garden has paid the coupon interest to investors for the past year, and successfully persuaded most investors not to exercise their resale rights. This marks that the company has avoided the first substantial default of domestic debt.

Liu Chunsheng, an associate professor at the Central University of Finance and Economics, thinks that compared with Country Garden’s debt, the management has made a drop in the bucket, but the attitude is correct. He pointed out that Country Garden’s biggest problem at present is how to solve the debt problem and the survival problem of enterprises through debt restructuring, asset restructuring, asset sale and introducing strategic investment.

The debt crisis has always been the biggest risk facing Country Garden. How to spend the darkest moment at the moment tests Yang’s father and daughter.

　　Zhongxin Jingwei Client February 10 (Yan Shuxin Fu Yumei) The Spring Festival holiday is about to begin, and many people will welcome the experience at the beginning of the year. For migrant workers, it is their wish to go home for a reunion year, but in order to cooperate with the epidemic prevention and control work, they finally choose to stay in the local area.

　　However, many of them couldn’t escape a tangled mental journey at first, until the company’s welfare appeared in front of them on the colorful auspicious clouds &hellip; &hellip; Among them, there are "uninhibited" who directly make money, "practical" who arrange holidays, and "warm-hearted" who prepare materials. As soon as the company took the initiative, it not only retained the "return to the heart", but also retained the hearts of the people.

　　The first time I spent the New Year abroad, I received a 2000 yuan red envelope from the company.

　　Xiaojing, from Hunan, is spending the New Year in Beijing for the first time this year. Xiaojing is the only daughter in the family. She has been struggling for more than half a month on the question of "going home for the New Year". "I don’t know how to talk to my parents, and I am worried that they are &lsquo; You don’t have to be unable to return to &rsquo; In the case, I still hope that I will return. " Although the starting point and destination of Xiaojing are low-risk areas, in her opinion, there are too many people involved in the round trip, so it is better not to go home.

　　This year, because of the epidemic, many places advocated "celebrating the New Year on the spot", including Beijing. Since mid-January, Xiaojing has been considering whether to go home for the New Year. During this period, he has been paying attention to the policies of Changsha and Beijing. "My parents must have seen the relevant news at that time, but it seems to be a tacit understanding. We didn’t mention it. I want to wait and see again until early February. "

　　It was xiaojing’s mother who started this topic first. "I remember that after dinner on January 23rd, my mother was in a group of three in our family @ I said that I shouldn’t be able to go back from Beijing to watch the news, so I have to celebrate the New Year on the spot. If it is confirmed that this is the case, please mail me some braised beef, pearl meatballs, canned grass carp steamed with fermented soya beans pepper, and stewed lotus root slices, which are convenient for mailing and collection. I also said that I should think of these for the time being and tell her what else I need." Xiaojing said that after seeing this news, she burst into tears. "I am very grateful to my parents for understanding me."

　　After entering February, Xiaojing received Hunan specialties from her mother, braised beef and pearl balls made by her own hands, and steamed buns and steamed buns sent by her roommate’s mother. The refrigerator was full of new year’s goods. Although I can’t go home for the New Year, I still have the "mother’s taste" around me.

　　What Xiaojing didn’t expect was that he received an "unexpected surprise" near the New Year. "Our company has always encouraged employees &lsquo; Celebrate the New Year on the spot &rsquo; For employees who don’t go home for the New Year, one person gave a big red envelope of 2000 yuan. It can be said that it is an unexpected surprise to get a red envelope without extra overtime. " Xiaojing laughed.

　　This year’s Spring Festival, there is Xiaoxue who received the company’s red envelope. Xiaoxue is a native of Henan province. After finishing his graduate studies in Beijing, he stayed in a pharmaceutical company here. This year is Xiaoxue’s first Spring Festival since she joined the work, and it is also her first time to spend the Spring Festival in other places.

　　Xiaoxue said that the reason why she decided not to go home for the New Year was because it was too much trouble and because she didn’t want to give her parents any trouble. It is understood that Xiaoxue’s parents are teachers in a local middle school, and they don’t want to pass on the possible risks to the students.

