上海花千坊爱上海-上海后花园论坛-夜上海龙凤419论坛

　　The whole process of buying vegetables, washing vegetables, cutting vegetables and frying vegetables takes as little as tens of minutes and as many as several hours — — This is a traditional cooking process.

　　Tear open the package and put it directly into the pot. It only takes a few minutes at the shortest, and seemingly complicated dishes can be served — — This is a cooking process with "artifact" blessing.

　　When the fast-paced life meets the exquisite needs of life, it runs out of the "prefabricated dishes". Do it quickly and eat well. Is it reliable?

　　"Little White" became "Kitchen God" overnight?

　　The Spring Festival in 2021 is special for Kobayashi. In response to the call of celebrating the New Year on the spot, she joined a few friends for dinner. "It is said that one person has two specialties, and the result is a bunch of takeaways."

　　But this "takeaway" is not another "takeaway". It is not a steaming finished product that can be eaten upon receipt, but a semi-finished product that still needs to be processed. Some were temporarily called from the takeaway APP before departure, and some were hoarded in major live broadcast rooms a long time ago.

　　Take lotus leaf chicken, the "final dish" prepared by Kobayashi, as an example, you only need to thaw the materials in advance, poke a few holes in the lotus leaf when cooking, and put it in a pot for 40 minutes, which is a hard dish that is quite handy.

　　"First of all, it is convenient. Fresh materials and condiments are very troublesome from purchase to treatment; Secondly, it takes a long time to prepare the meat dishes yourself, and the efficiency of semi-finished products is much higher; Finally, the taste of prefabricated dishes is relatively stable. My friends and I rarely fire at ordinary times, and we are not at ease with our own craftsmanship. " Kobayashi said that he and his friends are very satisfied with this "semi-buffet" New Year’s Eve dinner.

　　Many young people like Kobayashi have made prefabricated dishes a new favorite on the New Year’s Eve dinner table. Among the top ten New Year’s goods data released by Tmall, the sales of prefabricated vegetables increased by 16 times compared with last year. According to JD.COM Big Data, since January 20th, the turnover of semi-finished dishes with small packages for 1-2 people has increased by 3.5 times year-on-year.

　　The main consumer groups of pre-cooked dishes are young consumers born in 1980s and 1990s. Box Ma Xiansheng’s data shows that the proportion of consumers buying semi-finished dishes after 1995 is twice as high as that after 1965. Let many young people with poor cooking skills step into the ranks of "chefs" in one fell swoop, and the prepared dishes have also been named as "Aauto Quicker dishes" and "lazy dishes".

　　On April 27th, Weizhixiang, which focuses on the R&D, production and sales of pre-cooked dishes, was successfully listed as the "first stock of pre-cooked dishes". Haidilao’s "Dinner" series products have been launched in major official channels; Boxma Xiansheng upgraded Boxma Workshop to 3R (Ready to Cook, Ready to Heat, Ready to Eat) business department; Every day, Youxian launched the "Famous Cuisine Famous Shop" channel, and the signature dishes of famous shops such as Xibei and Meizhou Dongpo entered strongly; In the category of "Aauto Quicker Cuisine", the crayfish commodity "Boxing Shrimp" went online for one and a half months, achieving sales exceeding 100 million … …

　　Pre-cooked dishes, which can only be used as the reason why the elders don’t let you eat out in family group chat, have been completely "put on the table"

　　Behind the scenes to the stage, the controversy is hot.

　　"The epidemic has brought opportunities to the industry," Mr. Sun, who is engaged in the prefabricated vegetable industry, told Zhongxin.com that his business increased by nearly 300% year-on-year during the epidemic. Braised pork, sweet and sour pork chops, lion’s head and other dishes that require a lot of time and cost, and stews such as chicken soup, sparerib soup and Buddha jumping wall are the best to sell.

　　Nowadays, the prepared dishes, which have the potential to blossom everywhere, are actually not a new thing. To put it bluntly, it is the "advanced version" of quick-frozen processed products.

　　The so-called prefabricated dishes and semi-finished dishes refer to dishes that have been washed, cut, matched or even prepared in the factory, and then stored in frozen or vacuum packaging. After consumers buy them, they only need to heat them or simply cook them through the combination of materials in the prefabricated dishes.

　　"In a broad sense, pre-cooked dishes are very hot compared with previous years ‘ Cooking bag ’ Is exactly the same. Judging from the market situation, it is currently more used in restaurants and hotels and less used in families. " Mr. Sun said.

　　For example, Mr. Sun said, "For example, when we go to a wedding banquet, so many tables and so many identical dishes are all cooked like the kitchen? That’s definitely not possible. It will take a long time to serve and the experience will be uneven. This kind of occasion basically depends on the prepared prefabricated dishes. "

　　According to the research report of Guohai Securities, the ratio of B-end to C-end in China prefabricated vegetable market is about 8: 2, and restaurants and other businesses still account for the bulk of the consumption of prefabricated vegetables. Another scene where prefabricated dishes are widely used is take-away.

　　Put the "chef in crisis"? Actually, that is not the case.

　　According to Song Xiangqing, a well-known economist and vice president of China Business Economics Association, the emergence of terms and products such as "lazy economy" and "prepared food" means the progress of human beings and the development of society to a certain extent.

　　"Like prefabricated dishes, it is a market behavior that people pursue high-quality life by using new technologies and new materials and inventing new products and services. In the final analysis, human intelligence and hard work have improved people’s living space and way, reflecting social progress." Song Xiangqing said so.

　　Then, will the appearance of prefabricated dishes really "lead to the catering revolution" or "put the chef group in crisis" as rumored? Insiders told reporters that this is not the case.

　　"To make industrial dishes, the first step is for the chef to develop them before mass production." People in the industry told reporters that, not to mention that the current prepared dishes are only in the initial stage, and the taste needs to be further strengthened. From the psychological acceptance of consumers, the traditional catering mode can not be replaced by industrialized prepared dishes now.

　　What’s the difference between today’s prepared dishes?

　　Many people’s criticisms of prefabricated dishes focus on the lack of guarantee of their freshness.

　　The reporter searched for fast food commercial cooking packages on the e-commerce platform, most of which were frozen and preserved, and the shelf life could reach 365 days. It takes a year for the cooked food to "see the light of day". Does it taste like a "zombie dish"?

　　"At present, the fresh-keeping methods of the prefabricated vegetable industry are scientific packaging and rapid freezing technology (MINUS 18 C), and transportation will also require cold chain logistics throughout. Without the use of preservatives and additives, low temperature is the main way to maximize the preservation of food nutrition and inhibit microbial reproduction. " In this regard, Mr. Sun introduced.

　　"Now the food industry and restaurant supply chain development to what extent? A live fish is frozen and still alive after thawing. " In Mr. Sun’s view, preservation under the current technology is inseparable from low temperature, but low-temperature technology is also constantly developing.

　　For example, in the current market, for the transportation of fresh beef omasum, some merchants use 0-5℃ refrigeration instead of freezing to ensure its crisp taste. This requires suppliers to apply liquid nitrogen refrigeration technology more accurately and upgrade their packaging.

