Year-end inventory of BYD articles | The monopoly pattern is no longer mixed, and the mainstream high-end breakthrough is blocked

Editor’s lead: In 2023, BYD continued to write the story of sales growth, but while sales were at a high level, BYD’s challenges began to emerge one by one. Since the second half of the year, its growth rate in the domestic market has obviously slowed down, and the continuous entry of mixed competing products has begun to impact BYD’s market position. The high-end camp represented by Tengshi brand is outside the MPV market and has not yet opened its voice in the mainstream market.

Sales rush and challenges emerge.

There is no doubt that BYD will continue to be the domestic new energy sales champion in 2023. In 2023, with its reputation and leading position in the new energy market, the price/performance ratio of the "Champion Edition" model under the price war, and the explosion of cars in the pure electric field, BYD once again hit a record high in terms of sales volume and performance. According to official data, in the first 11 months, BYD sold 2.683 million vehicles, a year-on-year increase of 64.29%.

At the same time, BYD’s third quarterly report shows that in the first three quarters of this year, BYD achieved revenue of 422.275 billion yuan, a year-on-year increase of 57.75%; The net profit of returning to the mother was 21.367 billion yuan, a year-on-year increase of 129.47%. According to brokerage analysis, BYD’s bicycle profit in the third quarter reached 11,000 yuan. Based on this data, BYD has also become the most powerful car company in the domestic market, surpassing SAIC.

The root cause of the big increase in performance is still the sales volume. BYD once said that "the new energy automobile industry continued its good growth momentum, and the company’s new energy automobile sales continued to hit a record high, ranking first in the global new energy automobile sales."

Horizontally, from the listing of BYD Qin PLUS DM-i 2023 Champion Edition on February 10th this year, it sounded the horn that BYD further eroded the market share of fuel vehicles. The banner of "the same price of oil and electricity" played by the champion version of Qin PLUS DM-i 2023 has become a major attraction for consumers of fuel vehicles, which has driven the sales of Qin PLUS DM-i to rise all the way, with the monthly sales reaching as high as 30,000+.

The A-class plug-in hybrid sedan sold from 99,800 yuan, with its outstanding cost performance, constantly stirred the price line of the joint venture A-class fuel sedan. At the same time, after the Qin PLUS DM-i 2023 champion version, BYD successively launched a series of champion models such as Song PLUS DM-i champion version, Song PRO champion version and seal champion version.

BYD’s core idea is to "increase distribution and reduce prices", and to speed up the market share of joint-venture fuel vehicles in the context of intensified price wars. In the first 11 months, the independent brand market led by BYD has reached 51.7%, while the market share of mainstream joint venture brands has dropped to 34.5%. BYD grabbed the biggest cake in the process of new energy encroaching on the fuel vehicle market, which laid the lower limit for BYD.

However, while BYD’s sales are going to a high level, from the perspective of dismantling its development trend, BYD’s challenges are becoming increasingly prominent. The slowdown in sales growth, the sniper of competing products and the high-end luxury market represented by Tengshi are all problems that BYD has exposed.

Surrounded by heroes, BYD

Compared with last year, BYD’s monthly sales volume is still growing substantially, which is beyond reproach. However, in the second half of 2023, BYD’s month-on-month growth rate slowed down significantly. Among them, in October and November, BYD’s month-on-month growth rate was less than 100, which reflected that BYD’s growth was also facing strong resistance. The core factor is that the hybrid field is being challenged. BYD, once a dominant company in the hybrid field, has gradually increased its competitors.

In fact, in 2023, BYD continued to move forward, and a considerable number of factors depended on the increment of new models. For example, BYD Seagull cut into the A0 pure electric car market with a class of 100,000 and became the dominant market segment. BYD Seagull was listed on April 26th this year, and it sold more than 40,000 vehicles for three consecutive months. The cumulative sales volume during the year was as high as 229,600 vehicles, which was the biggest increase of BYD during the year.

In the hybrid market, judging from the competitive situation of sub-models, the trend of independent brands besieging BYD has taken shape: BYD’s main three models, such as Qin, Song and Han, have been besieged by domestic car companies in different dimensions, and Song PLUS in the first half of the year faced competition from Xiaolong MAX, Yinhe L7 and Deep Blue S7; At present, the sales volume of Deep Blue S in July is stable at around 7,000 vehicles, while the steady monthly sales volume of Galaxy L7 is above 8,000 vehicles.

In the A-class plug-in sedan market where Qin PLUS DM-i is located, Yinhe L6, Qiyuan A05, Wuling Xingguang and other products have successively joined the battle. In the A-level hybrid market, the latest monthly sales volume of Yinhe L6 has climbed to the level of 5,000 vehicles. Qiyuan A05 and Wuling Starlight have just been listed, and their sales volume is also climbing.

BYD, which took the lead in the new energy market by relying on plug-in technology, once monopolized about 62% of the market share in the plug-in market (in 2022). Since the beginning of this year, with the landing of plug-in products corresponding to other independent brands, BYD’s share in the plug-in market has begun to shrink. From January to November this year, BYD sold 1.288 million plug-in vehicles in batches, accounting for 53% of the 2.394 million plug-in market.

On the whole, although other self-owned brands’ blended products have not yet risen to threaten BYD’s position, with the increasing investment of Great Wall, Chang ‘an, Geely and other car groups since 2023, consumers have been given a new choice different from BYD in the blended market. And as the most dynamic market segment in 2023, it is attracting more car companies to invest, including joint venture brands and other independent brands.

In the hybrid market, Chery, which has experienced rapid sales growth in the past two years, also voiced strongly, "The hybrid market without Chery Automobile is an incomplete hybrid market." Since 2023, the sales volume of Chery Group has reached 1.66 million, returning to the independent head camp. Yin Tongyue said that he would enter the top position in new energy in 2024, which may mean that the hybrid market will face more intense market competition next year.

Tengshi impacts SUV and is frustrated again.

In the new energy market in 2023, on the one hand, BYD continued to promote the growth of the mass market through price war, on the other hand, it laid out the high-end market and tapped the increment of the high-end market, including Tengshi, Equation Leopard and Wangwang, which all entered the new node of operation this year. Equation Leopard and Wangwang ushered in the first car listing, and Tengshi also opened an SUV track outside MPV, but Tengshi’s performance was not fully successful.

In the high-end market, BYD’s representative Tengshi has made great achievements in the MPV market. Tengshi D9, which was listed at the end of last year, has continued its high-light performance this year. The emergence of Tengshi D9 has broken the domestic MPV market pattern in one fell swoop. In the first November of this year, Tengshi D9 accumulated 108,000 vehicles in retail sales, surpassing Buick GL8′ s 107,000 vehicles. It is not an idiotic dream to win this year’s MPV market sales champion.

However, Tengshi encountered "Waterloo" in the SUV market for mainstream users. In July and August this year, Tengshi launched two SUV models, Tengshi N7 and N8, which did not achieve the expected success. Since its listing, Tengshi N7 has sold 5,402 vehicles, while N8 has sold 1,819 vehicles, which is not in line with Zhao Changjiang, general manager of Tengshi Sales Division.

Prior to this, Zhao Changjiang once said that "Tengshi N7′ s goal is to sell 10,000 units per month" and "the monthly delivery volume is about 5,000-6,000 units in the initial delivery period, and it is expected to reach over 10,000 units in September and October. Together with the N8 launched at the end of the year, Tengshi will be able to reach the level of monthly sales of 30,000 vehicles. " The failure of the N7 and N8 models has also dragged down the achievement of Tengshi’s annual target. According to the plan, Tengshi will challenge the annual sales of 150,000 vehicles in 2023, but now it has accumulated sales of 115,900 vehicles.

The year 2023 is coming to an end. On the whole, BYD’s leading position in the new energy market still exists, but the challenges it faces are also increasing objectively.

Judging from the disclosed plans, 2024 will be a great year for BYD’s products, including the replacement of core models and endless new products, such as Dynasty/Ocean, Tengshi and Equation Leopard, and the fifth-generation DM-i’s boarding blessing in technology, so as to upgrade from products to technology. Whether this can help BYD solve the challenges that have gradually emerged remains to be seen.

At the Guangzhou Auto Show, BYD executives said, "In 2024, new energy vehicles may enter the era of Armageddon at any time."

The starting price may exceed 120,000 BYD Qin L will appear at the Beijing Auto Show.

A few days ago, Chezhi. com obtained more information about BYD Qin L from relevant channels. The new car will officially meet with consumers at the 2024 Beijing Auto Show, which opened on April 25. The starting price of the new car in the future may be more than 120,000 yuan.

In terms of appearance, Qin L adopts the design concept of "New Country Tide and Beauty Aesthetics", and the interior of the large grille on the front face is decorated with chrome-plated lattice, which looks very delicate. The headlights of the new car are sharp in shape, and the internal matrix light source layout further highlights the three-dimensional sense of the front face. The shape of the car side is simple and smooth, and the straight waistline of the car body and the chrome trim of the glass window frame bring a good sense of strength to the car side. In addition, the new car also adopts a slip-back design, and the overall visual effect is very young.