　　"Many people in our company didn’t go back, not only those who settled in Beijing, but also many single people like me didn’t go home." Xiaoxue said that for colleagues who don’t go home for the New Year, the company gives each person a subsidy of 2,000 yuan, which is directly credited to the salary card, which is also considered as a New Year red envelope.

　　I booked the plane ticket long ago, but I was "persuaded" by three days off.

　　On the afternoon of February 4th, Ling Zhou’s mobile phone rang, and a thousand yuan red envelope issued by the Hangzhou Municipal Government arrived. In order to encourage "celebrating the New Year on the spot", Hangzhou gives 1000 yuan cash subsidies to eligible migrant workers who stay in Hangzhou for the New Year.

　　This 95-year-old girl from Guangxi is also spending the New Year in other places for the first time. After graduating in 2019, Ling Zhou joined a private enterprise in Hangzhou as a product manager, and "996" overtime was the norm. As early as the beginning of January, she booked a plane ticket to return home during the Spring Festival. Every year, fresh chicken and seafood are essential in the New Year’s Eve dinner in her hometown. After that, whenever something bothers her, the idea of "going home to eat mom’s cooking" is like magic, which can calm her down instantly.

　　With the introduction of the epidemic prevention policy for returning home, she began to waver. "Going back, troublesome, not going back, missing, it’s really tangled." Friends and colleagues around me decided to stay in Hangzhou one after another, and also persuaded her to "stay and get the red envelope together."

　　What really made her make up her mind was the welfare provided by the company for employees who stayed in Hangzhou for the New Year. "The trade union subsidized 600 yuan, and the department subsidized 800 yuan. The company also prepared an epidemic prevention package for us, including disinfectant, masks, alcohol, and a New Year snack package. But what attracted me most was the 3-day home leave attached. "

　　Ling Zhou said that the paid-off leave originally accumulated years ago will expire in March, and the company specially extended the period to September for employees who "celebrate the New Year on the spot". "I was a little sad because I couldn’t go home for the New Year, but I thought that if there were extra holidays, I could wait until the epidemic was more stable before going home to visit relatives. This measure will allow me to convince myself to stay. "

　　Until the day before Spring Festival travel rush, two hours before the deadline for the department to report whether to go home for the New Year, she returned her plane ticket home. Instead, I began to study the itinerary of Chinese New Year in Hangzhou. "I made an appointment with friends who stayed in Hangzhou to go skiing. This is also my first time to go skiing, and it is also a new experience in life." That day, she also called her family and promised to go home when the epidemic was stable. At that time, we should have another table of "New Year’s Eve".

　　Chen Xue, who also just graduated, was once depressed about not going home for the New Year. "Later, I felt that not going home was also responsible for myself, my family and the company." Chen Xue said. She works in a state-owned bank in Shanghai, and the company has arranged various collection activities for employees who spend the New Year on the spot.

　　"I was worried that we would be alone for the New Year. I asked if we would like to have dinner together, and organized some small-scale activities, such as board games or jiaozi. Previously, there was a vote on the Spring Festival condolences. Although we can’t go home for the New Year, the company has at least given some comfort in humanistic care, so that we will not be so lonely. " Chen Xue said.

　　He Yonghua, from Ziyang, Sichuan, also stayed in Beijing for the Spring Festival this year. He Yonghua works in Datun Road Store in Haidilao. This year is her sixth year in Beijing.

　　As in previous years, she set the "grab the ticket" prompt early. At the end of December, the news push of "celebrating the New Year on the spot" popped up on the mobile phone. Considering the children under three years old and the uncertainty of the round trip, I immediately dialed the phone of my mother in Sichuan. Mom told me on the phone, "We are all fine at home, and now the traffic is convenient. You should pay more attention outside, and it is the same when it is warm in the spring."

