How to properly handle matters related to site insurance? What are the aspects of such matters?

In such a complex and dangerous working environment as construction site, it is very important to properly handle site insurance matters.Site insurance can not only provide necessary protection for workers, but also reduce potential economic risks for construction units. Then, what aspects are involved in the related matters of site insurance, and how to deal with them properly?

First of all, it is necessary to clarify the types of site insurance. Common site insurance includes all risks of construction engineering, all risks of installation engineering, third party liability insurance and industrial injury insurance.

All risks of construction projects mainly protect the loss of engineering materials caused by natural disasters or accidents during the construction of construction projects.All risks of installation project focuses on protecting material losses caused by accidents and personal injuries and property losses caused to third parties during installation project.

Third-party liability insurance is used to compensate for personal injuries and property losses caused to third parties in the construction site and surrounding areas. Industrial injury insurance is required by law to be purchased for workers, to protect the rights and interests of workers when they suffer accidental injuries or occupational diseases at work.

Next, understand the insurance liability and exemption clauses. When choosing insurance products, be sure to read carefully the scope of liability and exemption clauses in the insurance contract.Clearly know which situations are within the scope of insurance coverage and which situations are not compensated.

Then the determination of the insurance amount. The insurance amount should be reasonably determined according to the scale, cost and risk degree of the project. Too low insurance amount may not fully cover risks, and too high will increase unnecessary premium expenses.

In terms of insurance claims, once an insurance accident occurs, the insurance company should be notified in time and relevant certification materials should be provided according to the requirements of the insurance company.

Here is a table to compare the characteristics of different site insurance:

Types of insurance Scope of protection Insurance period Premium calculation method All risks of construction engineering Engineering material loss From commencement to completion of the project According to the project cost and risk coefficient calculation Installation engineering all risks Material loss and third party liability of installation project During installation According to the contract price of installation project. third party liability insurance Personal injury and property loss to a third party Consistent with the project period According to the compensation limit and risk assessment employment injury insurance Workers’ industrial injury protection Within the prescribed time limit According to the total wages of workers.

In addition, the construction unit should also strengthen risk management and take effective safety measures to reduce the probability of accidents. This will not only help to reduce insurance claims, but also ensure the safety of workers and the smooth progress of the project.

In a word, many aspects need to be considered comprehensively when dealing with matters related to site insurance, from the choice of insurance types, the understanding of liability clauses and the determination of insurance amount to the familiarity of claims process and the strengthening of risk management. Only in this way can the guarantee function of site insurance be truly realized and strong support be provided for the stable operation of construction sites.

(Editor in charge: difference extension)

[Disclaimer] This article only represents the author’s own views and has nothing to do with Hexun. Hexun.com is neutral about the statements and opinions in this article, and does not provide any express or implied guarantee for the accuracy, reliability or completeness of the contents. Readers are requested for reference only, and please take full responsibility. Email: news_center@staff.hexun.com.

Five events, including baseball, softball and karate, entered the Tokyo Olympic Games.

  pay close attention

  Beijing time yesterday morning, at the 129th session of the International Olympic Committee held in Rio de Janeiro, Brazil, a resolution was formally passed to add five new events, including baseball and softball, karate, skateboarding, competitive rock climbing and surfing, to the 2020 Tokyo Olympic Games. This includes baseball and softball, which has attracted much attention, because men’s baseball and women’s softball returned to the Olympic family after 12 years after the 2008 Beijing Olympic Games. It can be said that among the five new sports, except karate, there will be more intense physical contact, and the other sports, including baseball and softball, do not or rarely involve confrontation such as collision, which is very suitable for Asians to carry out sports. The return of baseball and softball is entirely due to the fact that the next Olympic Games will be held in Tokyo, and Japan is one of the most popular and high-level countries in the world.

  Baseball and softball is the most popular sport in the host country of the next Olympic Games.

  According to the International Olympic Committee, these five sports are all sports that young people are keen on, representing the popularity and importance of emerging sports in urban life, which is in line with the core goal to be reflected in the 2020 Tokyo Olympic Games, that is, human beings never stop on the road of constantly challenging themselves and pursuing higher, faster and stronger.

  Baseball and softball were previously two independent sports, which were managed by two independent sports organizations, the International Baseball Federation and the International Baseball Federation. In order to return to the Olympic family, the International Baseball Federation and the International Softball Federation formally merged into the World Baseball and Softball Federation in Tokyo, Japan in April 2013. Baseball and softball were all Olympic events from 1992 to 2008. In 2005, the International Olympic Committee voted to remove baseball and softball from the Olympic Games and replace them with golf and rugby sevens at the Rio Olympic Games. Baseball and softball are the most popular sports in Japan. Kurt, vice chairman of the IOC Executive Committee, once said: "These sports are both popular in Japan and popular with young people." In addition, baseball is quite popular in Japan, so it is not necessary to go to great lengths to build new venues, which is also the reason why IOC prefers it.

  China baseball and softball will also have an opportunity.