In terms of interior, it is still a familiar family style. There are almost no physical function keys in the center console area, and most of the functions are integrated in the central control screen. At the same time, it is equipped with a full LCD instrument and a floating central control screen, which is very good for the creation of a sense of science and technology.

In terms of power, according to the previous application information, Qin L will be equipped with a plug-in hybrid system consisting of a 1.5L engine and an electric motor. Among them, the maximum power of the engine is 74kW, and the maximum power of the motor is 120kW and 160kW according to the vehicle configuration. In terms of batteries, 15.874kWh and 10.08kWh batteries with different capacities are available for selection, and the corresponding pure electric cruising range is 90km and 60km respectively. For more information about new cars, car quality network

The two sessions are coming to an end. How many of these most popular entrepreneur proposals will come true as soon as possible?

 


  Text/Ba Jiuling (WeChat WeChat official account: Wu Xiaobo Channel)


  This afternoon, the two sessions will be closed, and you have been worried about national affairs for a week. How do you feel?


  However, for the thousands of suggestions and more than 5,700 proposals put forward by delegates and CPPCC members this year, their "journey of the two sessions" has just begun.


  * The number of proposals is counted as of 8: 00 pm on May 22, 2020.


  "Suggestions of deputies to the National People’s Congress" refers to the comments, constructive opinions or criticisms made by deputies to the National People’s Congress on the work of relevant state organs.


  "Proposal" is a special term of the Chinese People’s Political Consultative Conference, which refers to the written opinions and suggestions put forward by the units or individual members participating in the CPPCC to the plenary session or the Standing Committee, which are examined and filed by the Proposal Committee and delivered to the relevant units for handling. The "proposal" has the function of democratic supervision and has no legal effect.


  Why do you say "it’s just beginning"? We can look at this news headline.



  <[ TEXT RECOGNITION IN PROGRESS / MORE INFO: http://projectnaptha.com/process/ (IDX:0:3-0:c&0:c&0:c&556&733:XDI) / ELAPSED 5.78SEC / DATE Tue, 26 May 2020 13:21:39 GMT / TEXT RECOGNITION IN PROGRESS ]>


  In fact, the word "suggestion" and "proposal" is as its name implies. During the two sessions of the National People’s Congress, only the action of "lifting" was completed. After the end of the two sessions, it will be passed on one after another-the department or organization will be responsible for reviewing and implementing the contents of the proposal or suggestion.



  Image source: CCTV News


  According to the statistics of Southern Reporter, since 2013, there have been about 7,200 NPC deputies’ suggestions led by the State Council Department alone, accounting for about 89% of the total number of suggestions; There are about 4,100 proposals submitted by Committee member Chinese People’s Political Consultative Conference, accounting for about 90% of the total proposals.



  Image source: Southern Metropolis Daily


  So although we have been screened by various suggestions and proposals in the past few days, we have to see them "come true", which may take several months as fast as it takes, and many years as slow. If you don’t believe me, look at the "early completion" time reported by some departments last year.


  China Banking and Insurance Regulatory Commission:



  Ministry of Finance:



  This also explains why some NPC deputies and CPPCC members have been making repeated suggestions and proposals on a kind of topic for many years.


  Based on the above "knowledge points", minibuses suggest that everyone should be more normal when looking at them.


  Among all kinds of proposals and suggestions, entrepreneurs’ proposals attract the most attention. As one of the groups who can feel the economic changes, their suggestions and proposals have always been basically around the national economy, industry development and company business.


  In the following pages, the minibus will select four key parts from thousands of proposals and suggestions from entrepreneurs. One year later, we will check again to see which ones have come true and which ones still need to be mentioned again.


  NO.1


  


  New Infrastructure/Digital Economy


  Representative entrepreneurs: Ma Huateng, Li Yanhong and Zhang Jindong.


  Lei Jun, Liu Wei, Yu Minhong and Xu Heyi.


  Zhou Hongyi, Yang Yuanqing, Sun Pishu, etc.



  "New infrastructure" is the hottest word in the two sessions in 2020, and there is no one.


  Brush the suggestions and proposals of representatives and Committee members, and the minibus can see them almost every ten seconds.


  Because the coverage of "new infrastructure" is extremely wide, and it has the property of "Internet of Everything", you can include your old business in it, whether you are doing internet, building cars, engaging in education, engaging in manufacturing, etc.


  Founder of Tencent: Ma Huateng


  Accelerate new infrastructure such as cloud computing and build a strategic cornerstone for the development of the digital economy; Focusing on the construction of "data in Taiwan", we will further promote the open sharing of data, innovate and promote the construction of smart cities and smart villages, and improve the level of digital governance; Continue to promote the open source collaborative innovation ecology, build a "friend circle" of the industrial Internet, improve the digitalization level of scientific research and innovation, and increase investment in industrial security to escort the high-quality development of the digital economy. -"Proposal on Accelerating the Formulation of National Strategy for Industrial Internet and Strengthening Digital Economy"


  By the way, just yesterday, Tencent announced that it would invest 500 billion yuan in new infrastructure construction in the future.


  360 Founder: Zhou Hongyi


  First, we should use holistic thinking to plan the top-level design of the new infrastructure network security protection system. Second, it is necessary to simultaneously build the safety infrastructure of new infrastructure and focus on the construction of safety protection capabilities of new infrastructure; The third is to strengthen the security of big data platform and realize secure big data collaborative computing; Fourth, it is necessary to carry out normalized cyber security attack and defense confrontation exercises, and continuously test and enhance the security capabilities of new infrastructure. -Proposal on Building a New Infrastructure Network Security Protection System as soon as possible


  Founder of Xiaomi: Lei Jun


  Satellite Internet is listed as an important development category of new infrastructure. It is suggested that satellite Internet should be included in China’s "Tenth Five-Year Plan" as a strategic emerging industry, and it is clear that satellite Internet-related commercial aerospace enterprises are an important part of the national aerospace industry. It is suggested to further reduce the threshold for private enterprises to enter the satellite Internet.


  * The first reaction when I saw this minibus was, is Xiaomi going to build a satellite soon? After careful investigation, it was discovered that Galaxy Aerospace, which was founded by General Lei and invested by Shunwei Capital, has sent 5G satellites to the sky this year.


  .


  New Oriental Education Technology Group: Yu Minhong


  First, relevant departments strongly support the construction of 5G micro-base stations in rural school areas, realize 5G network coverage in rural schools at a lower cost, and narrow the digital gap between urban and rural areas in network infrastructure and services.


  Second, provide terminal equipment and tariff subsidies for rural schools.


  Third, further increase investment in education informatization, and provide policy inclination and financial subsidies to poor areas.


  Fourth, support private education enterprises to develop 5G and AI applications, further increase the proportion of pre-tax deduction of R&D funds, protect intellectual property rights, and stimulate the innovation power of private enterprises (310328). —— "Suggestions on Making Full Use of the Advantages of 5G to Further Promote the Balance of Urban and Rural Education in China"


  Founder of Baidu: Li Yanhong


  The state should speed up the construction of new artificial intelligence infrastructure with international leading level, strengthen the training of basic and applied talents of artificial intelligence, and promote the active application of independent and controllable open source deep learning platforms in various industries. At the same time, we should also vigorously promote the intelligent cloud Project and support the construction of an open platform, so as to accelerate industrial intelligence. -"Proposal on Building a New Artificial Intelligence Infrastructure and Drawing a Blueprint for the Development of Intelligent Economy"


  Inspur Group: Sun Pishu


  In the future, the intelligent computing center will carry the demand of AI computing. The intelligent computing center is like a power plant providing power services to the outside world, which can provide various computing services, data services and AI (artificial intelligence) services to the outside world, making artificial intelligence computing power easy to obtain and use. Therefore, the intelligent computing center should adopt an open mode, with the government guiding and even leading the construction, issuing construction guidelines and standards, making top-level design and overall planning, ensuring the standardization and order of the intelligent computing center, and ensuring the standardization and interconnection among the intelligent computing centers. —— "Suggestions on Promoting the New Infrastructure of Intelligent Computing Center and Accelerating the AI of Industry"


  Suning Group: Zhang Jindong


  On the one hand, smart community, as the most important part of smart city, is an indispensable construction link in new infrastructure. On the other hand, as a new strategy of urbanization development, smart community is also an innovative model of community management and service.