　　He Yonghua said that with the help of the company’s parent-child companionship program, she had already sent her children and in-laws to Beijing before. Although she could not "go back to her parents’ home", it was also a reunion year at her workplace. The company also sent foot baths to parents and toys to children. All this makes He Yonghua feel very warm.

　　Enterprises enlarge their efforts to keep employees "celebrating the New Year on the spot"

　　This year’s Spring Festival, in order to keep employees "on the spot for the New Year", enterprises have released big moves.

　　Zhongxin Jingwei reporter learned from Haidilao that during the Spring Festival, Haidilao stores will issue Spring Festival red envelopes to employees who stay in the store, while Haidilao stores, which are normally open on New Year’s Eve and the first day of the year, will also distribute the profits after deducting various costs to the regular employees.

　　According to media reports, a biotechnology company in Xiamen, Fujian Province previously announced that it would prepare 30 million yuan per capita at 5,000 yuan to encourage employees to stay in the local area for the New Year. In addition, the company also distributed 1000 yuan’s New Year gifts to employees who insisted on their posts on the 29th of New Year’s Day, held "a good start" lottery activities ranging from 100 to 500 yuan, as well as 1000 yuan’s Spring Festival Attendance Award and 1000 yuan’s Super-output Award for each employee.

　　An electronics subsidiary in Suzhou, Jiangsu Province, has prepared rich lottery prizes for employees who have stayed in the Soviet Union for the New Year, including two cars worth 80,000 yuan, as well as mobile phones, televisions and electric cars.

　　An aviation science and technology company in Zhengzhou, Henan Province, for employees who are willing to take the initiative to stay in Zheng for the New Year, in addition to the normal salary during the Spring Festival, they also paid a one-time bonus of more than 20,000 yuan to employees who applied to stay in Zheng for the New Year.

　　In order to encourage employees to "celebrate the New Year in the same place", a company in Zhejiang decided to subsidize employees who worked overtime during the Spring Festival on the basis of the original normal salary. The maximum subsidy was 6,000 yuan, with an average of more than 5,000 yuan. At the same time, the holidays will be adjusted. After the epidemic subsides, employees can enjoy paid home leave, and the company will reimburse the transportation expenses.

　　According to the Investigation Report on "Staying at a Job" in the Spring Festival of 2021 released by Zhaopin, as of February 1st, 21% of enterprises have implemented the policy of "Staying at a Job" to ensure the safety of employees and start work in an orderly manner after the holiday. From the specific implementation means of the measures, enterprises generally adopt the affordable way of "keeping people with money", among which "giving condolences or benefits" accounts for the highest proportion, reaching 53.4.

　　At the same time, under the advocacy of "warm-hearted measures to ensure the local New Year" by local governments, enterprises also actively provide support such as taking holidays, distributing epidemic prevention materials and organizing internal activities of employees to provide diversified protection for employees who spend the New Year in different places.

　　It is worth mentioning that, before, Xinhua News Agency issued a document saying that advocating "celebrating the New Year on the spot" cannot simply be alienated into "working overtime on the spot", let alone become compulsory overtime. For migrant workers who are willing to participate in the Spring Festival production, it is necessary to implement the salary and welfare benefits to the letter, and also to establish a post-holiday vacation mechanism. For those who do not want to work overtime during the Spring Festival, they should respect their wishes.

　　"This peace of mind is my hometown", this different year is also a happy year. (Zhongxin Jingwei APP)

　　(The names in the text are all pseudonyms)

Recently, Mr. Lu, a citizen of Hangzhou, received a message: "Recently, the functions of ATM‘’s’ cash withdrawal without card’ and’ code scanning deposit’ in mobile banking have been suspended. If you need to withdraw money from self-service machines, remember to bring your bank card." When he talked to his relatives and friends around him, he found that many people had received similar notices during this period.

A number of banks announced the suspension of card-free deposits and withdrawals.

According to Securities Times. com, in recent years, many state-owned banks and joint-stock banks, such as Bank of China, China Construction Bank, China Everbright Bank and China CITIC Bank, have announced the suspension of card-free deposit and withdrawal related businesses.