  Although the return of baseball and softball to the Olympic family is due to the fact that the next Olympic Games will be hosted by Japan, it is definitely very beneficial for the development of baseball and softball in China and winning medals in the Olympic Games. Baseball and softball is not widely developed in the world, mainly in a few countries in North America, Cuba and South America, Japan, South Korea and Taiwan, China in Asia, and Europe is completely a desert of baseball and softball, so it was forced to be separated from the events of the 2012 London Olympic Games.

  China women’s softball team was one of the top teams in the world before the Beijing Olympic Games. It also won the runner-up at the Atlanta Olympic Games in 1996, and the ranking in the next three Olympic Games was also two fourth and one sixth. However, the Chinese baseball team once defeated its arch-rival Chinese Taipei Team 8-7 at the Beijing Olympic Games. At that time, Shen Wei, the secretary-general of the Chinese Baseball Association, wept with joy, which was the first victory of the Chinese baseball team in the Olympic Games and wrote a new chapter in baseball in China.

  In the past eight years, due to the non-Olympic events, the once-well-developed Chinese baseball league has fallen into a trough, often ending in one and a half months, and only six teams including Beijing, Tianjin and Guangzhou participated in the competition, and the number of games was pitiful. However, this year, because of the early insight that baseball and softball may return to the Olympic family, the Chinese Baseball League has expanded to 10 teams and the league period has been extended to three and a half months, and the baseball and softball sport in China has regained its dawn. If it can develop steadily in the next four years, China may win medals in this event, especially the women’s softball event.

  The other four items are also suitable for Asians.

  Among the other four new events that entered the Tokyo Olympic Games, karate originated from China’s "Tangshou", then spread to Japan via Okinawa, and developed in Japan, becoming an important part of Japanese culture. In 2005, the Boxing and Taekwondo Sports Management Center of the General Administration of Sport of China also began to introduce the sport in China, and established the national team in 2006. Karate does not need to build a special competition venue, and the event can be completed in three days, which is also a favorable condition for the project to successfully occupy the "Olympic seat". Karate once tried to become an event in the London Olympic Games in 2012 and the Rio Olympic Games in 2016, but both failed. This is the third time that karate has launched an impact on the Olympic Games and finally succeeded.

  Surfing, skateboarding and competitive rock climbing are popular sports in Europe and America, but they are also suitable for Asians because of their high skill and no physical confrontation, and they are very popular among young people. In fact, many young people are playing these sports in China. Even in the world competition of competitive rock climbing, China players have achieved good results, including champions. At least for now, it seems that if the General Administration of Sport plans to develop and popularize these sports and improve the competitive level, the chances of achieving good results in the Olympic Games are much higher than those of the new rugby sevens event in Rio Olympic Games.

  Text/reporter Liu Ailin

Donnie Yen’s "The Legend of Dragon and Eight Branches in Qiao Feng" was finalized on New Year’s Eve.


1905 movie network news With Donnie Yen as the general director, producer, Zhu Weijie as the general producer, Donnie Yen, starring, special performance and special guest starring, the martial arts giant official Xuan will launch a video platform on New Year’s Eve (January 21), opening up another battlefield for the Spring Festival file and welcoming the new year with everyone. At the same time, the film released a set of "rainy night" version of character posters and "happy life and enmity" version of trailer, showing the martial arts artistic conception.


Happy Jianghu shows the true colors of heroes, and shoulders the affection of home and country.


Among the posters of the exposed characters, Qiao Feng (Donnie Yen) has the imposing manner of flying the dragon with eighteen palms, while Azhu (Yukee Chen’), A Zi (Liu Yase) and Mu Rongfu (Wu Yue) are armed with weapons with different expressions, and their eyes are fierce and murderous. The four of them stand in the torrential rain, and the martial arts atmosphere is full, which seems to indicate that a great change in the rivers and lakes is about to begin. In the trailer of the "Happy Life" version, Qiao Feng was forced to get involved in the mystery of his life experience. Juxianzhuang fought heroes from all walks of life with one enemy and defeated the dragon with 18 hands. "Being in the Jianghu, it’s hard to get revenge." In the changing situation, Qiao Feng still guards the Jianghu morality in his heart. Donnie Yen’s real kung fu performance is the best way to beat Qiao Feng. In the preview, Qiao Feng’s movements are vigorous and powerful, and he is powerful and powerful, showing a strong visual impact.


Based on Jin Yong’s classic martial arts novel "Eight Dragons", the film focuses on Qiao Feng’s personal growth and transformation, and tells the story of Qiao Feng, the leader of the Beggars’ Sect, who, facing the dilemma of fate and life experience, gradually turned into a chivalrous man with great sense of righteousness in the martial arts with peerless martial arts and strong willpower. In the film, not only is Qiao Feng’s struggle with various sects wonderful, but he also shows Qiao Feng’s once upon a time in america and chivalrous courage as the "strongest warrior" by going to the meeting to gather Xian Zhuang and fighting Mu Rongfu. A hearty play and a deadly peerless martial arts, The Legend of Qiao Feng with Eight Dragons reproduces the story of the blood growth of the strongest warrior.


Donnie Yen’s multiple identities challenge himself and join hands to build martial arts rivers and lakes.