  The outbreak of COVID-19 epidemic has exposed the deficiency of current community construction in China, and the grass-roots management of communities has put forward higher requirements for the construction of smart communities. It is suggested that community management should be integrated into the social system, and the smart community should be developed into a new form of community with efficient government affairs, convenient service, wise management and intelligent life from the aspects of building a top-level design by government and enterprises, establishing a full-scene service management system and building a "one-hour life circle", so as to comprehensively improve the quality of life and happiness of community residents. -"Relying on" New Infrastructure "to Promote the Construction of Smart Communities"


  Lenovo Group: Yang Yuanqing


  From four aspects: strengthening new infrastructure, strengthening market policy guidance, accelerating the construction of application ecology and accelerating the cultivation of compound talents, we will enhance the integrated application ability of "5G+ Industrial Internet", thus promoting the sustainable innovation and development of manufacturing industry. The new infrastructure is not only advanced intelligent technology, but also the infrastructure to empower the smart economy. Vigorously developing new infrastructure is conducive to empowering intelligent changes in all walks of life and releasing efficiency dividends. —— "Proposal on" 5G+ Industrial internet plus Intelligentization "Empowering High-quality Development of Manufacturing Industry"


  BAIC Group: Xu Heyi


  It is necessary to integrate automobile, artificial intelligence and urban development, and make the automobile industry a new infrastructure of modern smart cities and an AI cell of smart cities. Specifically, it is suggested to innovate the top-level design ideas of automobile industry and increase support for new automobile industry; Joint high-tech enterprises and automobile enterprises to jointly build the urban brain; Supervise the development of smart shared cars while guiding; Guide cross-industry cooperation and standardize cross-industry data application. -"Promoting the Construction of Smart Cities with Automobiles as New Infrastructure"


  Jiadu Technology: Liu Wei


  In the face of numerous digital intelligent systems in all walks of life in new smart cities, especially the crisis of this epidemic, each city urgently needs a "unified control center and command and decision center" like the city brain. —— Proposal on Adjusting the Construction Direction of New Smart Cities in the Background of New Infrastructure Investment.


  NO.2


  


  New energy vehicles/automobile industry


  Representative entrepreneurs: Li Shufu, Zhu Huarong and Chen Hong.


  Ceng Qinghong, Zhang Xinghai, Wang Fengying, etc



  On May 11th, the data released by China Automobile Industry Association showed that the monthly growth rate of automobile production and sales nationwide in April was the first increase this year, among which the sales volume ended the 21-month continuous decline.


  However, the production and sales of new energy vehicles continued to be poor in April. Even though the decline was narrower than that of last month, including Tesla, the sales volume still decreased by 26.5% year-on-year.


  What’s more, from January to April, the market share of China brand passenger cars continued to decline, down 2.5 percentage points year-on-year.


  The anxiety of the industry recession is fully reflected in the proposals of relevant representatives and members of the automobile industry, and even caused a lot of controversy because of the obvious "bringing goods" in some proposals.


  Changan Automobile: Zhu Huarong


  There is a big gap between the brand power of China brand and joint venture brand, and the phenomenon of "cheap and low-end" negative value brand is still outstanding, which is difficult to fully meet the needs of consumption upgrading; There is a big gap between premium ability and profitability. In the current world economic environment, survival and development are facing difficulties, and it is urgent to quickly enhance the brand power of China brand cars. In this regard, three suggestions are put forward:


  1. Advocate leading cadres, public servants and public figures to give priority to the use and purchase of China brand cars;


  2. At the level of large-scale activities or national behaviors, more China automobile brand image will be displayed;


  3. Heavyweight media guidance to help China automobile brands go up; Perfecting the network management mechanism and shaping the public opinion environment of the industry. -"Suggestions on rapidly enhancing the brand power of China brand cars and stimulating China’s economy under the current world economic environment"


  At present, new energy vehicles are still a policy-oriented market, and there are problems such as the demand for private cars has not yet been stimulated. Suggestions are as follows:


  1. Examine the development strategy of new energy industry and optimize the top-level policy orientation;


  2. Improve the use environment of new energy and stimulate the power of consuming new energy vehicles;


  3. Continue to encourage the use of new energy vehicles. —— Proposal on Further Promoting the Sustainable and High-quality Development of New Energy Vehicles in China.


  Geely Automobile: Li Shufu


  The vehicle purchase tax will be changed from the central tax to the central and local sharing tax, with the sharing ratio of 50:50, and the adjusted local fiscal revenue of vehicle purchase tax will be used for the research and development of new technologies and the promotion of automobile consumption in an appropriate proportion. Increasing local fiscal revenue can stimulate local enthusiasm to boost automobile consumption. In addition, local governments can also increase the construction of urban roads, parking lots, charging piles and other infrastructure to promote the coordinated development of the automobile industry and urban construction. -"Changing the vehicle purchase tax from central tax to central and local shared tax" (submitted jointly with Great Wall Motor (601633, stock bar) Wang Fengying)


  Guangzhou Automobile Group: Ceng Qinghong


  Appropriately increase the license plate quota in the areas where cars are restricted, cancel the restrictions on car purchases, relax the conditions for car purchases and license plate restrictions, postpone the implementation time of the National Sixth National Congress, reduce road and bridge fees, and optimize the automobile consumption subsidy policy; Speed up the release of pickup trucks into the city; Increase the support for cars going to the countryside, and implement specific subsidies or preferential policies for rural people (603883, stock bar) to buy cars; Reduce the down payment ratio of new energy, second-hand cars and mortgage interest rates. -Suggestions on Promoting Automobile Consumption


  SAIC: Chen Hong


  With the popularity of private cars in recent years, the road congestion caused by the increase of car ownership and the continuous optimization of urban traffic management have become a pair of long-term accompanying themes. Judging from the current scientific and technological progress and the experience of foreign leading countries, making full use of domestic big data, cloud computing and 5G technology, the level of urban traffic management will have a greater room for improvement, and with market-oriented adjustment means, it will realize vehicle ownership management to use management, and gradually open up urban purchase restrictions. —— "Proposal on Improving Urban Traffic Management Level and Gradually Opening the Restrictions on Purchase and Restriction in Cities"


  Xiaokang Automobile: Zhang Xinghai


  Tax support: the policy of exemption from purchase tax and purchase subsidy for new energy vehicles will continue to be extended until 2025; Support in technology research and development: cultivate core technologies of electrification and intelligence; Support in the market: it is suggested that the state should issue a unified policy, requiring all localities to treat all new energy vehicles that meet China’s regulations equally in terms of restrictions on purchases, sharing and road rights; Support in the used car market: open up the circulation of new energy used cars. -"Suggestions on Continuing to Support the Development of New Energy Vehicles"


  NO.3


  


  Small and medium-sized enterprises bail out


  Representative entrepreneurs: Ma Huateng, Sun Pishu and Lei Jun.


  Zhang Jindong, Yao Jinbo, etc



  In May, Choice data announced the survival of 6,952 small and medium-sized enterprises listed on the New Third Board: the median revenue growth of the company was 6.45%, further down from 9.87% in 2018. It seems that growth has always been the bottleneck of small and medium-sized enterprises, and the bottleneck will face a new tightening in 2020: COVID-19 epidemic.


  According to the data released by Tsinghua Wudaokou Institute of Financial Technology in the first quarter of 2020, the income of small and medium-sized enterprises decreased by 69.5% on average in the first quarter.


  How to make small and medium-sized enterprises "survive" under the impact of the epidemic, delegates and CPPCC members wrote their own ideas in the proposal.


  Founder of Tencent: Ma Huateng


  Financial and tax support is an important means to help enterprises get out of trouble, and digital technologies represented by big data, cloud computing and artificial intelligence can also help small and medium-sized enterprises.


  It is suggested that new modes such as "human resources go to the cloud" and "shared employment" should be adopted to alleviate the difficulties faced by small and medium-sized enterprises, increase their anti-risk ability and dredge the "capillaries" of the economic market; Strengthen the digital upgrade of financial services, improve the accuracy of financial services, and dredge the "last mile" to help small and medium-sized enterprises. In the medium and long term, strengthen the cloud platform, promote the comprehensive digital upgrade of traditional small and medium-sized enterprises, and enhance the overall strength of small and medium-sized enterprises. —— "Proposal on Using Digital Technology and Innovative Application Mode to Help Small and Medium-sized Enterprises to Help Out"


  Founder of Xiaomi: Lei Jun


  The anti-risk ability of small and micro enterprises in different industries is quite different, which leads to different service costs. We should distinguish between financial institutions and small and micro enterprises, establish a symmetrical service relationship and market price, and improve the matching degree and financing efficiency of financing services.


  Accelerate the establishment of a credit big data service platform and a financial technology service platform covering finance, taxation, market supervision, social security, customs, justice, and market activities, and reduce the service costs of SMEs.


  Support small and medium-sized banks to focus on financing services for small and micro enterprises, and at the same time intensify the development of angel investment, venture capital, equity financing, supply chain finance and other financing methods to form a sufficient and diversified fund supply system. -"Suggestions on Improving Financing Services for Small and Micro Enterprises"


  Suning Group: Zhang Jindong


  It is difficult for small and micro enterprises to raise funds, and it is difficult to control risks; The difficulty of risk control lies in the acquisition of valuable information; It is difficult to obtain information and data, and it is difficult to disperse in the data portal, and it is difficult to eliminate the island effect.