　　In addition, "insecurity" and "lack of nutrition" often make people distrust prepared dishes.

　　Liu Xiaoling, a doctoral supervisor of Guangxi University and an expert of Guangxi Food Safety Expert Committee, once pointed out that from the perspective of nutrition, the nutritional components of food are related to the source of raw materials and processing methods, and the changing laws of different foods and different nutrients are not consistent, so it cannot be simply said that fried food is more nutritious.

　　"The traditional way of buying food, cooking and processing food has the problems of high cost and difficult risk control." At the same time, Liu Xiaoling believes that it is a way and trend for producers to adopt the access mode of food production license and market supervision to make meals in the central kitchen and distribute them centrally, which is to realize the standardization of restaurants or canteens, improve product safety and improve efficiency.

　　"In fact, not only prefabricated dishes, but also categories related to the food industry will have food safety hazards." Regarding the safety of food, Mr. Sun also said that authentic prepared dishes are definitely healthier than most takeaways, but they can’t guarantee the safety of the whole industry by themselves. "As practitioners, my colleagues and I still have to do business with our conscience, and the industry can go further."

　　Great potential, it is expected that in 2023.

　　The market size may exceed 500 billion yuan

　　What is the potential of prefabricated dishes? According to the consulting data of Ai Media, the scale of the prefabricated vegetable industry in China is estimated to be 345.9 billion yuan in 2021, up by 18.1% year-on-year. It is estimated that the prefabricated vegetable market in China will maintain a rapid growth rate of about 20% in the future, and the scale of the prefabricated vegetable market may reach 516.5 billion yuan by 2023.

　　What kind of consumers like to buy prepared dishes? The data shows that among the consumers of prefabricated vegetables, 45.7% are located in first-tier cities, 19.8% in second-tier cities and 16.4% in third-tier cities.

　　Among them, consumers aged 22-40 accounted for 81.3%, among which consumers aged 31-40 accounted for 46.4%.

　　According to the data of Tianyancha, the number of registered enterprises engaged in the business related to pre-cooked vegetables was 1,796 in 2011, exceeded 4,000 for the first time in 2015, and exceeded 8,000 for the first time in 2018. In 2020, the number of registered enterprises reached the highest level in ten years, with a total of 12,500 new registrations, a year-on-year increase of 9%.

　　At present, the registered capital of pre-cooked food-related enterprises is mainly concentrated within 1 million. Among them, Shandong Province has the largest number of prefabricated vegetable enterprises, with 9,246, followed by Henan, Jiangsu, Guangdong and Anhui.

　　Ai Media Consulting analysts believe that 80% of consumers have formed the habit of buying prefabricated dishes every week, and consumers’ demand for prefabricated dishes will increase, and the market will further expand.

　　The development of prefabricated vegetables also faces these challenges.

　　Prefabricated vegetable market has entered a period of rapid development, with high market demand and challenges.

　　According to Ai Media Consulting, there are three main challenges in the prefabricated vegetable industry: First, market coverage. China has a large cross-border area between north and south, with many cuisines and complex types. The prefabricated vegetable enterprises have obvious regional labels, so it is difficult for enterprises to cover the national market. The second is the preservation of dishes. Precast dishes need to keep the freshness of dishes, which requires extremely high cold chain transportation. The sales scope can only radiate the area around the central kitchen set up by the enterprise, which limits the further development of the prefabricated vegetable enterprise; The third is taste recovery. The taste of Chinese food is closely related to the cooking process. The factory produces all the conditioning packages of the products and then gives them to customers for processing. Once it comes to cooking, the taste can only be controlled by personal cooking.

　　"In the future, if prefabricated vegetable enterprises want to develop, they must combine standardization, safety and personalization by improving the safety production capacity of central kitchens and a complete cold chain logistics system, so as to usher in a broader market." Industry analysts told reporters this way.

　　Will a small step in preparing dishes be a big step to promote young people to "bid farewell to take-out and walk into the kitchen"?

　　Comprehensive reports from China News Service and Dahe Daily

Goose sister! AI hardware, you can do it yourself!It only takes one hour and the cost is less than 800 yuan.. It can record people’s conversations and environmental sounds to a private database at any time, and customize the exclusive AI assistant. andThe whole process is completely open source.All the data collected are controlled by the users themselves.

In the promotional video, the author shows his private GPT formed after wearing this device for several days. The author said that he has been discussing this hardware with others in the past few days.

When he asked about his big model, he could see that the model had learned what the author said these days and introduced his wearing equipment in great detail.

Moreover, the whole system can DIY by itself.The hardware cost is only $100, about 720 RMB. However, the brand AI in the market is expensive at six or seven hundred dollars, and some of them only pack software services for one year. The key is that they are not in stock yet.

This system has caused a burst of cheers from the open source community. Some people say that the Linux time for AI to wear has arrived.

So, how does such an AI hardware DIY?

Structurally, the whole system worn by this AI mainly consists of the following four parts:

Let’s look at the hardware first. The current hardware consists of a Coral AI development board ($80) and a Wifi module ($20).

The plastic box outside is optional and costs $10.

Because the two boards come from the same manufacturer, the hardware assembly process is very simple, just plug them together.

Next, we need to register a database account and get the API.

Then install the database client and docker on your own computer or server, and configure the database and App server according to the tutorial. The detailed process of this part can be read on the author’s GitHub project page.

Prepare the software and hardware, and then write the program for the board.

After connecting to the computer with the type-C data cable, it is also a step-by-step operation to complete the compilation and upload. In this process, you need to write the WiFi name and password to the device.

Then, such an AI wearable device is done. Then, as long as you wear it with you, you can build your own large model database according to your own conversation.

If you are interested, you can try it yourself! (See the project portal at the end of the article)

$100, which is far from the lower limit of hardware cost-

The author plans to try to replace Coral development board with cheaper raspberry pie soon.

The raspberry pie Zero W with integrated WiFi module costs only $15. If it succeeds, the cost will be directly reduced by 85%.

In addition, the SD card can be inserted, so in addition to reducing the cost, the use of raspberry pie can also localize the cloud database.

At the same time, the author also plans to add Bluetooth and other communication methods in addition to WiFi, so that it can truly become a portable device and upload data anytime and anywhere.

Since Coral’s WiFi module also supports Bluetooth, this operation only needs to update the software without replacing the hardware equipment.

In view of the problem that there is no battery and external power supply is needed, the author has initially chosen a battery device, and it is expected that there will be a solution soon.

Waiting for the party, you may wish to continue to expect a full version ~

[Original of Truck House] When we truck drivers buy oil, we can see numbers like 15w-40 or 20w-50 on the outer packaging of the oil, and words like API CH-4API CI-4 can also be seen below. These are the labels of the oil, so what do these labels mean?

● 　SAE 15w-40 What does all this mean?