The original work "Eight Dragons" has been created for nearly 60 years, and Qiao Feng’s chivalrous spirit has influenced it to this day. As an internationally renowned action star, Donnie Yen combined China’s martial arts with his own martial arts experience to show the heroism of a generation of great warrior Qiao Feng. He also actively challenged himself, serving as the general director, producer and leading actor. From the early preparation to the late shooting, Donnie Yen devoted himself to the creation, only to present the best quality effect. In addition, Qiao Feng Biography of Dragon and Eight Branches also invited powerful actors such as Yukee Chen’, Liu Yase, Kara Wai and Wu Yue to help out and jointly interpret the changes in rivers and lakes. The wonderful interpretation of powerful actors, coupled with the super-burning fighting scenes, will show the real kung fu to the fullest, presenting a high-quality visual feast for the audience.


Donnie Yen joined forces with producer Jing Wong and chief producer Zhu Weijie, and also invited top actors and production team to create the most luxurious film with cast among streaming media films in 2023. Producer Zhu Weijie’s Infinite Freedom is a top service team in industry consolidation, which integrates film production, publicity and distribution. The production and marketing have helped the box office of movies to accumulate more than 30 billion yuan. This time, with the film "The Legend of Dragon in Qiao Feng", the classics are reproduced, the martial arts feelings are awakened, and the new charm of China martial arts is tapped.


The movie "The Legend of Qiao Feng" will be launched on the video platform on New Year’s Eve.


Come and watch sports. That’s how the baby becomes smart.

  Are there any children around you who are obviously locked up at home by their parents to study all day, but their grades are getting old? It should be a sunny and lively age, but it seems listless and dull. Parents can’t help but wonder: "Is my child too stupid?"

  How to make children smarter is the common wish of parents. Today, doctors from Peking Union Medical College Hospital will recommend an "artifact" for you to strengthen your brain, which requires no money and no side effects. You only need to spare a little time every day to achieve the purpose of strengthening your brain. Come and find out — —

  Exercise is the booster of learning.

  Many parents think that sports will delay their children’s study, but many studies have shown that sports may help them improve their study.

  The benefits of exercise are all-round, which can not only strengthen heart and lung function, increase muscle strength, promote bone growth, make children healthier and more energetic, but also help children develop the habit of independence, persistence and self-discipline and a positive attitude.

  As early as 2009, a survey among more than 2200 fifth-grade students in Shanghai found that children with exercise habits tend to get better grades; In 2017, scholars from Spain, Italy and Chile analyzed 26 research data (covering children aged 4 to 13) and concluded that physical activity can improve learning ability, especially in mathematics and reading.

  Studies have shown that exercise can improve the ability to divert and concentrate for at least two hours. After exercise, children gain a happy mood, as well as better memory, concentration and responsiveness, which is undoubtedly very beneficial to learning.

  The World Health Organization (WHO) states that regular exercise can not only protect children’s health, but also improve their academic performance.

  This is how exercise changes the brain.

  The effects of exercise on the brain can be divided into short-term and long-term categories.

  In the short term, exercise will increase some chemicals in the brain, such as dopamine, which will make people feel happy and get a positive and active learning state; Serotonin releases stress and improves memory; Norepinephrine can improve reaction speed and concentration.

  In the long run, exercise can change the structure and function of the brain. The "Human Brain Project" initiated by the National Institutes of Health in the United States found in the study that insisting on exercise can obviously increase the number of nerve cells and make the brain stronger and stronger like a muscle.

  This phenomenon may come from a substance called brain-derived neurotrophic factor (BDNF), which has the function of maintaining the vitality of existing nerve cells and promoting the growth of new nerve cells. In the brain, BDNF is active in the prefrontal lobe and hippocampus. The frontal lobe is located behind our forehead and controls decision-making, attention and personality; Hippocampus is located deep in the temporal lobe of our brain, which plays an important role in the formation and storage of long-term memory.

  A study in 2013 showed that only 20 to 40 minutes of aerobic exercise (such as walking and jogging) can increase BDNF in the blood by about 32%. Therefore, exercise will not only affect academic performance, but also improve learning efficiency, make children’s thinking more sensitive and focused, and remember things faster and more firmly.

  Choose the most suitable exercise for children.

  So, what sports are suitable for children of different ages? Come and find out.

  Under 2 years old, because the child’s heart, lungs, spine, bones, etc. are not fully developed, simple sports can be carried out, such as turning over, crawling and training activities of limbs.

  Children aged 3 to 6 are in the golden age of coordination, agility and flexibility. They can try cycling, climbing, skipping rope and playing football, but they are not suitable for highly antagonistic events such as basketball.

  Parents aged 6-12 can take their children to run or swim, and they can also add some simple confrontation events, such as fencing and taekwondo, or do some small strength training, such as sit-ups and dumb bell exercises.

  After entering puberty at the age of 13 to 18, children’s bone and muscle mass have surged, and their explosive power, speed and endurance have all increased rapidly. At this time, parents can choose physical sports such as running, swimming, high jump and long jump, as well as skilled sports such as basketball, football, gymnastics and dance according to their children’s interests, and encourage them to contact different kinds of sports, which can promote brain development more effectively.

  Tips

  This exercise gets twice the result with half the effort.

  How to exercise is most beneficial to children’s health? The Physical Activity Guide for Children and Adolescents in China suggests that children and adolescents aged 6 to 17 should have at least 60 minutes of moderate and high-intensity physical activity every day.