  At present, different government agencies and departments manage and serve small and medium-sized enterprises in different industries and fields, such as the Bureau of Industry and Information Technology and other departments mainly serve industrial enterprises, while the relevant departments of the Bureau of Commerce connect with service enterprises such as wholesale and retail, and there is no unified information collection and export channel. Even if the provincial government has set up an information sharing platform, there are still some problems, such as limited scope of use (most data are only open to government agencies), complicated application procedures and low information quality, which can not effectively help financial institutions to carry out large-scale business in inclusive finance. -"Solving the Financing Problem of Small and Micro Enterprises with Multiple Strategies"


  Inspur Group: Sun Pishu


  The local government will take the lead to sort out and aggregate the key elements such as funds, data and financial products needed for platform construction, integrate government data, Internet data resources and business data, and build an "aggregated" and "intelligent" financial service platform to help financial institutions provide loans to small and medium-sized enterprises without meeting, with pure credit and quick receipt.


  Encourage local governments to introduce market-oriented credit reporting companies with strong financial technology services as platform operators, provide risk control models for local financial institutions, build credit scoring systems, and jointly develop innovative financial products; At the same time, we will improve the credit evaluation system of regional small and medium-sized enterprises and support the inclusion of the credit evaluation system of regional small and medium-sized enterprises in the PBOC credit information system. —— "Proposal on Using Big Data to Solve Financing Problems of Small and Medium-sized Enterprises"


  Group 58: Yao Jinbo


  The biggest difficulty faced by the recovery of small and medium-sized enterprises under the epidemic situation lies in the high cost, especially the labor cost. Therefore, on the one hand, the deposit ratio of housing provident fund is appropriately lowered from the minimum payment of 5% to 3%; On the other hand, it is suggested to further reduce the proportion of social security contributions, and the proportion of corporate contributions nationwide should be uniformly adjusted to 12% or 13%.


  In addition to appropriately reducing the proportion of provident fund and social security contributions to reduce the cost of employment for enterprises, we should also promote new modes such as flexible employment.


  In addition, under the guidance of the government, financial institutions cooperate with internet platforms with big data resources to establish a credit evaluation system for SMEs, thus solving the financing needs of enterprises. -"further stabilizing employment and supporting the development of small and medium-sized enterprises"


  NO.4


  


  Public health system/epidemic situation


  Representative entrepreneurs: Shen Nanpeng, Yang Yuanqing, Ding Lei and Li Yanhong.


  Zhou Yunjie, Sun Piaoyang, Ding Liming, Xiao Wei, Ke Yunfeng, etc.



  Never waste a crisis.


  An epidemic in COVID-19 has exposed many "bugs" in China’s public health system. During the two sessions, both "programmers" entrepreneurs and the medical profession have made their prescriptions, and at the same time, they have given plans in advance for the coming post-epidemic era.


  Hengrui Group: Sun Piaoyang


  For some pathogens with large-scale epidemic and high risk, the state supports strengthening strategic reserve research, arranging in advance and tackling key problems in advance; Open national fund supports enterprises to carry out basic research in the field of infectious diseases, so as to ensure that they can know new viruses as soon as possible when the epidemic breaks out, so as to develop drugs in a targeted manner; The state supports the establishment of a technical platform for epidemic response and grasps key technologies; Make full use of the virus research technology platform established by the state, encourage and strengthen cooperation with enterprises to carry out technical research, and promote the transformation of results. —— "Proposal to strengthen the research and development of new drugs to prevent and control major epidemics"


  Beida Pharmaceutical: Ding Lieming


  Coordinate the establishment of a national emergency material support system, and screen a number of targeted anticancer drugs and other therapeutic drugs with definite curative effects and urgent needs of patients, and bring them into the national emergency material support system for procurement, storage and regional layout. In the event of a major public event, these anticancer drugs and disaster relief materials are uniformly deployed and supplied to ensure the normal and timely use of drugs by cancer patients. -Proposal on Promoting Public Health Emergency Response and National Cancer Prevention and Control Action as a Whole.


  Kangyuan Pharmaceutical: Xiao Wei


  Based on the "Wuhan Model", a comprehensive prevention and control system of Chinese medicine to deal with major public health incidents was established. Specifically, it includes speeding up the establishment and improvement of comprehensive protection for medical prevention and treatment of traditional Chinese medicine; Establish a rapid emergency mechanism for Chinese medicine to deal with major infectious diseases; Establish an innovative collaborative platform for tackling key problems of traditional Chinese medicine in antiviral scientific research of traditional Chinese medicine; Establish a backup force for Chinese medicine pharmaceutical enterprises to actively participate; Build a "cloud computing, Internet of Things" big data platform system; Improve the support policies to support the development of traditional Chinese medicine and the service of benefiting the people; Comprehensively strengthen the popularization of traditional Chinese medicine and the guidance of public opinion. —— "It is suggested to build a comprehensive prevention and control system of Chinese medicine to deal with major public health incidents"


  Da Shen Lin: Ke Yunfeng


  Incorporate retail pharmacies into the public health system and the overall national health plan, and use large chain pharmacies as reserve units of epidemic prevention strategic materials. —— Suggestions on the Interim Measures for the Designated Management of Medical Security in Retail Drugstores (Draft for Comment)


  Sequoia Capital: Shen Nanpeng


  1. Promote the whole process of new drug research and development, clinical trials and market entry through policy reform, stimulate the vitality of drug innovation, increase the accessibility of innovative drugs, and effectively solve people’s medical drug demand.


  2. Promote the construction of a national personal health record system. Deepen the reform of medical device evaluation and accelerate the listing of artificial intelligence medical device products, including exploring the establishment of AI special channels. Pilot some charging items, develop medical AI product liability insurance, and promote clinical application and popularization.


  3. Change the passive situation of "the god of wealth follows the god of plague", reposition the infectious diseases department in the medical system with a strategic height, and improve the overall prevention and emergency response capabilities. -"Suggestions on the reform of innovative drug research and development and examination and approval system, medical informationization and intelligence, and the construction of various prevention and control mechanisms for infectious diseases"


  Founder of Netease: Ding Lei


  Make full use of digital technology to improve the ability of monitoring and analyzing serious epidemic diseases. Establish a unified "patient big data analysis center" at the national level, and use digital technologies such as big data, artificial intelligence and cloud computing to dynamically judge key information such as biochemical data and medical images, and establish a mechanism for early detection, early warning and early intervention of emerging problems.


  At the same time, relying on the large-scale high-quality e-commerce platform, on the one hand, through real-name authentication, frequency current limiting, anti-cheating and other technical means, we will ensure that the important national reserve materials are put in accurately to ensure the smooth and orderly supply and sales of people and people’s livelihood security necessities during major emergencies. On the other hand, collect big data of supply and demand to carry out dynamic analysis and forecast, guide manufacturing enterprises to carry out flexible production management, and realize accurate docking, efficient production and overall deployment of supply and demand of important materials. -"Give Full Play to the Supporting Role of Digital Technology and Optimize the Emergency System for Sudden Major Events"


  Founder of Baidu: Li Yanhong


  It is suggested that relevant departments should coordinate and do a good job in the management of personal information related to the epidemic and the disposal of information after the epidemic. The details are as follows: First, set up an exit mechanism for personal information collected during the COVID-19 epidemic. The second is to strengthen the standardized management of collected data and minimize the risk of data leakage and abuse. The third is to study and formulate standards and norms for the collection, storage and use of citizens’ personal information in a special period. -Proposal on Strengthening the Protection of Personal Information Related to Epidemic Prevention and Control


  Lenovo Group: Yang Yuanqing


  First of all, we should strengthen the top-level design and overall coordination of the new generation Internet medical and health platform, include the construction of the new generation Internet medical and health platform in the "Tenth Five-Year Plan" in the medical and health field, clarify the overall thinking, and focus on development and construction.


  Secondly, accelerate the construction of "digital family doctor" platform, build home medical Internet of Things (IoMT) solution, accelerate the establishment of community medical smart grid platform, and promote the deployment of graded diagnosis and treatment and emergency medical management.


  At the same time, we will further promote the organizational construction of the "New Generation Internet Hospital", improve the accessibility of standardized and high-quality medical resources, support the landing of graded diagnosis and treatment system, and establish a "National Medical Health Supercomputing Platform" to help China’s medical brain grow. -"Suggestions on Accelerating the Construction of a New Generation Internet Medical and Health Platform and Improving China’s Medical Level by Taking the COVID-19 Epidemic as an Opportunity"


  Haier Group: Zhou Yunjie


  The Internet of Things technology is applied to the whole process of vaccine transportation and vaccination to ensure that all information of vaccine can be displayed and traced, so that vaccinators will not make mistakes, and consumers will be more confident in the brand, quality and safety of vaccine.


  National Health Commission takes the lead in formulating policies to promote the construction standards of vaccination clinics in various regions and upgrade the decoration and design specifications of vaccination clinics; Require new vaccination clinics to apply vaccination and storage equipment based on Internet of Things technology, and upgrade existing vaccination clinics; Promote the application of mobile vaccination vehicles in areas with inconvenient transportation, and take various measures to further improve China’s vaccination safety and security capabilities. -"Suggestions on Applying Internet of Things Technology to Ensure Vaccination Safety"


  The author | John Joe | Duty Editor | Hemp Sauce


  Editor | He Mengfei | Editor | Zheng Yuanmei


 


This article first appeared on WeChat WeChat official account: Wu Xiaobo Channel. The content of the article belongs to the author’s personal opinion and does not represent Hexun.com’s position. Investors should operate accordingly, at their own risk.