Recently, the Bank of Communications announced that in order to promote high-quality business development and strengthen risk management, the reservation withdrawal service in the card-free withdrawal function of personal mobile banking will be stopped on May 24, 2024. Customers can still apply for card withdrawal, code scanning withdrawal or go to bank outlets to apply for withdrawal business through Bank of Communications intelligent machines.

It is understood that customers can make an appointment for "card-free withdrawal" on the mobile banking of Bank of Communications before, and preset the reservation verification code and reservation amount when withdrawing money without a card. After making an appointment, they can withdraw money at the bank ATM without a card.

Before Bank of Communications, another state-owned bank, Agricultural Bank of China, suspended the card-free withdrawal service of its mobile banking, but customers can still handle the related business of cash withdrawal at outlets by means of card reading, palm-scanning code withdrawal and face-brushing withdrawal.

In addition, CITIC Bank also cancelled this business this month. CITIC Bank announced that "the cash self-service equipment authorization code withdrawal function has been closed on May 17th".

Related business has been tightened for nearly two years.

Since August 2022, some banks have tightened the card-free deposit and withdrawal service.

According to the announcement issued by China Construction Bank, the reason why the bank deployed the two-dimensional code deposit function of ATM is to improve its service ability to cardholders. After this function is turned off, customers can choose to open the service of "face brushing" to handle ATM deposits. In addition to China Construction Bank, China Bank, China Guangfa Bank and China CITIC Bank have also announced that they will stop the deposit function of ATM QR code.

The reporter noticed that although the card-free deposit and withdrawal service has been tightened, most banks do not directly shut down the card-free cash business of self-service equipment, and services such as scanning code deposits and "brushing face" deposits can still be used. For example, at present, the mobile banking APP of China Merchants Bank can still use the scanning code deposit and withdrawal service, and the QR code withdrawal service does not need a physical card. The mobile banking can scan the QR code generated by ATM, then specify the card number and amount, and enter the withdrawal password on ATM to complete the transaction, with a single card limit of 20,000 yuan per day; Scan code deposit is limited to 50 thousand yuan, and can only survive.

"The ATM equipment of our bank can scan the code to withdraw money, and the scan code deposit needs to be handled by moving the counter." The staff of a branch of ICBC told the reporter that the bank’s self-service equipment can still carry out code scanning and withdrawal service, and it can be operated by scanning the code with the mobile banking APP and entering the withdrawal password. However, the code scanning deposit function of the self-service equipment has been cancelled, and it is now used as a way of counter-free transaction, which is suitable for customers who apply for deposits but do not carry ID cards or physical cards.

"If customers apply for deposits without cards, they can use ID cards or mobile banking scanning codes at the counter, and both methods are verified by the system for face recognition." The staff of a certain branch of ICBC mentioned above suggested that there is a difference in the amount of deposit and withdrawal between them. The ID card can handle the deposit and withdrawal business of less than 200,000 yuan, while the mobile banking can only handle the deposit and withdrawal business of less than 50,000 yuan.

More banks may keep pace.

The reporter combed the announcements of relevant banks on adjusting the card-free deposit and withdrawal business and found that risk management, cost reduction and optimization of financial services have become high-frequency words.

Wang Pengbo, a senior analyst in Broadcom’s financial industry, said that the tightening of card-free deposits and withdrawals of self-service devices was mainly due to user usage and security considerations.

"It is convenient and fast to deposit and withdraw money on self-service devices through mobile banking, and it is easy to be used by criminals." A bank employee told reporters that although most banks’ mobile banking regulations are limited to their own custody and use, cases of lending and buying and selling mobile banking have occurred from time to time.

Wang Pengbo said that the operation process of QR code deposit itself is cumbersome and the convenience of use is not enough. At the same time, the ATM QR code deposit business may not be able to accurately identify the depositor’s identity and confirm the relationship with the payee. In addition, the source and use of funds are hidden, which will make it more difficult for banks to monitor money laundering activities.