  During moderate-intensity exercise such as brisk walking, breathing and heart rate increase, but you can still talk; During high-intensity exercise, such as running, breathing and heart rate increase greatly, making it impossible to talk.

  It should be noted that after the child recovers from the disease, the exercise intensity must be gradual, such as walking to brisk walking, and then jogging, giving the body time to fully recover.

  Text/Angelnan (Peking Union Medical College Hospital)

Cheng Siwei: It is misleading for real estate to be selected for industrial revitalization planning.


  According to media reports, Cheng Siwei revealed that the real estate industry has been included in the top ten industrial revitalization plans in the State Council. In this regard, the reporter of Economic Half-hour interviewed Cheng Siwei exclusively this morning. He told reporters that when he gave a class to students, he said that he had expounded his concern about the real estate revitalization plan based on relevant reports, but the media completely ignored this premise and misled his meaning when quoting him.


  Cheng Siwei: The selection of real estate for revitalization planning is misleading.


  (Reporter: Yan Wenyu, Gu Ping, Xiong Manlin, Jia Yujia Camera: Shen Yan, Xu Sheng, Zhang Xiaoming)


  Yesterday, the headlines of many websites were all the same news. It was reported that the real estate industry had occupied the last place in the State Council’s top ten industrial restructuring and revitalization plans. As soon as the news came out, various media and websites reprinted it one after another. The real estate sector in the stock market was also on the move, and a large amount of funds flowed into real estate stocks. At the same time, controversy and opposition were endless.


  Let’s take a look at our follow-up report on this matter.


  Yesterday, on several well-known domestic portals, the news that "real estate has entered the top ten industrial revitalization plans" suddenly made headlines. At the same time, when searching for two keywords "real estate" and "revitalization plans" through search engines, almost all major websites reported or reprinted it, attracting countless eyeballs.


  On January 2nd this year, Premier Wen Jiabao of the State Council said that the State Council was studying the adjustment and revitalization plan of ten important industries. Subsequently, eight industrial revitalization plans for automobiles, steel, textiles, equipment manufacturing, ships, electronic information, light industry and petrochemicals were reviewed and approved in principle by the the State Council executive meeting. During this period, the non-ferrous metal revitalization plan has been initially approved by the State Council. So which industry will be selected into the tenth industrial revitalization plan of the State Council is full of suspense.


  Yesterday, with the news that the real estate industry has caught the "last bus" of the top ten revitalization plans, the market quickly responded. In yesterday’s stock market, the net inflow of funds from the real estate sector topped the list. Real estate stocks not only floated across the board, but also hit an average growth rate of 4.64%, breaking the weak trend of real estate stocks since this round of market.


  However, after the closing yesterday afternoon, some media said that real estate was unlikely to be included in the revitalization plan, which made many investors feel extremely confused. Economic Half-hour reporter traced back to the news that "real estate has entered the top ten industrial revitalization plans", and found that the media that first reported the nine industrial revitalization plans were all Xinhua News Agency, and the sources were all the State Council executive meeting. This time, the media that first reported "real estate has entered the top ten industrial revitalization plans" was not Xinhua News Agency, nor was it the State Council, but quoted Cheng Siwei, former vice chairman of the National People’s Congress Standing Committee (NPCSC), at an academic forum last Saturday. It was reported that during the speech, Cheng Siwei


  So, did Cheng Siwei say that the real estate industry has really entered the top ten revitalization plans, and through what channels did he get the news? The Economic Half-hour reporter made an exclusive interview with Cheng Siwei this morning.


  Reporter: "Cheng Lao, I saw such a news on the Internet yesterday that real estate was included in the top ten industrial revitalization plans. So, stimulated by this news, real estate stocks also rose by 4.64% on average. I wonder if you have noticed this news?"


  Cheng Siwei: "I have seen it. In fact, I told them at that time that it was not news, and they wanted to quote it. They told me that the secretary had already posted it, so there was no way, but in fact, this was when I was giving lectures to my students, and it was not a public report."


  On Sunday, some media reported that Cheng Siwei revealed that the real estate industry has been included in the State Council’s top ten industrial revitalization plans, and Cheng Siwei’s photos were also used in the report, while Cheng Siwei told reporters that he talked about this matter when he was teaching students, not a press release.


  Reporter: "through what channels did you learn that this real estate industry has been written into the national industrial revitalization plan?"


  Cheng Siwei: "First of all, I saw the news released by Securities News on February 17th from People’s Daily Online. I also printed it out today. The headline of this news is called, officials of the Energy Bureau said that the energy industry revitalization plan was replaced by real estate planning. In addition, on People’s Daily Online, if you click on it, you can also see the real estate industry in the top ten industrial revitalization plans, so I, I personally got the information from this aspect."


  Reporter: "Besides this news on the Internet, do you have any other channels to confirm what you have seen?"


  Cheng Siwei: "It seems that I read on the Internet that on the 22nd, officials from the Ministry of Housing and Urban Development also said that this was the case, because to be honest, as a scholar, I just expressed my views, and I can’t make any explanation on behalf of the government. This is just what I said on the basis of the published news, so I also said that it was reported that there was such a situation."