SAE in the front is the abbreviation of American Society of Automotive Engineers, and the viscosity index of engine oil is formulated by them and is universally used. 15w-40 in the back represents the viscosity index of this engine oil. At the same time, this label also shows that this engine oil is a multi-grade engine oil, and the current civil engine oil has no previous single-grade engine oil, that is to say, it can be used all year round, so let’s take 15w-40 as an example to illustrate the meaning now.

"W" means winter. The smaller the number 15 in front of it, the better the low-temperature fluidity of the oil. 15W means that the oil can be used in the environment above minus 20℃. The number 40 at the back represents that the kinematic viscosity of this oil ranges from 12.5 mm/s to 16.3 mm/s at 100℃, and other viscosity indexes also have corresponding standards, which is by no means what some people say can be used at 40℃.

● 　What does API CH-4 mean?

API is the abbreviation of american petroleum institute, followed by CH-4, C, and H after diesel oil. S stands for gasoline engine oil, and n stands for the grade of the gasoline engine oil. If it is marked as SN/CF, it is a general-purpose gasoline and diesel engine oil.

According to different letters, the grades of engine oil can be arranged, and the lower the letter, the better the performance of engine oil. And the engine oil with the lower letter has more examples of meeting the emission standards. Now, because of the post-treatment, the vehicles discharged in the fifth national standard generally use engine oil above CI level.

● What does ACEA certification mean?

ACEA is the abbreviation of European Automobile Manufacturers Association, which is the inspection and certification standard for automobile lubricating oil in European automobile manufacturing industry. From the technical requirements, it is higher than the American API standard mentioned above. Many of our big-name engine oil packages will see the relevant certification of ACEA, so you can carefully observe and compare them.

ACEA’s certification of heavy diesel engine lubricating oil is divided into four grades, namely, E2, E3, E4, E5, E6, E7 and E9. Similarly, the higher the number, the higher the grade of engine oil. Generally, big-name engine oil will certify these corresponding grade standards at the same time. You can carefully observe the marks on the barrels.

● 　So how do we choose?

Generally speaking, when choosing engine oil, you should first refer to the requirements in the vehicle manual. For example, this car requires the use of 15W-40 CH-4 engine oil. In practice, we can not only choose the engine oil with this grade and viscosity according to the instructions, but also raise the engine oil level by one grade, that is, we can use CI-4 engine oil with 15W-40 viscosity, which will better protect the engine and promote the emission standards.

If your local temperature is below-25℃ in winter, we can choose engine oil with viscosity of 10w-40, which will make the cold start smoother and ensure that the engine oil can be pumped to the friction surface during cold start. Just remember one thing, the last 40 remains the same, and the small number in front has no effect.

If it is an old engine, you can choose an oil with a slightly higher viscosity, such as 20w-50. For an old engine, the oil with a slightly higher viscosity can better protect and maintain the normal operation of the engine. (Text/Jiang Yitu/Jin Zhu Jiang Dai)

All the engine oils in Truck House Mall are genuine. Please poke the above picture for details.

It is not easy to buy a house, especially for most buyers who just need to buy a house. It takes all their life savings to buy a suite, so the process of buying a house becomes cautious, and many opinions will be consulted when making a decision. Then what kind of property can’t be touched? Today, Sister Fang will take stock of those notorious "rotten late nights" in Wuhan for you. If you meet them, make a detour! (The following rankings are in no particular order, so pay attention! )

I. Impression of Hankou

Speaking of Hankou Impression, I think everyone is no stranger. It has been nearly three years since the three units of Building 1, the first phase of the project, were officially opened for sale on December 9, 2013.

Located at the intersection of Machi Middle Road and Huanhu Middle Road in gold and silver lake, the once-crown-selling building in gold and silver lake was snapped up when it opened in daylight. Pre-sale began in 2013, and more than 600 suites were sold in batches in 2014. Unfortunately, in just one year, this place has changed from being hot to being spurned by ten thousand people.

At present, there is still a funding gap of more than 20 million in Hankou Impression. However, there are more than 700 houses in Hankou impression, and more than 600 houses have been sold at present. Where did the sales funds go? Why is there a funding gap? According to Yang Kechang, the development department of Housing Management Bureau in Dongxihu District, Wuhan, Hankou has a bad impression. They have held coordination meetings many times in the early stage, and developers are actively cooperating with financing. This may take a process. When can the house be delivered? Everyone expressed doubts!

[Word-of-mouth environment can be seen without unfinished concerns. Recommended high-quality second-hand houses]

> > According to the riverside garden, only 1.05 million real estate licenses for high-quality non-blank two rooms are tax-free for two years.　　http://esf.wuhan.fang.com/chushou/14_399290.htm

> > The newly renovated small three-bedroom apartment in Poly Central Mansion is super cost-effective.　　http://esf.wuhan.fang.com/chushou/14_399211.htm

Second, China Chinatown

Last year, the bankruptcy of the cornerstone of wealth was still fresh in everyone’s memory. Most of the money invested by clients went to Shui Piao, and the "Hong Kong Road Chinatown" raised by the cornerstone series was also implicated, which led to the capital chain, and now it has reached a deadlock.

Among them, some owners bought some shops on the second floor of Chinatown at a price of 19,000 yuan/square meter, and they also faced the dilemma of not getting the real estate license. According to the architectural plan, the two underground floors of Chinatown on Hong Kong Road are parking lots, not shops.

According to the website of Wuhan Housing Authority, several buildings sold by the company have obtained pre-sale certificates in 2011, but they have been delayed in handing over the house. A staff member of the sales department of Chinatown on Hong Kong Road said that the main reason was that the subway on Line 6 was under construction, which affected the company’s water and electricity installation. It was originally scheduled to be delivered at the end of 2013, and now the delivery time can only be postponed. If it is not properly disposed of, it will face a rotten tail.

[Word-of-mouth environment can be seen without unfinished concerns. Recommended high-quality second-hand houses]

> > The non-rough small three-bedroom on the golden floor only lived for two years and became 90% new.　　　http://esf.wuhan.fang.com/chushou/14_364638.htm

> > A sought-after educational resource in Optics Valley can be used as a new house.　　　http://esf.wuhan.fang.com/chushou/14_398650.htm

Iii. International Lido

The break of the capital chain is the direct cause of the shutdown of most real estate projects, and the owners of Lido International are eager to wait for the project to resume work. After many years of rights protection, the owner and the developer signed a penalty-free contract.

About the problems in the developer’s capital chain, almost all the owners and surrounding residents know. The public reports of the media did not relax them. Because the developer promised to hand over the house on October 31, 2015, it was not fulfilled. The owners have broken their hearts for this house.

[Word-of-mouth environment can be seen without unfinished concerns. Recommended high-quality second-hand houses]

> > The renovation of the opportunity investment house next to Poly Times on Guanshan Avenue can be rented directly.　　　http://esf.wuhan.fang.com/chushou/14_398085.htm

> > The unit price of low-priced good houses in Optics Valley Business Circle is only 10,000 pure blanks, which can be used freely.　　　http://esf.wuhan.fang.com/chushou/14_362219.htm

Fourth, your family

The mansion property is located in the advanced brigade of Jinyin Lake in Dongxihu District. The first phase includes 512 sets of non-blank houses in residential quarters and 108 suites in villa areas. Among them, 479 sets of 512 houses have been sold, and the original plan is to hand over the house in December 2013 and June 2014. However, when the house was handed over, most houses were not equipped with floors, residential roads were not completed, and water and electricity were not completed. More than 30 owners can’t bear the economic pressure to stay in uncompleted residential flats, and some even climb 32 floors to go home on foot.