Wang Pengbo predicted that more banks will follow up and adjust the card-free deposit and withdrawal business in the future. "The bank deposit and withdrawal business should focus on security, and at the same time meet the principles of identity verification and unity of time and space."

Have you ever used the card-free deposit and withdrawal function?

What do you think of this?

Original title: "A number of banks announced: pause! 》

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Original Zhang Tianyu Yachang Art Network

Who is Kanye? You know, the Kanye.

The inventor of that expensive Yeezy shoe (coconut shoe).

Kim kardashian’s husband.

What a famous rapper in America.

Kardashian and the Kanye family

On July 4th, 2020, Kanye Omari West announced on Twitter that he would run for the presidency of the United States.

I heard that this tweet of Kanye is already the first hot search.

In 2016, Kanye and Trump took a friendly photo.

There is a reason to write about Mr. Kanye today-he is ambitious for the road of art, from childhood to adulthood.

[There is a photographer’s father’s grandfather]

On June 8, 1977, Kanye Omari West was born into a middle-class family in Atlanta.

Kanye Omari West’s father, Ray West, is a former Black Panther party member and the first black photojournalist in the Atlanta Constitutional newspaper.

His most representative works are portraits taken for Maya Angelou, a poet and civil rights activist, and photos taken for President Ronald Reagan in 1983.

When Kanye was 3 years old, his parents divorced and he followed his mother to live in Chicago. Perhaps this is the reason why Kanye rarely mentioned his father in public.

[I used to be a primary school student in Nanjing]

Kanye’s mother, Donda West, was a professor of English at Atlanta University and the head of the English Department at the University of Chicago.

For Americans, the English department may be the Chinese department of China students. Therefore, in terms of language and culture, my mother has a far-reaching influence on the rap musician Kanye-she began to write poetry at the age of 5, and became interested in rap and painting at the age of 8.

Here is about to mention his most interesting experience.

In 1987, Donna was sent to Nanjing University by the University of Chicago to participate in an exchange program and served as a visiting professor at the School of Foreign Languages of Nanjing University for one year.

At that time, Kanye, who was 10 years old, followed his mother to China, and attended Confucius Temple Primary School for one year.

Kanye is in China.

Kanye climbs Huangshan Mountain.

At the age of 13, Kanye persuaded his mother to rent a recording studio for him, and accompanied by her, she recorded the first rap single "Green Eggs and Ham".

Regarding Kanye’s growth, Donna once wrote in her autobiography Raising Kanye:

"I have been thinking that college is the ticket to a better life. But some career goals don’t need to be obsessed with college. For Kanye, making an album called College Dropout is more about having the courage to embrace yourself than following the shortcuts created by society. " (This sentence actually applies to the college entrance examination candidates who have just experienced a special year in 2020.)

[A high school student who can draw]

Recently, Kanye’s paintings in high school appeared in a program "antiques road show" on American PBS.

These graphite paintings, gouache paintings and prints were all painted by Kanye when he was 17 years old.

At the end of this "Jianbao" program, the overall valuation of these five paintings was made: 16,000-23,000 US dollars.

In 1995, Kanye, still a high school student, took art courses in several schools, including the famous art institute of chicago.

[Kanye who invented coconut shoes]

At the Grammy Awards in 2008, Kanye appeared on the stage wearing the first publicly sold "Nike Air Yeezy" that she cooperated with Nike, which officially opened the curtain of Yeezy Empire.

Yeezy’s brand name comes from the abbreviation of the nickname "Kanyeezy" given to Kanye by singer Jay-Z (Beyonce’s husband) in 2003. In China, people call "Yeezy" "Coconut" according to homonym.

(For the relationship between Jay-Z and Beyonce’s top CP and art, you can poke this article to understand:)

On September 29, 2018, Kanye announced the launch of the activity under the stage name "Ye".

Interestingly, because of his great admiration for Jobs, Kanye thinks that the most popular Yeezy Boost 350 in the world is the sneaker version of the iPod: there are countless color schemes, but they are always the same.