(Editor: Ji Liya HN003)

There are new moves in the copyright strategy of CCTV! Yunting obtained the exclusive right to operate the broadcast frequency live stream of the main station in the car networking system.

  Recently, the General Manager’s Office of the Central Radio and Television General Station officially authorized Yangguang Media Group Co., Ltd. (hereinafter referred to as "Yangguang Media Group") to exclusively operate the broadcast frequency live stream of the General Station in the car networking system. This means that the existing radio frequencies owned, controlled and managed by the main station and the new radio frequencies in the future must be connected to the car-playing service (including live broadcast and delayed listening) through the "cloud listening" car system or through cooperation with Yangguang Media Group.

  "Cloud Listening" is a new national 5G sound media platform launched by the Central Radio and Television General Station (hereinafter referred to as "the General Station") in March 2020. It is the only audio client under the General Station and bears the important mission of the strategic transformation and integration of the General Station’s broadcasting.

  "Cloud Listening" began to lay out intelligent networked automobile business from the beginning of its launch, and jointly developed car networking products with mainstream automobile manufacturers and solution providers to meet the different listening needs of users in travel scenarios.

  "Cloud Listening" leads the industry standard with high-quality content, and promotes the standardization of the mobile audio market. It continues to lay out multi-terminal and full-application scenarios such as mobile phones, cars, tablets and smart wearable devices, and provides users with high-quality sound products and services such as radio stations, audio books and audio programs.

  This exclusive operation authorization will have a far-reaching impact on the standardized development of the intelligent networked automobile industry. In the future, only through the cooperation of "Yunting" or Yangguang Media Group can the live broadcast stream of the main station broadcast frequency be connected to the car networking system of the car brand and the after-loading car networking system developed by the after-loading product company, which is expected to end the situation that the radio station of the car networking system was used indiscriminately in the past and ensure the car owners to enjoy the rights and interests of safe and standardized content services.

  In recent years, the main station has continuously increased its efforts in the protection and management of copyright assets, standardized the copyright market and communication order of the Internet audio-visual industry, and made full use of its own content copyright advantages to support the independent platform to become stronger and bigger. As early as 2019, the General Station issued the "Statement of the Central Radio and Television General Station on Strengthening the Protection of Copyright Assets", which clarified the copyright scope of the General Station, and said that it would strengthen the monitoring and maintenance of its copyright assets, take all effective measures according to law, and resolutely crack down on any infringement of the legitimate rights and interests of the copyright assets of the General Station.

  The person in charge of "Yunting" said that the next step will be to continuously strengthen the platform construction, make full use of, develop and operate the audio content resources of the main station, organically combine copyright protection and operation, extend the audio content value of the main station, and enhance its influence, communication and market value. At the same time, it will give full play to the advantages of the new media platform of the main station with an open and integrated attitude, accelerate the cooperation process with car manufacturers and solution providers, promote the signing cooperation with radio stations all over the country, and provide high-quality broadcast live streaming and audio products and services for car companies and car owners.

China has become one of the 5G "first echelon" mobile phones, which will be available in the first half of next year.

  At the 2018 Mobile World Congress (MWC) in Barcelona, Spain, 5G has become one of the hottest keywords. Compared with the concept, framework and possibility of 5G discussed more in the past, a number of important breakthrough China 5G products were unveiled in this year’s conference, and some mature technologies and application scenarios were also displayed in the exhibition, which started the countdown to welcome the arrival of the 5G era.

  dynamic

  Huawei released the first 5G commercial chip and terminal.

  As one of the largest annual exhibitions in the global communication field, there are many voices and highlights from China enterprises at this World Mobile Communications Conference. During the exhibition, Huawei released the first 5G commercial chip and terminal based on 3GPP standard, and ZTE and other companies also demonstrated their respective scientific and technological strength. According to the analysis, these new products mean that China enterprises are taking the lead in the field of 5G.

  It is reported that Huawei’s 5G chip released this time &mdash; &mdash; Balong G5 G01 is the first 5G network product supported by the 3GPP standard. At the same time, Huawei also released Huawei 5G CPE, the first 3GPP standard 5G commercial terminal based on this chip. According to reports, the product is divided into two types: low-frequency (sub-6 GHz) CPE and high-frequency (mmWave)CPE. Among them, 5G low-frequency CPE can download an episode of online drama in less than 1 second, which can support various high-definition video and entertainment applications such as VR high-definition online video and VR online games based on 5G networks in the future, and is compatible with 4G and 5G networks. The release of Huawei’s first 3GPP standard 5G commercial chip and terminal is considered by the industry as one of the breakthroughs in 5G products, and it also marks the gradual opening of the 5G era at the industrial level.

  During this conference, ZTE also highlighted the end-to-end solutions for commercial technologies, networks and industrial applications of 5G, including a new generation of 5G full range of base station products. According to reports, the new generation of 5G high and low frequency AAU released by ZTE supports the new air interface of 3GPP5G NR, supports the mainstream frequency band of 5G in the industry, and adopts a number of key technologies of 5G, which can meet the diverse scenarios and needs of 5G commercial deployment, and has been applied in domestic 5G testing and 5G testing of operators in many countries and regions.

  "China has become the most dazzling star on the 5G stage" and "the world looks at 5G, and 5G looks at China". Relevant professional analysis points out that China’s communication technology has gone through the following in the 2G era, the participation in the 3G era, and the breakthrough in the 4G era. In the 5G era, China has successfully entered the first echelon.

  pay close attention

  5G smartphones will be available in the first half of next year.

  In the terminal exhibition area of this conference, a conceptual mobile phone with ultra-high speed of 1.2Gbps also attracted a lot of attention. It is understood that this smart phone product, which is praised as "quasi-5G" or "pre-5G" by the industry, takes less than two seconds to download a high-definition movie.

  It is worth mentioning that during the current Mobile World Congress, China Mobile announced that it would jointly launch the "5G Terminal Pioneer Program" with 20 terminal industry partners around the world. The plan aims to launch the first batch of 5G terminals as soon as possible in the early stage of the industry, promote multi-party cooperation and jointly establish a mature 5G terminal industry ecology.

  According to reports, the plan has been widely responded and actively supported by the terminal industry, including 6 mainstream chip companies such as Qualcomm, Huawei, MediaTek, Ziguang Zhanrui, Intel and Samsung, and 10 mainstream terminal companies such as Huawei, OPPO, vivo, Xiaomi and Samsung.

  China Mobile expects that all parties will make concerted efforts to launch the first batch of 5G chips that meet the needs of operators before the end of 2018, and release the first batch of 5G pre-commercial terminals, including data terminals and smart phones, in the first half of 2019. The analysis believes that this also means that many brands of 5G mobile phones are expected to be available in the first half of next year.

  prospect

  There are still about two years before the real outbreak of 5 G.

  According to the plan of the Ministry of Industry and Information Technology, the three major domestic operators are expected to realize the scale commercialization of the fifth generation communication technology in 2020. According to the data, since 2013, China has taken the lead in launching the 5G test and R&D process. At present, China’s 5G commercialization process has been promoted in an orderly manner, and technology research and development testing has officially entered the third stage this year. The 5G field tests of the three major operators have been started one after another, and the pilot construction has been stepped up.

  At the same time, a number of recent developments that have emerged since the second half of last year show that 5G promotion is accelerating. Industry analysts believe that although there are still about two years before the real outbreak of 5G on the commercial timetable, the wrestling of the 5G industrial chain has been fully rolled out. The analysis also pointed out that with the commercialization process of 5G network, it will drive the development of applications such as car networking, Internet of Things, drones and cloud computing, which means that 5G will not only become a new round of development opportunities for the global communication industry, but also create opportunities for the rise of various emerging information technologies.

  The 5G economic report released by IHS, a market research organization, predicts that by 2035, 5G will create 12.3 trillion US dollars in global economic output and create 22 million jobs. Among them, China will have 9.5 million jobs, ranking first in the world, far exceeding the United States (3.4 million).

  The White Paper on the Economic and Social Impact of 5G issued by relevant institutions in China also pointed out that 5G, as a general-purpose technology, will open up a new era of mobile communication development, accelerate the process of economic and social digital transformation, and push the development of China’s digital economy to a new level. The white paper predicts that the direct output and indirect output driven by 5G will reach 6.3 trillion yuan and 10.6 trillion yuan respectively in 2030. In terms of direct output, according to the official commercialization of 5G in 2020, it is estimated that it will drive about 484 billion yuan of direct output in that year, and it will increase to 3.3 trillion yuan and 6.3 trillion yuan in 2025 and 2030 respectively, with a compound annual growth rate of 29% in the past ten years. In terms of indirect output, in 2020, 2025 and 2030, 5G will drive 1.2 trillion yuan, 6.3 trillion yuan and 10.6 trillion yuan respectively, with a compound annual growth rate of 24%.

  News memory

  5G can finish a 1080P movie in a few seconds.