According to master tong, who contracted the first phase of non-blank residential quarters in Fushang, the materials were provided by the developer, who was only responsible for decoration, and the floor and doors were installed by the supplier; Because some materials are not in place, there is still finishing work in the decoration. At present, the developer Shengyang Real Estate owes him tens of millions of yuan in wages, and his monthly interest on debt is more than 300,000 yuan. It is understood that Shengyang Real Estate still owes 56 million yuan to the construction unit.

[Word-of-mouth environment can be seen without unfinished concerns. Recommended high-quality second-hand houses]

> > The large and medium-sized rooms facing north and south can be exempted from VAT for two years.　　　http://esf.wuhan.fang.com/chushou/14_399384.htm

> > The non-blank wedding room in Rongqiao Huafu sells furniture and appliances, all of which are super affordable.　　　http://esf.wuhan.fang.com/chushou/14_399370.htm

V. Xu Dong Jiangshang

The property was postponed for three times, which made the owner unbearable. Jiangshang opened on September 15, 2013, and the delivery time indicated at the opening was September 2014. However, when the delivery date was approaching, the developer suddenly issued the Notice of [Jiangshang] Delayed Delivery to the owner, which changed the delivery date to December 2014. The owner said that after the developer’s first extension, the project property was still on sale, and the statement that "the property will be delivered at the end of 2014" attracted many new buyers. However, at the stipulated delivery time, the developer stood up again. For the developer’s second break, some owners defended their rights on December 28th, 2014. On the day of rights protection, the developer extended it again, saying that the house will be delivered on September 28th, 2015, and the liquidated damages will be settled together when the house is delivered. This delivery date has been one year later than the initial delivery time.

Buildings 2, 3 and 4 sold by Jiangshang received pre-sale permits in 2012 and 2013 respectively, and the delivery date for filing was also September 28, 2014. But so far, there is no public notice of the completion of these three buildings in official website, which shows that the conditions for handing over the house are not yet available. There are rumors that the property can’t be delivered because the developer’s capital chain is broken, and the progress of the project is difficult to advance. Some owners want to return a house through legal channels but are told by the developer that there is no money to return.

[Word-of-mouth environment can be seen without unfinished concerns. Recommended high-quality second-hand houses]

> > The total price of the small two-bedroom apartment near Huquan subway is only 850,000 yuan.　　　http://esf.wuhan.fang.com/chushou/14_399336.htm

> > Jindi Central City, which is located at the core of Optics Valley, is in urgent need of two rooms.　　　http://esf.wuhan.fang.com/chushou/14_307591.htm

CCTV News:In order to build the whole agricultural industrial chain, the central government has also accelerated the guidance of key links in the industrial chain from cities to counties and villages. In Chaotian District, Guangyuan City, Sichuan Province, the industrial space has been greatly expanded because of the storage cold chain logistics facilities.

In the past two days, the edible fungi of Yangmuba in Chaotian, Sichuan began to be picked and listed. Unlike in the past, they only produced edible fungi. Now, their industrial chain has extended to the secondary and tertiary industries such as processing and transportation, and their income has increased a lot.

However, in the past, the cold chain transportation of edible fungi in Chaotian relied entirely on the logistics companies in the city. In the event of mudslides, rainstorms and other disasters, the supply of fresh edible fungi would be cut off, and the best sales opportunity would be missed in vain.

In the past, the situation of short industrial chain and low value-added income in rural areas like Chaotian was widespread in rural areas throughout the country. In order to build the whole industrial chain of agriculture, the central government guides the key links such as processing and circulation of agricultural products to sink from cities to counties and villages, and expands the coverage of production to the whole industrial chain, so that production, marketing and agricultural tourism can be seamlessly connected in counties.

In 2020, the central government invested 5 billion yuan to start a pilot project for the construction of cold chain logistics facilities for storage and preservation of agricultural products. This year, another 8 billion yuan will be invested to promote agricultural products nationwide, so that agricultural products can be sold from raw materials of "original brand name" and "initial brand name" to fresh products and brands.

Last year, Sichuan Chaotian built a storage cold chain logistics facility, which not only solved the problems of storage and transportation at once, but also attracted many repeat customers because of the fresh ingredients, and the products were not worried about sales.

　　Cctv news (Reporter Li Wenliang) Science and technology promote the transformation and upgrading of the manufacturing industry, and also bring infinite possibilities to future life. On December 4th, the interview group of "High-quality Development of Manufacturing Industry" went into Hisense Development Research Center and Teld New Energy Co., Ltd. in Qingdao, Shandong Province. Here, you can not only experience the comfort and convenience brought by smart homes, smart communities and smart cities on the spot, but also imagine the smart transportation in the future through the development of new energy vehicles.

　　You can chat on TV and the computer can assist in surgery.

　　At Hisense Development Research Center, reporters saw that TV has a new way of playing. Besides viewing, it also has social functions. Users can chat with friends online while chasing dramas. The new self-developed Hi Table large-screen interactive system makes social interaction no longer limited to mobile phones and computers, but also integrated into home audio and video.

　　Based on the integration and accumulation of 5G+AI+IoT technology, the Internet Unicorn Company under Hisense has taken the lead in launching full-scene picture search and AI voice in the industry, and a TV has opened 13 major life scenes such as clothing, food, housing, transportation and entertainment. In August this year, through the new interactive upgrade of big-screen social interaction, 6-way video calls and other functions can be realized, providing full-scene smart life services for families.

　　In addition to paying attention to family entertainment, Hisense will also focus on the construction of smart communities and smart cities. In the smart community section of the center, there is a demonstration case of Hisense’s participation in precision medical surgery. With the help of Hisense CAS (Computer Aided Surgery System), medical personnel can create 3D model images based on two-dimensional images such as CT, which can not only accurately restore the real state of tissues, but also provide images of separation and reconstruction of arterial and venous blood vessels, and truly assist in the whole process of surgical indication judgment, scheme planning, step simulation and intraoperative navigation. At present, Hisense’s independent data service and some tracked hospital data total more than 6,300 cases.

　　New technology turns new energy vehicles into "super charging treasures"

　　In the future, electric cars may bring us more surprises.

　　According to the national plan, by 2030, the scale of electric vehicles in China will reach 100 million, and the annual charging capacity will be as high as 460 billion kWh.

　　"Electrification and new energy have become the development trend of automobiles. According to the concept of vehicle networking, the biggest change of electric vehicles is to change them from the original traffic attributes to new intelligent carriers carrying big data, and also to mobile energy storage equipment". Zhao Jian, brand general manager of Qingdao Teruide Electric Co., Ltd. said.