  The report on February 17th mentioned by Cheng Siwei is like this: "People from the National Energy Administration said that the plan to introduce another energy sector in addition to the nine major industry revitalization plans has been replaced by the relevant plans of the real estate industry"; The website mentioned by Cheng Siwei is a special page of People’s Daily about the revitalization plan of China’s top ten industries, which indicates a total of ten industries, and the real estate industry suddenly appears in it. However, unlike other reports on the revitalization plan, the so-called real estate revitalization plan has never heard from the the State Council executive meeting, and all the first reports are not from the news broadcast of Xinhua News Agency and China TV Station, but a media claimed that they were confirmed by an official of the Ministry of Housing and Urban Construction.


  Reporter: "Generally speaking, what is a channel and a formal channel for the release of such a plan?"


  Cheng Siwei: "As far as I know, the report is like this. He is planning one by one, first reviewed by the National Development and Reform Commission, and then submitted to the the State Council executive meeting for deliberation. Therefore, I think this procedure should be like this. Before the State Council officially passed, the content of the plan was impossible. Release."


  Reporter: "Take a look, this webpage is generally reported in this way. The topics are all called real estate listed in the top ten revitalization industries. Has it been confirmed?"


  Cheng Siwei: "Well, I don’t watch it. It’s inappropriate for him. In fact, at that time, I asked my secretary of the Chinese Academy of Sciences to tell them that it was simply a hype, not news."


  Cheng Siwei said that when he was teaching students, he said that he expounded his concern about the real estate revitalization plan based on relevant reports, but the media completely ignored this premise and misled his meaning when quoting him.


  Reporter: "Do you think this presentation is your original intention?"


  Cheng Siwei: "I think this is a bit misleading, which is what I said just now. In fact, this news was announced on the 17th, and when I spoke, I said that I was giving lectures to students, so it was reported that this should be very clear. But because I have repeatedly said that I am now from the National People’s Congress, even if I am the vice chairman of the National People’s Congress, I don’t care about the government, and now I have retired from the post of vice chairman of the National People’s Congress, so what I am talking about now is all. Therefore, I think it is a matter of the National Development and Reform Commission, the Energy Bureau and the Ministry of Construction, so I think this report is not accurate. "

A 206 million auction of an unfinished building in Jie Fangbei, Chongqing has been built for 23 years and has not been completed yet.

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On October 26th, Chongqing United Assets and Equity Exchange announced that part of the projects under construction in Zone III of Fanhua Top 100 Building, No.15, minzu road, Chongqing, were publicly transferred, with a housing area of about 24,945.78 square meters and an allocated land use right area of about 1,297 square meters, with the transfer starting price of 203.41 million yuan. The first transfer period begins on October 28th and ends on November 22nd.

Upstream News Chongqing Business Daily reporter learned that the building has been designated as a "four-year project" (long-term demolition, long-term demolition, long-term demolition and long-term construction). It was started in 1996 and has not been completed yet due to various reasons.

QQ Pictures 20191026211736.png

 It is understood that the building is located at No.15, minzu road, Yuzhong District, Chongqing, at the intersection of Xinhua Road and Chopsticks Street in Xiaoshizi. Construction began in 1996.

According to the announcement, the transfer target belongs to the project under construction that has been shut down for many years. Only the main structure of the house, the external decoration and the installation of some equipment such as elevators, central air-conditioning pipes and fire hydrants have been completed, but it has not been put into use for many years, and the property has been designated as "four-year project" (long-term demolition, long-term demolition and long-term construction).

QQ Pictures 20191026211733.jpg

The house is used for business and office. The land use is set as commercial land, and the type of land use right is transfer. The end date of the land use right of the appraised object is November 15, 2034, and the remaining service life of the appraised object is 16.13 years as of the benchmark date.

The appraisal price of the transfer target is 225.2604 million yuan, the reserve price of the transfer is 203.41 million yuan, which is about 10% off the appraisal price, and the transaction margin is 61.02 million yuan.

The announcement also shows that there are many flaws in the subject matter of transfer, including the difference in the execution area between the arbitration commission’s ruling and the court’s ruling, etc. The house is registered under the name of Pan-China Southwest Company. If there are other court letters to seal up the house, the real estate registration center will seal up the house in accordance with the regulations. Therefore, although the inquiry has not found any other seals up, the possibility of being sealed up in the future cannot be ruled out. At present, it has not been completed and accepted, and it has been designated as a "four-year project". Now it is impossible to handle the transfer procedures,

The transfer is the transfer of state-owned assets. The transferor is Chongqing Iron and Steel Group Transportation Co., Ltd. and the approval institution is Chongqing Iron and Steel (Group) Co., Ltd.

Upstream News Chongqing Business Daily Chief Reporter liuyong Intern Deng Tingting

 

Supreme law: the property shall not force face recognition as the only verification method for entering and leaving the community.

  Cctv newsOn July 28th, the Supreme People’s Court issued the Provisions of the Supreme People’s Court on Several Issues Concerning the Application of Laws in the Trial of Personal Information-related Civil Cases (hereinafter referred to as the Provisions).