In 2020, Kanye announced that Yeezy would cooperate with GAP, a fast fashion brand, to jointly launch Yeezy GAP series products. However, this cooperation is not an ordinary cross-border joint name, but will be a ten-year long-term cooperation.

They will jointly develop a brand-new product line called Yeezy GAP, which will be sold independently of the GAP brand.

On the day when the news was announced, a mysterious building covered by a gray curtain appeared on the streets of Chicago. Even without looking at Kanye’s handwritten notes scribbled on the wall, it can be seen that this is another work with obvious Kanye aesthetic from the overall tone of minimalism and gray cement.

[Because of the hot search on my wife’s refrigerator]

At the beginning of this year, Kanye’s wife Kardashian posted a photo of an empty refrigerator on social platforms, which was ridiculed by netizens for "only eating air" at ordinary times.

Soon, the reverse was particularly sour-# Kardashian’s walk-in refrigerator # went on a hot search.

Because Kardashian exposed a video to show the real size of her refrigerator after seeing the ridicule of netizens.

This walk-in refrigerator not only has huge space and food, but also all fruits and vegetables come from private organic farms and orchards.

At the same time, Kanye and Kardashian’s minimalist mansion surprised more netizens.

Kardashian and Kanye’s mansions, comparison before and after design.

(The picture on the left is before the design, and the picture on the right is after the design, yes, it is correct.)

In this 800-square-meter, minimalist and monochromatic mansion, it is difficult to find the trace of the door in the room, which is extremely empty.

In Kardashian’s own words, it is "like a minimalist monastery".

[The grandfather of many artists and friends]

Kanye and Kardashian’s mansion design is unique, and the man behind it is Axel Vervoordt, a Belgian collector and designer who can make Kanye, who has always been high-profile, modest.

Axel Vervoordt

As a musician, Kanye also worked hard on the album cover.

The album cover of "808s & Heartbreak" with Kaws.

The cover is equipped with a deflated heart-shaped balloon, and the cover of the deluxe edition is made by Kaws, which has been in demand for two years. In 2013, Complex named it the best rap album cover in the past five years.

The album cover of My Beautiful Dark Twisted Fantasy with George Condor.

George Condo is a famous contemporary American artist. He was born in New Hampshire in 1957 and now lives and works in new york. Condor is an artist with renaissance color, and his distorted and humorous portraits are unanimously recognized by the art world.

And let more ordinary people know Condor is a star-G-G-Dragon.

G-Dragon had previously posted a photo on INS squatting in front of George Condor’s famous painting "BIG JOHN".

The album cover of Kids See Ghosts with Murakami Takashi.

In 2007, Kanye and Murakami Takashi started their first cooperation, supervising the direction of the album Graduation and designing the cover art for the accompanying single of the album.

Murakami Takashi and Kanye

It is said that Kanye’s cooperation with Murakami Takashi originated from a short visit. At that time, Kanye went to Tokyo and visited Kaikai Kiki Studio in Murakami Takashi.

– END –

Original title: "Hot Spots | Boys who went to elementary school in Nanjing in the 1980s are now running for the US President? 》

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　　Zhongxin Jingwei Client May 20th (Wang Yongle) The average salary in 2020 is released! The average wage of nine major industries in urban non-private units exceeds 100,000 yuan. Come and see what position you are as a migrant worker.

　　The average wage keeps increasing.

　　According to data released by the National Bureau of Statistics on the 19th, in 2020, the average annual wage of employees in urban non-private units nationwide was 97,379 yuan, an increase of 6,878 yuan over the previous year, with a nominal increase of 7.6%, and the growth rate dropped by 2.2 percentage points compared with 2019. After deducting the price factor, in 2020, the average annual wage of urban non-private employees in China will actually increase by 5.2%.

　　In 2020, the average annual wage of employees in urban private units nationwide was 57,727 yuan, an increase of 4,123 yuan over the previous year, with a nominal increase of 7.7%, and the growth rate dropped by 0.4 percentage points compared with 2019. After deducting the price factor, in 2020, the average annual wage of employees in urban private units nationwide will actually increase by 5.3%.