　　The battery of electric vehicle is a natural mobile energy storage device, which can move across time and space with energy. We can charge in place A today and discharge in place B tomorrow. At the same time, as an electronic product, electric vehicle contains a wealth of data, such as user behavior information, vehicle information and so on, which we can analyze and utilize. Therefore, in the future, electric vehicles can not only pull people to pull goods, but also "pull energy" and "pull data".

　　Now, Teruide is building an ecological cloud platform with the largest "three networks integration" of charging network, vehicle networking and Internet in China. Independent charging terminals form a charging network through physical connection and intelligent regulation, and the charging network breaks the barrier between the vehicle networking and the Internet through the extraction and transmission capacity of data information, forming a new industry with two-way deep integration of new energy and new transportation. In the future, it is hoped that the charging network, electric vehicles and distributed energy storage will be able to feed back the national grid.

　　Charging for 40 seconds, battery life for 10 kilometers, unmanned intelligent charging to open a "new era"

　　With the maturity of artificial intelligence, bus-assisted driving and unmanned dispatching technology, urban public transportation will become the most qualified industry to take the lead in realizing unmanned driving.

　　In September this year, the "Super Smart Charging Bow" was officially opened in Shanghai Bund, which is the world’s first intelligent charging device developed by Qingdao TELD New Energy Co., Ltd.

　　This charging device, which is integrated with the bus stop sign, may not attract the attention of Shanghai passengers, but it charges the bus quickly between passengers getting on and off, and it can last for 10 kilometers in 40 seconds. Moreover, the intelligent charging bow also has unmanned operation functions such as automatic identification, automatic matching charging, intelligent cloud management, intelligent erasure of foreign body detection, multi-contact lap connection, etc., which can automatically realize pressing and docking charging, and the whole process is separated from manual operation. Bow lowering and charging are completed with one button, which is the first in the world to realize intelligent control and unmanned operation of charging, and will be the perfect solution for unmanned driving in the future.

　　At present, the intelligent charging bow has been used in Shanghai, Chengdu and Wuhan.

1905 movie network news Recently, the film "93 International Train Robbery: Moscow Action" (hereinafter referred to as "Moscow Action"), which was jointly produced and directed by, released a special edition of "All the members are two-faced", and the stars gathered to stage a wonderful story of fighting wits and courage. Andy Lau,,, and performed a "double-faced life", in which all the members were full of life.

In the special edition, Andy Lau plays Vasily, who is a snake-head with a sky-high hand and eye in Moscow, but he misses his daughter, and the identity of his father becomes his only weakness. Cui Zhenhai, the police captain played by Zhang Hanyu, can only pretend to be a debtor when going abroad to handle cases. Miao Qingshan, the robber leader played by Huang Xuan, is arrogant and arrogant, but he actually has a pure place to love music in his heart.

Li Suzhen, played by Janice Man, as a member of a criminal group, undertakes the task of stepping on a plate, but she is kind-hearted and family-oriented. Miao Ziwen, played by Jason Koo, is moody and violent, but emotionally vacillates between her brother and girlfriend.

Some viewers commented: "The 1990s is an era of earth-shaking. We have seen many stories on the ground, and the real stories are more thrilling and exciting, courageous and thoughtful, affectionate and righteous." As co-producer Andy Lau said, "I think we can discuss some deeper things, such as what human nature should be, under a story of police and bandits."

As the only criminal action blockbuster on the National Day, the action scene of the movie "Moscow Action" burst in visual effect, and the climax was wonderful. The audience called it "the highest level masterpiece in the past three years" directed by Qiu Litao: "Too angry, too fierce! Based on historical cases, cross-border arrest is the main line, and a number of escalating action scenes have been connected in series, one by one! "

The superb acting skills of the actors also convinced the audience: "Andy Lau’s role is a sad symbol under the changes of the times. Although he is also a’ villain’, the character itself is not bad. This line with his daughter really pokes tears." "Zhang Hanyu has always been a decent and capable policeman, with agile skills and a tough guy." "The casting is impeccable. Huang Xuan plays the bad guy really, and he plays hard and crazy." "Janice Man’s appearance is varied, he is actually brave and resourceful, and he can make the right choice unambiguously at the critical moment and create a classic role."

1905 movie network news Recently, the highly talked-about event is the breakup between Andy and michael. On August 12th, it was reported that Sophie was suspected to have intervened, which led to the breakup between michael and Andy.

Later, Sophie Studio came forward to refute the rumor, saying, "I don’t accept rumors, and I don’t take back the pot." It was suspected that I denied the rumor that Sophie broke up with Andy and michael because of their involvement in their feelings.

On the same day, Andy and michael Studio released a statement at the same time announcing that they broke up, saying that they had recently ended their relationship and became friends again. In the process, they had nothing to do with others and had no betrayal. Many netizens are still immersed in the hot search of the interaction between the two in the crew. However, the news that the two broke up after nearly a week has made many netizens feel wrong.

In fact, it was as early as six months ago that the video of Andy crew visiting michael sitting on his thighs was filmed. Attentive netizens also found that michael, who was still an official boyfriend at that time, had never promoted Andy in two works recently launched by Andy.

Many netizens questioned michael’s cheating and his relationship with Sophie, and even pointed out that they were too close on the set when they cooperated.

Andy also admitted to Mr. and Mrs. Tamia Liu when she participated in the recording of the variety show Dear Inn last year that she dreamed that michael was in love with the actress in the same group, and she woke up with tears: "I dreamed that my boyfriend was in love with the actress in his same group, and the people in their crew were indifferent to me, and then I cried. I dreamed that the director of "Zhu Xian" with his staff shouted at the bottom,’ Come on, Andy, you have to cheer up, we are going to film’, and then I woke up with a start, and I was scared. The dream was particularly clear. Today they have already filmed the wedding scene, and I am very sad. "

As the incident fermented, Andy also criticized Weibo in Sophie’s studio, saying, "The problem of personal feelings has nothing to do with snow welcoming".Sophie then replied with a hug expression, and paid attention to each other with Andy that day.Recalling that they went to Thailand to record "High Energy Youth League" at the end of June, they also got along well, and there seems to be no sign of disagreement.

However, today (August 13th), some netizens found that Sophie himself, Weibo, praised an ambiguous video of sharing a bowl of Hu spicy soup with michael in the crew. Subsequently, although Sophie himself withdrew his praise, he still made "Sophie Like" rank first in the hot search list. To this end, some media verified the staff of Sophie, and the other party replied that "it is to turn Weibo’s hand to slip." However, the relationship between the three people has also caused more speculation.

　　The Asian Infrastructure Investment Bank (hereinafter referred to as "AIIB") is about to launch the first round of investment and financing projects that have attracted much attention this quarter.

　　With the global economy falling into a state of low growth, infrastructure projects along the China’s "Belt and Road Initiative" have aroused interest from all parties. Institutions such as the European Investment Bank, the European Bank for Reconstruction and Development, the Asian Development Bank and the World Bank, as well as major economies such as Russia, India and the European Union, are stepping up their project docking with the AIIB in the near future, and several heavyweight projects have gradually entered the vision of the global capital market.