  Samuel Kwok, deputy director of the Supreme Law Research Office, said that with the continuous enrichment of the application scenarios of face recognition technology, some communities introduced face recognition systems, replacing "swiping cards" with "brushing faces". Some people think that when entering face information, residential property requires that face information be bound with detailed address and identity information, and once this information is leaked, it may cause damage to personal privacy.

  Samuel Kwok said that the investigation found that people were concerned about the installation of face recognition equipment in residential properties, focusing on the issue of compulsory "face brushing". Face information belongs to sensitive personal information, and the collection and use of face information by residential property must obtain the consent of the owner or property user according to law. Only when owners or property users voluntarily agree to use face recognition can the collection and use of face information have a legal basis. In practice, some residential properties force residents to enter face information, and face recognition is the only verification method for entering and leaving the residential area. This behavior violates the principle of "informing and agreeing", and the masses have a loud voice of doubt. We should embrace new technology, but at the same time we should respect the rights and interests of personality. Residential property cannot infringe on residents’ personality rights and interests on the grounds of intelligent management. To this end, the first paragraph of Article 10 of the Regulations specifically stipulates: "Property service enterprises or other building managers use face recognition as the only verification method for owners or property users to enter and leave the property service area. If the owners or property users who disagree request them to provide other reasonable verification methods, the people’s courts will support them according to law." According to this regulation, when using the face recognition access control system to enter face information, the residential property should obtain the consent of the owner or the property user. For those who disagree, the residential property should provide alternative verification methods and shall not infringe on the personality rights and other legitimate rights and interests of the owner or the property user.

  In addition, in order to better regulate the realty service enterprise or other managers and prevent them from leaking face information or infringing on the privacy of the owners or property users, the Regulations clearly state that the realty service enterprise or other building managers have the circumstances specified in Article 2 of the Regulations, and if the parties request the realty service enterprise or other building managers to bear tort liability, the people’s court shall support them according to law. "This has fully protected the face information of owners and other property users." Samuel Kwok said.

Starting from the price of 149,800 yuan, GAC Toyota Fenglanda intelligent electric hybrid twin-engine went on the market, with better fuel consumption.

Not long ago, GAC Toyota launched its 2023 Lei Ling. In addition to the fuel version, the new car also offers models equipped with Toyota’s fifth-generation intelligent electric hybrid dual-engine system, which is also the first car equipped with this system.

At the Shanghai Auto Show, which opened on April 18th, Guangzhou Automobile Toyota’s first SUV—— equipped with the fifth-generation intelligent electric hybrid twin-engine system, Fenglanda Intelligent Electric Hybrid Twin-engine, was officially launched, with a price range of 149,800-184,800 yuan. Four models were launched. As a new power version, the exterior interior of the new car has not changed much compared with the fuel version, mainly by replacing the Toyota fifth-generation intelligent electric hybrid dual-engine system composed of 2.0L naturally aspirated engine and motor.

In terms of appearance, the Fenglanda intelligent electric hybrid twin engine continues the design style of the fuel version. The front air intake grille is set in the lower position and adopts a trapezoidal structure. The interior is filled with a black texture similar to "scales", and with the bright black edging protruding outward around the grille, it presents a good three-dimensional effect. The headlights on both sides are relatively long and narrow, which looks quite visually impactful.

In addition, the new car also provides a sports version with optional appearance. The main difference from the ordinary version is that the black "scale" structure inside the front air intake grille is replaced by a horizontal trim, and the grille is decorated with silver decorations, and the front enclosure is the same color as the car body.

The side brings a good sense of strength through the segmented waistline, the square wheel eyebrows and the black anti-friction decorative board of the side skirt. It looks simple and elegant without too many complicated decorations, and it belongs to the eye-catching type. The sports version also adds bright silver metal decorative strips at the position of the side skirt, and the hub shape becomes more sporty. In terms of body size, the length, width and height of the new car are 4485/1825/1620mm respectively, and the wheelbase is 2640mm.

The design of the tail of Fenglanda intelligent electric hybrid twin-engine is mainly solid and full. The shape of the taillight group is relatively long and narrow, and the rear enclosure is made of a large area of black material with silver decorative strips. The style of the rear surround of the sports version has been adjusted, and a rear bumper kit has been added.

In the car, the Fenglanda intelligent electric hybrid twin engine is equipped with a 7-inch LCD instrument (the top version is upgraded to 12.3 inches) and a 10.25-inch floating central control panel, which supports CarPlay/HiCar/CarLife mobile phone interconnection. The Premium Edition is also equipped with a wealth of in-vehicle applications, such as WeChat, bilibili, CCTV audio and video, Huya live broadcast, Xiaohongshu, etc., and can also upgrade the OTA system.

The new car is also equipped with T-CHAT intelligent voice interaction system, which further improves the language recognition and fault tolerance, supports custom wake-up words, and can listen for 30 seconds at a time. In addition, the equipped "digital key" can realize the key of the mobile phone, comprehensive remote control, support the functions of unlocking the mobile phone, remote air conditioning, remote turning off the lights, checking the vehicle condition and so on.