  What is 5G? The relevant technical specifications of the International Telecommunication Union (ITU) have identified eight key capability indicators for 5G. According to reports, the peak rate of 5G in the future can reach 20Gbps. Other capability indicators include user experience data rate of 100Mbps, delay of 1 millisecond, connection density of 1 million devices per square kilometer, and traffic density of 10Mbps per square meter.

  "Compared with the current mainstream 4G communication, 5G brings the most intuitive benefits to users. In addition to improving the quality of calls, that is the transmission rate." Relevant professionals pointed out that the speed of 5G network can reach the level of Gbps or even tens of Gbps, which means that a movie in 1080P format can be downloaded in a few seconds. In addition, 5G communication also has the characteristics of low power consumption and high access, and has become an important foundation for the development of the Internet of Things.

  "For enterprises, 5G will create value for many fields, such as automobile transportation, energy/utility monitoring, security, finance, medical health, industry and agriculture, especially for large-scale and key application fields that require low latency. For consumers, the highlights of 5G services will be concentrated in two aspects: ultra-high-definition video applications and AR/VR applications. " According to the relevant report of GSMA, it is estimated that by 2025, 5G networks will be commercialized in 111 countries and regions around the world. After the early deployment, the 5G network will provide enhanced mobile broadband services with high speed, low delay, reliability and security.

  However, professionals also pointed out that in order to enjoy the convenience brought by 5G communication, consumers also need a terminal that supports it. At present, mobile phones in the hands of ordinary domestic users are not yet supported. "The arrival of the 5G era is bound to set off a new round of replacement boom." The above-mentioned person said.

  This edition/reporter Ren Xiaoyuan

Seventeen years old that hurts, why does your youth always hurt?

poster;playbill


Special feature of 1905 film network Recently, the film "Seventeen Years Old with Pain" was released. The film tells that a troubled girl who suffered from "anodynia" broke up with a gangster "boyfriend" with the help of her classmates and a new young female teacher, fell in love with the schoolmaster, escaped from her rebellious life in the past and successfully fought back. After experiencing the death of grandma, campus fire and other changes, it grew rapidly &hellip; &hellip;

Xueba crams lessons for the hostess

Do you feel deja vu? Is it very much like a movie in the past?

Let’s take a look at the plot: a girl who is deaf in half of her ear, Li Er, wants to learn bad, and meets the unruly bad girl Li Bala. Li Er likes Xu Yi, Li Bala likes Zhang Yang, and Li Bala pursues Xu Yi at Zhang Yang’s request. Later, Li Bala died suddenly and unfortunately, Xu Yi gradually degenerated, and Li Er and Zhang Yang came together and grew rapidly &hellip; &hellip;

Lear has a crush on Xu Yi.

If you say that "Left Ear" and "Seventeen Years of Pain" are both written by Rao Xueman, the similarity is normal. Then, let’s take a look at the plot of "Looking at Heaven with Trees in Summer":

Xia Mu, a teenager, suffered from autism until Shu Yawang, a 16-year-old boy with a boyfriend, appeared to help Xia Mu get out of the haze. During her college years, Yawang was sexually assaulted by Qu Weiran, a rich second generation who fell in love with her, and Xia Mu grew up rapidly after making crazy acts in despair &hellip; &hellip;

Xia Mu rode with Shu Yawang.

The key words of the above story: illness, bad study, love triangle, crime, love in any arrangement and combination. They all have the same formula, the same taste and the same "pain" youth.

"Pain is" youth

This kind of "painful" youth film must first have a protagonist suffering from an innocuous disease, and then there will be plot conflicts due to a love triangle. Finally, due to the crime and death of some characters in the play, the life and thoughts of the protagonist will have an irreversible "arc";

They all aim at the same handsome and beautiful young actors with the same warm and soft light filters, but all of them are stiff in performance, awkward in lines, bloody in plot and rough in details. Even "Seventeen Years Old Who Will Hurt" has not been released yet, and the title of the film has been greatly vomited by netizens: "You will hurt! I have medicine! "

"seventeen years old that will hurt" caused netizens to vomit collectively.

This kind of collective ridicule is only because the "youth" they describe is a false story that is exactly the same, pale and weak, and only exists in imagination. It has nothing to do with the youth that each of us really experiences.

How did the "Pain Department" youth film come from? All this should start with the youth literature that became popular more than ten years ago.

The cover of budding magazine

At that time, the mobile phone was a non-intelligent machine that could only make phone calls and send text messages, and newspapers and magazines still occupied an important position in the media. In order to get short-term entertainment outside textbooks, campus life could only read books and magazines, so youth literature and art occupied the lives of young people.

Dumbphone

Most of the audiences of these youth novels are teenagers in their teens, who are not only ignorant of the social reality, but also ignorant of the life they are experiencing, and shallow cultural products are more likely to be accepted by them.

Youth literature similar to Mary Su’s online novels became popular at first. Later, Jing M.Guo’s and Rao Xueman’s youth literature soon surpassed Mary Su’s because of "exposing scars", "excavating the dark side of growth" and appearing "profound". When "painful youth" is gradually typed, it quickly becomes a commodity for teenagers to consume.

The cover of the most novel

The covers of these youth pain literature are all boys and girls, who "look up at the sky at a 45-degree angle, or look down at the earth with their eyebrows lowered". The sentences written on the inside page are sad and melodramatic, and they can be QQ signatures of crystal girls in minutes. The content of the story is out of line for the sake of being out of line, and it hurts for the sake of pain. In a word: work.

Look up at the sky at a 45-degree angle

"Painful youth" literature and art often adopt extreme cases in campus life in order to make their works get more amazing and more "shocking" reading experience, but the real student life is cut into pieces and simplified to the maximum in the works, and the main aspects of life become elements, while the false youth imagination becomes the main body.

Mr. Lu Xun once said that he didn’t like popular literature and art in the Republic of China, because most of the themes of those works were "beautiful and precious". Getting a few beauties and digging up any treasures are actually satisfying "psychosexuality".

Mr Lu Xun

If "getting beauty and treasure" is an adult’s fantasy, then "painful youth" is a teenager’s fantasy. It successfully captures the young people’s dissatisfaction and agitation with the boring life in reality, leaving exaggerated youth stories to the young people to "fantasize", making empty and pale characters become youth myths in the eyes of boys and girls and heroic dreams against plain life.

When did the "Pain Department" youth film begin? This should start with the release of the film directed by Zhao Weishou. In 2013, "To Youth" won a high box office of 700 million yuan at a low cost. This powerful commercial success is like a shot in the arm to stimulate the film and television industry, and the subsequent "To Youth" series came one after another and became a trend.

Box office winner "To Youth"

Although "To Youth" is full of details (for example, the "civil youth" in the film seems to live the life of a literary youth), it still maintains a certain level of plot, while the subsequent youth series generally carries forward the shortcomings of "To Youth" and has undergone major changes in creative mentality. IP and traffic stars have become the king of the market, the plot has become more absurd, and the audience has become younger and younger.

Fan movie

The environment presented by the work is more and more divorced from reality, and the setting of roles and the relationship between roles are more distorted. In order to increase the capacity of the story in a shorter time, making a movie even allows the protagonist to experience life and death in just a few days. Finally, in order to be able to mass-produce, the plot is the same. After mastering a set of winning routines for youth films, the film industry began mass production of "Pain Department" youth films.

At the beginning, three roommates of the hostess were arranged to die in a car accident

Some people may ask, are all the youth films in China like this?

The answer is no, of course. Perhaps this summer’s youth film is an anomaly in recent years. It embeds the elements of American youth film such as "club", "party", "atrix" and "inspirational" into China’s youth story, weakening the love of boys and girls to be ambiguous and ignorant, and the end result of the story is the pursuit of ideals and the realization of individual values.

"Flash Girl" composed by youth and blood

These outstanding parts may bring some inspiration to the commercial road of Chinese youth films at present.

In fact, there have been many successful youth films in China, such as Jiang Wen, Wang Xiaoshuai, etc. Among them, Sunny Days is also loved by American genius quentin tarantino.

Jiang Wen’s work Sunny Days

These excellent youth films are rooted in the background of the great era, describing the restlessness of a generation of youth, even seeing the big from the small and facing social problems directly. The rapid social changes in China over the past 100 years have made it difficult for Chinese people to have a vacuum youth that can shed social reality. Generation after generation has been involved in the torrent of the times. Even the love in adolescence has the background of the changes of the times.

Wang Xiaoshuai’s works

We criticize "painful youth", but it is paradoxical that those youth films that can be engraved in the film history are often really sad and cruel, such as Sunny Days mentioned above and Japanese director Nagisa ?shima’s youth films in the 1960s. As the Italian writer mauriac said, "Do you think youth is a good thing? Youth is like a swamp in thawing. "

In 1960, the Japanese film "The Story of Youth Cruelty"

Everyone has a different life experience and may have a different understanding of youth. For the post-80s and 90s generation, they are at the peak of birth since the founding of the People’s Republic of China, and they have experienced the cruel competition and helplessness of adult society at a carefree age.