　　International institutions have strong willingness to dock.

　　Jin Liqun, president of the AIIB, publicly stated that the first batch of projects will be financed in the second quarter of this year. To this end, many international institutions have shown their willingness to deepen project docking and cooperation with the AIIB.

　　Hoyer, president of the European Investment Bank (EIB), said recently that he will visit Beijing in May to seek the possibility of cooperation with the AIIB. He said that there have been many discussions within the European investment banks about the Asian Investment Bank (AIIB) led by China. If both sides think there are suitable projects, the two major investment banks will not rule out the possibility of cooperation and joint financing.

　　The European Investment Bank (EIB) is a financing institution jointly established by EU member states. Although it is an independent institution, it will cooperate with EU policies to provide financing for small and medium-sized enterprises with sustainable development and innovative characteristics in EU member States, and there are also many investment projects outside the EU, including Turkey and Africa.

　　Foreign media quoted officials of the European Investment Bank as saying that the bank had long been in contact with many banks and personnel of the AIIB in China. Heuer’s visit to Beijing in May was mainly to attend the opening of the local office of the European Investment Bank, and he would also meet with relevant Chinese personnel to discuss possible future cooperation.

　　Officials who did not want to be named revealed that the projects that the European Investment Bank may cooperate with the AIIB in the future include energy and energy conservation industries, especially on issues such as extreme climate and pollution control.

　　Regarding China’s recent investment in Europe and the future development of the AIIB, Hoyer said that the China government indicated that it would participate in the investment recovery plan proposed by European Commission President Juncker, and he had high expectations for it, and he also saw that China was very interested in investing in Europe.

　　Another EU-level banking institution, the European Bank for Reconstruction and Development (EBRD), is also looking forward to cooperating with the AIIB on projects in Central Asia.

　　Suma chakra Bhatti, president of the European Bank for Reconstruction and Development, who is providing economic assistance in Europe and the Middle East, said in an interview with the Nihon Keizai Shimbun that in 2016, she will promote cooperative financing of at least two infrastructure projects in Central Asia with the AIIB.

　　The European Development Bank originally provided support for economic recovery with Central and Eastern Europe as the center. With the transformation of the above-mentioned countries to market economy, the support targets have expanded to neighboring countries with strong infrastructure needs such as the Middle East, North Africa, Greece and Central Asia. Chakra Bhatti said, "In the areas where support is provided, the voice calling for Asian enterprises to invest is getting stronger and stronger", so the bank plans to strengthen cooperation with Asian enterprises and jointly promote investment and financing.

　　Chakra Bhatti said: "The idea of the new Silk Road is closely linked with Kazakhstan and other Central Asian countries that the European Development Bank is committed to supporting, and will jointly promote investment with China enterprises."

　　Chakra Bhatti said that the huge infrastructure demand in Asia and the Middle East could not be met only by the European Development Bank, the Asian Development Bank (ADB) and the World Bank. This shows the attitude of actively cooperating with the AIIB.

　　Another regional development bank, the Asian Development Bank, recently expressed its interest in cooperating with the AIIB and looked forward to bringing complementary and win-win effects to regional development. At the end of last month, Takehiko Nakao, the bank’s president, said when talking about cooperation and financing with the AIIB: "The AIIB hopes to approve an investment project in the second quarter of this year, and is now actively promoting it on the premise of cooperation and financing between ADB and the AIIB." Nakao also said that if the demand for funds in Asia increases in the medium term, "capital must be increased in the future."

　　Nakao pointed out that the AIIB hopes to carry out specific procedures for cooperative financing on several projects. In addition to ADB, the World Bank and the European Bank for Reconstruction and Development are also candidates for cooperation financing of the AIIB.

　　With Asia as the center, ADB has opened 29 offices. Nakao stressed that dialogue with the local government and people will be beneficial to the establishment of the project and environmental protection. The AIIB does not have these regional offices, "so it can complement each other more".

　　Regarding the capital increase of ADB, Nakao mentioned the possibility of increasing the proportion of capital contribution of emerging economies, saying that "it is also possible for countries with the ability to make over-investment". Because the right to speak in international institutions does not reflect the strength of the real economy, emerging economies have been demanding an increase in the proportion of capital contribution. However, Zhongwei did not clearly disclose the specific time and scale of capital increase.

　　Specific projects are emerging.

　　The details of the first batch of projects that have attracted much attention have not yet been announced, but the parties who can’t wait to participate in the cooperation have revealed the blueprint of the cooperation project.

　　According to the Russian satellite news network at the end of March, Alexei Chekunkov, general manager of the Russian Far East Development Fund, told RIA Novosti that the fund would propose to the AIIB to co-finance 19 projects in Russia, with the necessary investment of 9 billion US dollars.

　　Chekunkov said: "These projects need a total investment of about 9 billion US dollars, and there are 19 projects. We will communicate with Jin Liqun, president of the AIIB, on project cooperation." He also said that the fund is prepared to provide 700 million US dollars.

　　He explained that the investment projects are mainly infrastructure, international traffic corridors, port and airport construction in the mining field.

　　The Russian Far East Development Fund is engaged in the investment of infrastructure and new enterprises, and these projects have great social and economic benefits for regional economic development.

　　Russia’s "Independent" analyzed that Moscow expects to obtain construction funds for roads and energy projects in Siberia and the Far East in cooperation with the AIIB.

　　Russian Minister of Economic Development Alexei Ulyukayev once told the media that a number of projects will be considered in the second quarter of 2016, and one of the first financing projects may be a Russian project.

　　Ulyukayev said that the details of the project are inconclusive. "It is an infrastructure project related to road construction and railway construction. The projects we hope to involve are not only us, but also projects of interest to China and the Eurasian Economic Community. " Ulyukayev further clarified.

　　In addition to Russia, India, the main member of the AIIB, also revealed the direction of cooperation.

　　Reuters quoted Indian officials as saying that India is expected to receive the first loan from the AIIB later this year. India is seeking a $500 million loan from the AIIB to develop solar energy projects.

　　Providing funds for clean energy projects can alleviate the concerns of environmental lobby groups, who worry that the lax lending standards of the AIIB may increase the consumption of "dirty" fuels such as coal in developing economies such as India.

　　A senior official said that India is seeking a loan from the AIIB to support Prime Minister Modi’s plan to increase solar installed capacity to 100 GW by 2022. India is the second largest shareholder of the AIIB after China.

　　"The funds from the AIIB may start coming in about six months," an official from the Indian Ministry of New and Renewable Energy told Reuters.

　　The loan has a maturity of more than 15 years, and the interest rate may range from 2% to 2.5%, which is linked to the London Interbank Offered Rate (Libor). The AIIB did not directly comment on India’s loans, but said that "it is expected that the first batch of loans will be decided later this year."

　　Highlight attraction and inclusiveness.