In terms of intelligent assisted driving, Fenglanda intelligent electric hybrid twin engine is equipped with a new generation of T-PILOT intelligent driving assistance system, which adopts a more stable and higher-cost distributed ECU chip sensor and has stronger perception and prediction ability. Not only that, but also the deep neural network DNN technology with AI algorithm is adopted, which can identify stereoscopic images. In lanes with blurred or unmarked lanes, the lane cruising duration rate can reach more than 95%.

In addition, the new car is equipped with the latest Toyota Safety Sense 3.0 Zhixing Safety Suit, which has been upgraded for PCS pre-collision system, DRCC dynamic radar cruise control system, LTA lane tracking assistance system and LDA lane departure warning system, and added RSA road sign recognition assistance system, PDA predictive active driving assistance system and EDSS emergency driving stop system.

In the power part, Fenglanda intelligent electric hybrid twin-engine is equipped with Toyota’s fifth-generation intelligent electric hybrid twin-engine system, which consists of a 2.0L naturally aspirated engine and a motor. It adopts a miniaturized and high-speed motor, and reduces the weight of the three motor systems to further reduce the loss. Among them, the maximum power of the 2.0L engine is 112 kW, the peak torque is 188 Nm, and the comprehensive power of the system is 144 kW. The transmission system is matched with the E-CVT gearbox and equipped with a ternary lithium battery pack. Under WLTC working conditions, the comprehensive fuel consumption per 100 kilometers is as low as 4.57 liters, and it can travel nearly 1000 kilometers with full oil.

Guangzhou Automobile Toyota Fenglanda was first launched in January, 2022. As an entry-level compact SUV, with its high practicality, good reputation of 2.0L+CVT power combination and Toyota’s brand influence, the sales volume after listing has been considerable. The launch of the smart electric hybrid twin-engine has further enriched the model camp of Fenglanda and provided consumers with more choices. However, considering that the fuel consumption of the 2.0L+CVT power combination equipped in the fuel version of Flanders is relatively low, consumers may choose smart electric hybrid twin-engine models more for the pursuit of power and driving experience. Finally, what do you think of the price of the new car? (Text/Comfort)

FAW Pentium pony with a price of 26,900-31,900 was officially listed.

  On May 28th, the brand’s first miniature pure electric vehicle was officially launched. Previously, the car has been pre-sold, and the pre-sale price of 28,900 yuan is combined with the appearance and the current micro-electric vehicle market. From the point of view, FAW Pentium Pony is a model with good competitiveness. Today, Pentium Pony officially announced its listing in Xiamen. The new car has launched three models, and the official guide price is 26,900-31,900. At the same time, the brand also provides multiple gifts for car booking users.

FAW Pentium pony with a price of 26,900-31,900 was officially listed.
FAW Pentium pony with a price of 26,900-31,900 was officially listed.

  Faw Pentium pony car purchase policy

  This time, FAW Pentium Pony released a gift of 5-fold car purchase, and 0 yuan bought a pony, which was upgraded for 2 years. At the same time, it also released a family pet gift care+ pet for the family who bought the pony.

FAW Pentium pony with a price of 26,900-31,900 was officially listed.
FAW Pentium pony with a price of 26,900-31,900 was officially listed.

  Review of faw Pentium pony models

  FAW Pentium Pony is the first pure electric mini-car under the FAW Pentium brand. It has a three-door and four-seat body layout, and its appearance is small and lovely, which is very suitable for the aesthetics of young female users. The whole vehicle adopts the shape of a square box, and it is available in six appearance colors: Tiandai Green, Cheese White, Camellia Green, Peach Powder, Jasmine White and Bubble Blue. Bright body color matching.

FAW Pentium pony with a price of 26,900-31,900 was officially listed.

  The front part uses the design idea of combining Fiona Fang, and the rounded headlight shape highlights a cute feeling, and a halogen light source is used inside. The middle part of the enclosed front grille is a charging hatch that can be opened by pressing, and a slow charging interface and a glass water filling port are arranged inside. The front face uses a design that contrasts with the body, which highlights a lovely visual impact as a whole.

FAW Pentium pony with a price of 26,900-31,900 was officially listed.

  On the side of the car body, the new car adopts a double-door design, and the length of the door opening occupies the whole car body. As a mini-car, FAW Pentium pony car provides four seats, which greatly increases the convenience of travel. In terms of vehicle size, the length, width and height of the new car are 3000/1510/1630mm, the wheelbase is 1953mm, and the minimum ground clearance is 130mm. Commuting in the city will be very flexible and convenient.

FAW Pentium pony with a price of 26,900-31,900 was officially listed.

  The straight tail is in line with the shape of the square box car, and the taillights are consistent with the headlights. The brake lights use LED light sources, and the taillights as a whole look very transparent. When we open the tailgate, we can see that although the new car is positioned as a mini-car, it still reserves a certain trunk space. There is no problem in placing schoolbags and sundries at ordinary times. The rear seats can be completely tilted forward, and it is not a problem to load some big luggage.

FAW Pentium pony with a price of 26,900-31,900 was officially listed.
FAW Pentium pony with a price of 26,900-31,900 was officially listed.

  It is reported that in order to highlight the personality of FAW Pentium Pony, the official said that personalized customized modification will be provided for the bumper, body decoration and other parts of the car, and there may be more than 100 modification schemes. We provide users with original customized service with excellent price and high quality.