Around the college entrance examination

They were separated from their parents by the rapid development of the times, and the two generations experienced conflict, running-in and understanding; Many of them are only children, who grew up under the love and protection of their parents, and entered the society before they were young &hellip; &hellip; Facing the unbearable weight of collision reality with the unbearable lightness of youth is the collective memory of this generation and the "pain" of youth after 80′ s and 90′ s.

An indifferent father and daughter 2.

Unfortunately, the whole theater, the stage staged absurd stories, the audience broke out with disdain laughter, and the stirring youth of a generation eventually became a commodity for people to entertain, so that the song of youth, which should be romantic and wild, was abandoned in the national entertainment.

Under the expectation of huge profits, thousands of people in Zhengzhou lined up in the ice to catch up with the sales of fireworks and firecrackers.

On January 19th in Zhengzhou, the weather was very cold, and the water on the ground became ice. However, there was a long queue outside an office hall at the intersection of Jianshe Road and Xuancheng Road in zhongmou county, Zhengzhou.

They are all people who want to sell fireworks and firecrackers during the Spring Festival this year.

Li Xiaojun, who is waiting in line, said that he also sold fireworks and firecrackers in the local area during the Spring Festival last year. He sold more than 300,000 yuan in total, and finally earned 100,000 yuan. This year, as soon as he heard that he started to "apply for a certificate" again, he rushed over again.

"There are few people today," Li Xiaojun told the First Financial Reporter, pointing to a team of more than 30 meters long. If you want to come yesterday, there will be more people, and thousands of square meters of open space outside the service hall have been filled.

According to the official information released by zhongmou county, there are two "accreditation" locations in zhongmou county this year, one is the office hall where Li Xiaojun is located, and the other is near Tongcheng Avenue and Moxiang Street. Among them, a video of "Thousands of people queuing for fireworks and firecrackers licenses in Zhengzhou" spread on the Internet on January 18th was shot near Moxiang Street.

However, Lu Yan, a staff member of zhongmou county Emergency Management Bureau who is maintaining order at the scene, told CBN that the "accreditation" circulating everywhere on the Internet is actually a misunderstanding of the current policy in zhongmou county.

Lu Yan said that if you want to engage in the sales of fireworks and firecrackers, it is of course essential to apply for a fireworks and firecrackers business license, but what the local authorities are doing now is to conduct safety training for the potential fireworks sellers who have signed up first, and have not yet reached the step of "issuing a permit".

The local propaganda department also explained to the outside world that zhongmou county has not yet received the exact news about "banning and changing the restrictions" or "lifting the ban" in Zhengzhou.

This means that it is still unknown whether Zhongmou will finally allow fireworks and firecrackers to be set off this year. However, even so, the sales of fireworks and firecrackers were booming during the Spring Festival last year and the resulting huge profits in the industry. Many applicants flocked with the expectation of lifting the ban on fireworks and firecrackers this year.

The reporter noticed that among the people queuing at the scene, besides the fireworks distributor such as Li Xiaojun, who started to enter the business last year, there are also some new entrants.

A young man with a tender face told CBN that he was a freshman and was on winter vacation. He heard that selling fireworks could make a lot of money, so he signed up.

Standing behind this young man is a middle-aged man who is engaged in whole house customization. He said that he didn’t make any money this year and wanted to sell fireworks and firecrackers during the Spring Festival to earn some lucky money for his children.

Among this middle-aged population, a wealth story that he relishes is that one of his relatives sold fireworks and firecrackers in Zhengzhou last year. In many cases, his daily turnover was more than 200,000 yuan, which eventually became the biggest motivation for him to try to transform into a fireworks distributor this year.

However, some people are not optimistic about this year’s sales prospects. Li Xiaojun said that fireworks and firecrackers made more money last year, but there were fewer products and more demand. This year, with so many people signing up at once, the competition at the terminal will be fierce, and it is hard to say whether they can make money in the end.

But no matter whether you make money or not, the expenses you should pay and the process you should take are indispensable. Take Li Xiaojun as an example. The first fee he has to pay is the training fee 600 yuan.

According to the regulations of zhongmou county, a sales outlet must be equipped with at least two employees, namely, the sales director and the safety management personnel. The two employees must go through the unified training of a third-party company entrusted by the local government and pass the examination before they can qualify for sales. After the training is finished and the certificate of qualification is obtained, you have to find the booth quickly. After that, you have to check the safety and fire-fighting equipment of the booth by the street office and fire-fighting unit where the booth is located before you can get the business license and get the final sales qualification.

Moreover, even with the sales qualification, goods (fireworks and firecrackers) can’t be sold casually, and they must be purchased from designated fireworks and firecrackers wholesale enterprises. Moreover, goods are not allowed to be stored in warehouses and can only be sold on booths.

Interlocking, it seems to form a safe closed loop.

However, in the view of Zhou Jian, president of Henan Institute of Reform and Development, these security measures need to guard against another hidden danger, that is, will the market form a new gray industrial chain after the deep intervention of power?

"The so-called practice of issuing business licenses now is, in essence, actually franchising the market economy through power intervention." Zhou Jian said that the current measures to strengthen control over the sales of fireworks and firecrackers are of course conducive to safety, but the risk point of the whole fireworks and firecrackers should include not only the sales end, but also the consumer terminals with frequent safety accidents.

Zhou Jian said that in recent years, a background of fireworks ban is that many places have gradually implemented "global ban on burning" and "full-time ban on fireworks" because of the pressure of environmental assessment. Now, after the ban has been implemented for so many years, when the external environmental protection situation is still grim, it will suddenly "lift the ban" on fireworks, which will make some people confused about the introduction of policies, and it needs to be given a reasonable explanation.

The reporter noted that in the "Notice on the Setting of Fireworks and Firecrackers Sales Points in zhongmou county during the Spring Festival of 2023" issued by the local authorities in early 2023, the reason for "lifting the ban" was "to respond to the concerns of the masses, meet the spiritual needs of citizens and friends for the’ taste of the year’, create a happy and peaceful holiday atmosphere, and ensure the safety of the masses."

On the evening of January 19th, Zhengzhou issued the "Notice on Printing and Distributing the Implementation Plan of Fireworks and Firecrackers during the Spring Festival of 2024 in Zhengzhou" (hereinafter referred to as the "Notice"), and determined that the sales time of fireworks and firecrackers during the Spring Festival this year was from 7: 00 to 23: 00 every day from January 31st (the 21st day of the twelfth lunar month) to February 24th (the 15th day of the first lunar month), and the discharge time was limited to 7: 00 to 23: 00 on February 2nd (the 23rd day of the twelfth lunar month). From 7: 00 on February 9 (New Year’s Eve) to 1: 00 on February 10 (the first day of the first month); 7: 00 to 23: 00 every day from February 10th (the first day of the first month) to February 14th (the fifth day of the first month); February 24th (15th day of the first month) from 7: 00 to 23: 00.

It is mentioned that the goal of the notice issued by Zhengzhou City is to effectively reduce environmental pollution and ensure that fireworks accidents do not occur by guiding the general public to consciously abide by the regulations on fireworks and firecrackers.

"This notice shall come into force as of the date of promulgation. The "Regulations on the Prohibition of Fireworks and Firecrackers in Zhengzhou City" (Order No.217 of the Municipal Government) was suspended at the same time, and it will be resumed immediately after the discharge time stipulated in this notice. " Zhengzhou City said in another Notice on Strengthening the Safety Management of Fireworks and Firecrackers during the Spring Festival in 2024.

For a fireworks distributor like Li Xiaojun, the long-hanging heart can finally be put down. Next, he will make full efforts to raise funds to prepare for the next peak season of fireworks sales.

(Li Xiaojun and Lu Yan are pseudonyms in the text)

(Source: CBN)

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Silver hair economy, financial "window"?

On January 5th, the executive meeting of the State Council was held to study the policy measures to develop the silver-haired economy and enhance the well-being of the elderly. The meeting emphasized that developing the silver-haired economy is an important measure to actively cope with the aging population and promote high-quality development, which is beneficial to both the present and the long-term.

The central financial work conference held at the end of October last year mentioned doing five major articles well, and pension finance is one of them.
The Central Economic Work Conference held in December last year proposed to develop the silver-haired economy, "speeding up the improvement of the birth support policy system, developing the silver-haired economy and promoting the high-quality development of the population."
A series of policies all point to the silver-haired economy. Is there any reason for financiers not to act?

The central bank bears the brunt of its efforts.