　　As all parties pay close attention to the interaction with the AIIB, many western countries that had doubts about the AIIB began to waver. It can be expected that with the opening of investment projects in Asia, a transparent and fair operation mechanism will be presented to the world, and more cooperation modes will follow, which will promote the inclusive development of the AIIB.

　　It is reported that Fang Huilan, Minister of International Trade of Canada, said recently that the Harper government refused to join the AIIB, which led to Canada’s failure to become a founding member of the AIIB, which was a "missed opportunity". Now it is possible for Canada to join the AIIB.

　　According to The Vancouver Sun, Canada’s China policy is undergoing major adjustments. Since November last year, the Liberal Party government, which has been in power, is carefully improving relations between the two countries, starting negotiations on free trade agreements and helping 100,000 Canadian students to study in China. The dialogue on the free trade agreements between Canada and China has increased.

　　In response to Canadian government officials’ suggestion that Canada may join the Asian Infrastructure Investment Bank, Foreign Ministry spokesperson Lu Kang said at a regular press conference on the 7th that China is happy to see the development of the AIIB, which will benefit more countries.

　　In response to relevant questions, Lu Kang said that the AIIB is an open and inclusive multilateral development institution and will accept new members in accordance with the Agreement on Asian Infrastructure Investment Banks. The Asian Infrastructure Investment Bank Agreement stipulates that countries (or regions) that meet the membership can become members of the AIIB with the consent of the Board of Directors.

　　Lu Kang said that as an initiator of the establishment of the AIIB, China is happy to see the AIIB grow and develop, and play a greater role in global economic recovery, promoting regional infrastructure construction and interconnection, and achieving common development, so that more countries can benefit from it.

　　In the preparatory period of the AIIB, the United States discouraged its allies from participating in the launch of the AIIB. Up to now, the United States has not joined the AIIB. Regarding whether the United States will join in the future, AIIB President Jin Liqun said that some countries make decisions quickly and some are slow.

　　"We have a history of 5,000 to 6,000 years, and we are patient and in no hurry," Jin Liqun said. "Whether to join the decision to see the United States, even if not, does not mean that the AIIB is a conflict point in Sino-US relations, but a new cooperation platform. We still have enough professionals with American passports to work in the AIIB."

　　Jin Liqun revealed that the AIIB is trying to accept some new members, and there will be new news before the end of this year, including some non-sovereign countries and regions. Hong Kong can play an active role in promoting the financing of the AIIB. Jin Liqun made this statement when answering a question from a Hong Kong reporter.

　　According to him, the AIIB has 57 members, and more than 30 countries are currently applying to join.

　　Jin Liqun also publicly stated that there is no need to worry that the AIIB will be biased to help China enterprises win some contracts and help them go out just because China is the shareholder of the founding country of the AIIB. Jin Liqun also smiled and said, "China enterprises are very competitive."

　　"Look at the articles of association of the AIIB. In fact, there is no need to worry about this. We have a unified procurement clause and will establish a fair market. Enterprises from any country can participate in bidding." Jin Liqun said, "The AIIB will choose the enterprise with the best price and the best service."

　　Jin Liqun also said that the AIIB will provide preferential and competitive loan interest rates.

　　During the Boao Forum, Jin Liqun denied the statement that "the AIIB is a political and economic tool of China" in an interview with BBC reporters. Jin Liqun said that according to the structure of the AIIB, China’s voting right in the AIIB is lower than its capital contribution. China has 30% of the votes, but only 26.06% of the voting rights.

　　The structure of the AIIB determines that the voting rights of major shareholders are lower than the capital injection ratio, while the voting rights of minority shareholders are higher than the capital injection ratio.

　　Jin Liqun said that the important resolutions of the AIIB need to be passed by a majority vote, that is, two-thirds of the member countries, three-quarters of the voting rights and 75% of the votes are needed. China’s voting right is only 26.06%.

　　He said that China, as a major shareholder, has made many contributions and great responsibilities, and China strives to cooperate with other shareholders to ensure that the AIIB can operate according to high standards. As for the statement that the AIIB is a diplomatic tool of China, he said that just because the United States is the largest shareholder of the World Bank and Japan is the largest shareholder of the Asian Open Bank, it cannot be said that the above institutions are tools of the United States and Japan.

　　Overseas win-win development can be expected

　　One of the main reasons why the first batch of AIIB projects have attracted worldwide attention is its demonstration effect, and broader cooperation opportunities between China and Asia will be presented in front of all parties. In the face of "new mediocrity" in global economic growth, how to actively link transnational investment and promote the docking of high-quality projects is the key to solve the growth dilemma. At this moment, the AIIB is a useful platform that appears at the right time, creating conditions for all parties to invest in a win-win situation in the future.

　　Most countries in Southeast Asia said that the Belt and Road Initiative and the AIIB are the preferred carriers for Asian countries to strengthen cooperation. Through capacity cooperation in infrastructure, industrial equipment and other fields, Asian countries will win-win cooperation and share the dividend of integrated development.

　　Liu Ying, director of the cooperative research department of Chongyang Financial Research Institute of Renmin University of China, wrote that the AIIB will provide funds for the infrastructure investment gap in Asia. The lag of infrastructure seriously restricts economic development, especially in countries along the "Belt and Road", and there is also a gap in investment funds for infrastructure in developed countries. There is a funding gap of more than $500 billion in infrastructure investment in Asia every year. Especially after the international financial crisis and the European debt crisis, many countries are financially stretched. The opening of the AIIB will effectively increase infrastructure investment in Asia and promote the process of regional interconnection and economic integration.

　　Liu Ying also said that the AIIB is a win-win choice for both developing and developed countries. For developing countries in Asia, the AIIB will inject more funds to strengthen infrastructure construction, which will help strengthen trade and investment and promote sustained, stable and rapid economic development. For developed countries, the AIIB will help expand investment demand and boost their economic recovery. For Asia and its surrounding areas, the AIIB will help accelerate and promote interconnection, continuously enhance the self-development capabilities of countries in Asia and inject lasting impetus into economic development; It is also conducive to expanding global aggregate demand and promoting world economic recovery.

　　Lin Yifu, a former senior vice president and chief economist of the World Bank, also suggested that the G-20 should promote the convenience of international investment and play the role of the AIIB to contribute to solving the problem of slow growth facing the world.

　　Lin Yifu said that developed economies such as the United States, the euro zone and Japan are falling into a "new mediocrity" of growth, and the job market needs to be improved. Because they account for more than 50% of the global economy, their weakness will also expose developing countries to low growth risks. The world needs new ideas to guide economic growth at present. He said that the past growth model of promoting exports through currency depreciation among economies is no longer applicable, and now it is necessary to improve competitiveness and new ideas to guide economic growth. Promoting investment between countries is a beneficial method for both developed and developing countries.

　　"I suggest strengthening the role of organizations such as the Asian Development Bank and the World Bank and promoting the establishment of emerging investment promotion institutions such as the Asian Infrastructure Investment Bank, so as to promote and strengthen infrastructure investment worldwide." Lin Yifu said.