　　It is reported that the average wage refers to the average monetary wage per employee in a certain period of time. It shows the level of wage income of employees in a certain period, and it is the main index to reflect the wage level of employees in a unit. The calculation formula is: average wage = total wages of employed persons in the reporting period/average number of employed persons in the reporting period.

　　Among them, the total wages include hourly wages, piecework wages, bonuses, allowances and subsidies, overtime wages and wages paid under special circumstances.

　　The average annual salary of 9 major industries exceeds 100,000 yuan.

　　What occupation is better for making money?

　　In terms of industry categories, the average annual salary of 9 industries in urban non-private units exceeded 100,000 yuan, an increase of 3 compared with 2019.

　　Screenshot of the website of the National Bureau of Statistics

　　These nine industries are electricity, heat, gas and water production and supply industries, with 116,700 yuan, up 8.3% year-on-year; Transportation, warehousing and postal services were 100,600 yuan, an increase of 3.7%; Information transmission, software and information technology service industry was 177,500 yuan, up by 10.0%; The financial industry was 133,400 yuan, an increase of 1.5%; The scientific research and technical service industry was 139,900 yuan, an increase of 4.8%; Education was 106,500 yuan, up 9.0%, and health and social work was 115,400 yuan, up 6.0%; Culture, sports and entertainment industry 112,100 yuan, an increase of 4.1%; Public management, social security and social organizations were 104,500 yuan, an increase of 10.7%.

　　Among them, the three industries with a new 100,000 yuan mark are transportation, warehousing and postal services, education, public management, social security and social organizations.

　　Meng Canwen, deputy director of the Department of Population and Employment Statistics of the National Bureau of Statistics, analyzed that under the influence of the epidemic, new consumer demand such as online office, online education and remote consultation continued to be strong, driving the average wage of the Internet and related service industries to grow rapidly. Organs and institutions related to epidemic prevention and control have intensified their prevention and control efforts and issued anti-epidemic subsidies, which has led to a rapid increase in the average wages of public management, social security and social organizations.

　　In addition, due to the rising prices of agricultural products, especially pigs, in 2020, and the structural adjustment of employed people in some areas, the average wage growth rate of agriculture, forestry, animal husbandry and fishery ranks first, reaching 23.4%.

　　The IT industry has topped the list for five consecutive years.

　　The data shows that among urban non-private units, the average annual salary of IT industry surpassed Gao Fushuai’s industry and finance industry for the first time in 2016, and it topped 170,000 yuan for the first time in 2020, ranking third in growth rate; After "scientists" overtook the financial industry in 2019, they continued to make efforts to widen the gap in 2020.

　　Since 2016, the average wage growth rate of the financial industry has been 2.3%, 4.6%, 5.7%, 1.2% and 1.5% respectively, which is significantly lower than that of information transmission, software and information technology services and scientific research and technology services in the same period.

　　According to the data released by MyCOS Research Institute recently, from the perspective of monthly income, the undergraduate major with the highest monthly income of 2020 graduates is information security, followed by software engineering. Three years after graduation, the monthly income of college students in 2017 who are employed in "information transmission, software and information technology services" is still higher than other industries.

　　MyCOS Research Institute analyzed that with the rapid development of Internet and the deepening of digital and intelligent upgrading of manufacturing industry, there is a strong demand for professionals related to Internet and information technology in the job market. The large demand and high professional threshold make the relevant positions willing to provide higher salaries and better welfare benefits for graduates of related majors.

　　For the income of the financial industry, Ding Changfa, an associate professor in the Department of Economics of Xiamen University, once told the media that the income of the securities industry is relatively high depending on the specific situation, but the competitive pressure faced by the banking industry in recent years is relatively large, so the income is relatively low.

　　According to WIND data, according to Shen Wan’s classification, in 2020, there were 22 listed securities companies with per capita salary exceeding 500,000 yuan, while only 5 listed banks.

　　Where is your salary, migrant worker? (Zhongxin Jingwei APP)