Recently, when reviewing the work in 2023, the central bank said that in 2023, the People’s Bank of China continued to increase financial support for the aged.
There are three specific contents:Guide banks to make good use of special refinancing loans for inclusive old-age care and strengthen financial support for old-age care services. The data shows that by the end of the third quarter of 2023, banking financial institutions have been supported to provide preferential interest rate loans to 66 inclusive pension service institutions in five pilot provinces such as Hebei.
It is understood that the special re-loan for inclusive old-age care is a special re-loan set up by the People’s Bank of China, and the supporting field of the special re-loan for inclusive old-age care is qualified inclusive old-age care institutions. On April 29th, 2022, the People’s Bank of China and the National Development and Reform Commission decided to carry out pilot projects in some areas.
Strengthen the guidance of credit policy and promote the credit supply of pension industry. According to the data, by the end of the third quarter of 2023, the loan balance of seven big banks, namely China Development Bank, Agricultural Development Bank, Industrial and Commercial Bank of China, Agricultural Bank, Bank of China, China Construction Bank and Bank of Communications, was about 101.2 billion yuan, up 31% year-on-year.
Encourage the upgrading of financial aging services and enhance the inclusiveness of pension finance.. Promote the transformation of bank outlets and mobile clients.
Now, do you often see blood pressure monitors, first aid kits, wheelchairs, reading glasses and other equipment at bank outlets or counters? Among them, there is a little attention from "Yang Ma"!

goldMelting machineConstruct and increase supply

At present, financial institutions continue to introduce financial products for the aged, such as savings, wealth management, trust and Public Offering of Fund.
In terms of personal pension products, according to the catalogue of personal pension products of the national social insurance public service platform, as of January 9, 2024, the total number of personal pension products reached 753. Among them, the number of savings products reached 465, which is the largest number of personal pension products at present; The number of funds is 162, ranking second in total; There are 107 insurance and 19 wealth management respectively.
Here are a few types of pension financial products for you:
Specific old-age savingsThe savings category specially set up for the old-age goal is actually a longer-term fixed deposit, which is divided into different files according to the savings years, and the interest rate is slightly higher than the five-year fixed deposit rate of large banks.
Financial products for the aged, mainly adopts the strategy of multi-asset allocation based on fixed-income assets, which is relatively stable.
Endowment insurance productsThere are many types, and the common types include traditional endowment insurance, dividend endowment insurance, universal life insurance and investment-linked insurance.
Pension trust productsThrough customized services and overlapping trust system design and legal relationship arrangement such as family trust, charitable trust and heritage trust, we will provide all-round and comprehensive services for customers with pension needs.

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Member Chinese People’s Political Consultative Conference and Vice President of south university of science and technology of china Jin Li:
When the age of longevity comes, finance can play an important supporting role in coping with the aging population. It should be noted that the elderly are mostly dependent on property income, and their finances are fragile and sensitive, so they need better financial planning. In addition, with the extension of life expectancy, some elderly people may face the risk of disability and dementia in the future, and further aging transformation of financial services is needed. Furthermore, some private nursing homes run away after misappropriation of funds or even losses, and some financial products related to the elderly are misleading or even fraudulent, which seriously threatens the wealth security of the elderly. Some elderly people have low education level, poor ability to resist financial fraud, and sometimes excessive pursuit of high returns, misleading, leading to heavy losses.
In this regard, we must first strengthen investor education and financial planning for the elderly to help them enhance their risk awareness; Secondly, according to the characteristics of pension finance, products with low and medium risks, stable returns, long term and both savings and insurance functions should be created in a targeted manner, and the state provides tax incentives and minimum return insurance. Thirdly, in view of the problem that some elderly people’s children with mental deterioration or mental disabilities lack financial decision-making ability, we can learn from international experience, establish and improve the financial service entrustment system and the major contract review system, and create a stable long-term plan for them. Finally, it is suggested to regulate the use of funds through bank custody accounts to ensure the safety of pension investment.
Dong Ximiao, Principal Investigator of Zhaolian:
To implement the spirit of the State Council executive meeting and other related meetings and develop the silver-haired economy, both policies and markets are essential. On the one hand, the government should protect the basics and take the bottom line, and strengthen the basic guarantee; On the other hand, by making good use of the market mechanism, all kinds of business entities, including financial institutions, should give full play to their respective advantages to meet the diversified needs of silver-haired groups.
For financial institutions, they should focus on the long-term development of the pension market, optimize the allocation of financial resources, accelerate the innovation of products and services, strive to seize business opportunities such as asset management, custody, deposit and insurance, and tap indirect business opportunities such as account, card issuance and settlement. From the perspective of organizational structure, qualified financial institutions can set up a pension finance department, or set up a franchise institution for pension financial services, such as setting up a pension management company, to enhance the professional service ability of finance in the pension field. At the same time, we should constantly strengthen and improve the education of financial consumers, popularize financial knowledge in an appropriate way, strive to improve the financial literacy of silver-haired people, and enhance their awareness and ability of risk prevention.
Xiaobian Tip: Each type of pension financial products has its own unique advantages and disadvantages and suitable investment groups. For details, please consult professional financial institutions!
In addition, what other pension financial products do you know? Welcome to share them with you in the message area!

Everyone is watching.

This systemically important bank welcomes the new chairman!
Ma Linbo, who was prosecuted, was involved in Taiwan Province, and the Ministry of Commerce responded, and was fined 85.7 million yuan! The former chairman was banned from the market for 10 years ◆ There was another earthquake of magnitude 6.0 in Japan.
"Flowers" is a hit, and banks appear in the list of "special thanks"

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Reporter:Hu ping

Editor: Yunyang

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Exercise and no exercise, the original difference is so big!

Academician Zhong Nanshan said in the online open class: Since he was young, he has always insisted on physical exercise, taking physical exercise as a part of his life like eating and sleeping, so that he can undertake his daily work normally, and the growth of his age is only a number.

The picture comes from the National Healthy Lifestyle Action.

Is there really such a big difference between exercising and not exercising?

01

Long-term exercise leads to slow aging.

A mouse study conducted in 2020 found that aerobic exercise improved the muscle repair ability of old mice and improved muscle stem cells. The study published in Nature Metabolism mentioned that the exercised mice did not produce more muscle stem cells, but the "old cells" recovered their vitality. In this way, exercise is the most reliable way of "reverse growth".

02

Exercise can fight against vascular aging

Studies have found that running for six months can make blood vessels 4 years younger. This foreign study has trained people who have no previous running experience for six months and participated in the marathon. After such a process, it was found that six months of exercise significantly reduced their blood pressure and arteriosclerosis, which was equivalent to aging blood vessels.

03

Exercise "brakes" skin aging.

It is said that exercise is the best skin care product. Domestic studies have found that exercise can promote microcirculation and increase the ability of skin to inhale oxygen. At the same time, with the secretion of sweat during exercise, it will help the waste in the skin to be discharged, which can clean the skin and make the skin smoother.

04

Long-term exercise can slow down muscle loss.

In the research progress of muscle attenuation syndrome published in the international journal of gerontology in 2012, it is mentioned that after 30 years old, muscles lose 1% ~ 5% every year; After the age of 60, the muscle strength decreases by 3 ~ 5% every year; After 70 years old, the muscle strength of elderly women will drop by 50%~70%. The loss of 30% muscle will affect normal function, and the loss of 40% will be life-threatening. Muscles decrease with age, but exercise can delay this process.

05

Exercise can slow down heart and lung aging.

Breathless climbing stairs? It’s time to add some exercises to improve heart and lung function. Cardiopulmonary endurance is a person’s ability to continue physical activities. A lot of aerobic exercise can help us exercise cardiopulmonary function and slow down cardiopulmonary aging. The easiest exercise: brisk walking, jogging, cycling and so on.

06

People who exercise will be in a better mood

A study published in The Lancet Psychiatry found that the average person always has a few unhappy days every month, and those who actively exercise have 1.5 fewer depressed days than those who don’t participate in any exercise. It can be seen that exercise is good for people with mild depression and a history of depression, and depressed days are much less.

07

It’s better to keep exercising and sleeping.

For people who often suffer from insomnia, exercise is one of the effective ways to regulate sleep. Insomnia people can play a certain role in regulating the excitement and inhibition of the nervous system if they take physical exercise for a period of time, and establish a good cycle for sleep.

08

People who exercise are less sick.

Most people still stay in exercise to lose weight. In fact, when the weight is controlled, it will promote the regulation of blood pressure and blood lipid, so as to better control diabetes, improve physical condition and reduce the probability of disease.

09

Exercise makes people digest well.

It feels comfortable to take a walk after dinner. This is because exercise shortens the time of intestinal transmission, is conducive to defecation, and also helps to promote digestion and absorption. Sticking to long-term regular exercise is more beneficial to digestion. For example, when walking, our internal organs tremble slightly, and the diaphragm will move up and down during breathing, which will massage the gastrointestinal tract, accelerate gastrointestinal peristalsis and promote digestion and absorption.

10

It is better to insist on exercising bones.

Does exercise harm bone health? Improper exercise will affect bone health, but proper exercise will also stimulate the secretion of cytokines and mobilize bone reconstruction units. Especially in sports, under the proper stress, the bones are deformed, and the "bone reconstruction project" of the body begins to start!

11

Exercise makes people smarter.

Studies have found that even low-intensity exercise can have a significant impact on expanding brain capacity and delaying brain aging. Compared with those who walk less than 5,000 steps a day, it reaches 5,000 ~ 7,499 steps, 7,500 ~ 9,999 steps, 10,000 steps or more, which is equivalent to delaying brain aging for 0.45 years, 1.45 years and 1.75 years respectively.

The text is synthesized from Health Times.

END

Transfer from: Healthy Yunnan Action

Source: Traffic Police Brigade of Wenshan Public Security Bureau