　　Lin Yifu also pointed out that developed countries created a lot of liquidity during the financial crisis, and they can conditionally invest in overseas entity projects, "turning liquidity into practical job creation and economic growth". Using these investments, developing countries can promote local infrastructure construction and improve their overall competitiveness. In addition, investment facilitation can also promote developing countries with foreign exchange reserves to diversify overseas investment, which is also good for industries in developed countries.

　　The reporter of the Economic Information Daily was informed that many departments are intensively planning a package of measures to prevent financial risks in key areas and improve the financial supervision system. The New Deal involves systemically important banks, shadow banks, financial holding companies and other fields. In addition, in view of the new challenges brought by financial technology innovation, we will constantly improve the supervision methods, innovate the supervision methods for financial technology giants, and prevent risks and monopoly in promoting development.

　　Experts said that the current targeted financial risk remediation actions have been normalized, and further filling the shortcomings from the policy and system level will effectively strengthen the authority, effectiveness and stability of financial supervision and provide stronger institutional guarantee for financial risk prevention.

　　Local risks still exist.

　　This year is the end of the tough battle to prevent and resolve major financial risks. For some time, with the advancement of various work, financial risks have changed from divergent to convergent.

　　Liu Fushou, chief lawyer of China Banking and Insurance Regulatory Commission, said recently that China has made substantial progress in the tough battle to prevent and resolve major risks. The blind expansion of financial assets has been fundamentally reversed, the risk of shadow banking has continued to converge, and the scale has dropped by about 20 trillion yuan compared with the historical peak. The disposal of non-performing assets has made great strides. From the beginning of 2017 to the end of September this year, the non-performing assets disposed by the banking industry exceeded the sum of the previous eight years.

　　Internet financial risks have also dropped sharply. The actual number of P2P online lending institutions in China has gradually dropped from about 5,000 in the peak period to zero in mid-November this year. The debt risks of large and medium-sized enterprises have been resolved in an orderly manner, and the momentum of real estate financialization and bubble has been curbed. The hidden debt risk of local governments has been initially controlled.

　　Although the overall situation of financial risks is stable, financial supervision is also facing many new and severe challenges. "Risks within the financial system are still accumulating, and some long-term hidden dangers have not been completely eliminated. Under the impact of the epidemic, new and old problems are intertwined and superimposed. High-risk shadow banks with complex structures are prone to resurgence. The rebound pressure of non-performing assets in the banking industry has suddenly increased. The capital gap of some small and medium-sized financial institutions has been accelerated. The debt level of enterprises, residents and local governments has further risen. Illegal financial institutions still exist, and illegal financial activities have been repeatedly banned. " Guo Shuqing, chairman of China Banking and Insurance Regulatory Commission, recently wrote.

　　Guo Shuqing pointed out that there are many shortcomings in the current financial related system, and the financial rule of law is still far from perfect. Some basic laws need to be formulated and revised in advance, and some rules and regulations need to be implemented and deformed. The existing laws and regulations are not powerful enough, and the cost of violating laws and regulations is too low. Some laws and regulations are not professional enough. The normalized risk disposal mechanism of financial institutions needs to be improved. The trading activities in the informal financial system lack effective constraints.

　　A package of short-board policies is on the way.

　　The reporter was informed that in order to continue to effectively prevent and resolve major financial risks, a package of regulatory short-board policies is brewing.

　　Among them, the evaluation method of systemically important banks will be officially implemented on January 1 next year. In the next step, the central bank will work with China Banking and Insurance Regulatory Commission to formulate additional regulatory requirements for systemically important banks, including additional capital, leverage ratio, large risk exposure, corporate governance, recovery and disposal plan, information disclosure and data submission, etc. It will also establish an early correction mechanism to promote systemically important banks to reduce complexity and systemic risks, establish and improve the inherent capital restraint mechanism, improve the ability of banks to resist risks and absorb losses, improve their self-help ability, and prevent risks that are too big to fail.

　　For financial holding companies, following the Trial Measures for the Supervision and Management of Financial Holding Companies, the regulatory authorities will improve the institutional framework and formulate more specific operational rules for the supervision of financial holding companies, such as consolidated management, capital management and related party transaction management.

　　"This method is mainly aimed at financial holding companies formed by non-financial enterprises holding financial business, and formulating relevant management regulations on systemically important banks for large groups formed by the development of financial enterprises will better complement the regulatory framework of the entire financial group." Yin Zhentao, deputy director of the Law and Finance Research Office of the Institute of Finance of the Chinese Academy of Social Sciences, said.

　　For high-risk shadow banks, the regulatory authorities will improve the regulatory system to ensure full coverage of supervision, leaving no regulatory gaps and blind spots; Unify the regulatory standards of similar institutions and products, and reduce the arbitrage of idle funds; Improve the risk classification, risk weight, capital provision and other standards of shadow banking.

　　Yin Zhentao said that the risk of shadow banking is mainly the complexity of business, and the risk of financial control companies is mainly large-scale and highly related. Strengthening supervision in these areas is an important measure to fill the shortcomings of financial supervision and prevent systemic financial risks.

　　Innovating supervision means to adapt to new challenges

　　It is worth noting that while financial supervision is speeding up to fill the shortcomings of the system, the means of supervision will continue to innovate and keep pace with the times to adapt to the new problems and challenges brought about by financial innovation.

　　Wen Bin, chief researcher of Minsheng Bank, said that as China’s economy enters the stage of high-quality development, the financing structure will also change, especially the rapid development of technology and finance, which will bring more challenges to supervision. According to market changes, the regulatory authorities need to improve the regulatory means in time to prevent unstable factors brought about by excessive innovation.

　　Lu Shuchun, secretary-general of China Internet Finance Association, said that in order to conform to the development trend of financial and technological integration, the application of financial technological innovation supervision tools should be further deepened, and more financial technological innovations in inclusive finance, green finance and science and technology finance should be included in the test scope. At the same time, we should vigorously develop regulatory technology, speed up the improvement of financial technology innovation risk monitoring procedures, and comprehensively use big data, artificial intelligence and other technologies to continuously enhance digital regulatory technology means, so that financial management departments can always understand, penetrate, control and manage financial technology innovation well.

　　In view of the supervision of financial technology innovation, new supervision means are accelerating exploration. At present, the "supervision sandbox" pilot project of financial technology has covered nine pilot areas, including Beijing, Shanghai, Chongqing, Shenzhen, xiong’an new area, Hangzhou, Suzhou, Guangzhou and Chengdu, aiming at creating a supervision tool for financial technology innovation that conforms to China’s national conditions and is in line with international standards, and standardizing and guiding the healthy and orderly development of financial technology.

　　Guo Shuqing also said that for financial technology giants, on the basis of grasping the principle of inclusiveness and prudence, special innovative regulatory measures will be adopted to prevent risks and monopoly in promoting development. He also pointed out that the use of regulatory technology will be strengthened and legislation on comprehensive statistics and information standardization in the financial industry will be accelerated. Pay close attention to the construction of a big data platform for supervision and make every effort to promote the informationization and intelligent transformation of supervision work.