FAW Pentium pony with a price of 26,900-31,900 was officially listed.

  The new car has the same layout and appearance style in the interior, which basically belongs to the lovely style route. The design of the center console is light and thin, and with a large front windshield, the performance of the front view will be excellent. The steering wheel is made of foamed material, and the size is not large, and the grip is still good.

FAW Pentium pony with a price of 26,900-31,900 was officially listed.
FAW Pentium pony with a price of 26,900-31,900 was officially listed.

  Almost all the control buttons in the car are concentrated in the center console, such as glass lifting buttons, air conditioning, radio adjustment, shift knob and so on. It is worth mentioning that the radio button layout of this set has been designed in the style of game controller, and I have to admire the designer’s brain hole. At the same time, the switch and brake pedal are also designed with game elements.

FAW Pentium pony with a price of 26,900-31,900 was officially listed.

  The new car has a 7-inch LCD dashboard, and the top model will have a reversing image. The seat is made of woven fabric. In configuration, the new car is equipped with Bluetooth, radio, manual air conditioner, 12V power supply and remote control. App remote control includes mobile phone remote unlocking, remote locking, one-click car search and flashing lights and horns. Safety configuration includes rear reversing radar, main airbag, tire pressure alarm, uphill assist, ABS+EBD, etc. It can be said that sparrows are small and complete.

FAW Pentium pony with a price of 26,900-31,900 was officially listed.
FAW Pentium pony with a price of 26,900-31,900 was officially listed.

  In terms of power, FAW Pentium Pony is equipped with a single motor with a maximum power of 20 kW and a peak torque of 85 Nm. It is equipped with a lithium iron phosphate battery pack, which has a pure battery life of 122km and 170km under CLTC working conditions. It supports the switching between sports and economy driving modes, and adopts rear-wheel drive. The car only supports slow charging. The minimum power consumption per 100 kilometers is only 8.8kW·h (that is, 8 kWh). The suspension part adopts front McPherson independent suspension, rear three-link dependent suspension with electric power steering, and the braking is front disc and rear drum.

FAW Pentium pony with a price of 26,900-31,900 was officially listed.

  As the first mini-car of FAW Pentium, Pentium Pony focuses on the commuter market for young users. With its small, flexible and lovely shape and relatively rich configuration, the owner has a very good quality in the domestic mini-electric vehicle market, plus the very affordable price and car purchase gift. For young users who want to pursue individuality, they can buy one.

Discussion on the reform of medical insurance payment mode by provincial medical insurance center

Interview video

  In November, 2011, according to the overall requirements of the national medical reform, the four departments of human society, development and reform, finance and health of our province jointly issued the Opinions on Further Promoting the Reform of Medical Insurance Payment Methods. It is understood that over the past year or so since the reform, 16 provincial cities in the province have carried out the reform of payment methods according to the deployment. What is the significance of this work to the sustained and healthy development of medical insurance? After the reform of the payment system, what new measures have the medical insurance handling department taken in supervision and management? What achievements have been made in the reform of payment system? In addition, can the insured use the funds in the medical insurance card at will? What are the penalties for hospitals and pharmacies that illegally swipe their cards? In response to these social concerns, Guo Zhenlan, director of the provincial social medical insurance center, was invited by the provincial government portal website in conjunction with Dahe.com and Henan Daily’s Focus Network Talk to participate in this exclusive interview to talk about the reform of medical insurance payment methods.

  Theme:On the reform of payment mode of medical insurance

  Time:Friday, April 26th, 2013 at 15:00.

  Location:He ‘nan Daily Newspaper Building

  Guest:Guo Zhenlan, Director of Provincial Social Medical Insurance Center

Interview site

Guo Zhenlan, Director of Provincial Social Medical Insurance Center

  On the afternoon of April 26th, Guo Zhenlan, the director of Henan Social Medical Insurance Center, was interviewed on the "Online Interview" section of the portal website of the provincial government on the related situation of "the reform of payment mode of provincial medical insurance". In the interview, Guo Zhenlan also answered questions about the hospital’s illegal use of medical insurance cards reflected by the media recently.

  [Meaning]

  Reform of payment system to protect the medical insurance rights and interests of insured persons

  Talking about the significance of the reform of the payment system, Guo Zhenlan said: First, curb the rapid rise of medical expenses, reduce the burden of medical expenses for insured persons, alleviate the problem of "expensive medical treatment" for the masses, and further protect the medical insurance rights and interests of insured persons; The second is to urge medical institutions to strengthen internal management, establish and improve self-restraint and self-management mechanisms, change development models, and achieve sustainable and benign development; The third is to achieve accurate management of medical insurance, ensure the balance of medical insurance funds and ensure the healthy and sustainable development of medical insurance.

  [Content]

  It mainly includes "changing the post-payment system to the budget system" and so on.

  Regarding the content of the reform of medical insurance payment method, Guo Zhenlan said that there are three main contents: First, the post-payment system is changed to the budget system, and the total amount of hospitals is controlled according to the fund income and expenditure budget, and the budget is made for each hospital, and "budget management, flexible settlement, balance reward and overspending sharing" are implemented. The second is to break the previous way of paying by project, and implement different payment methods according to the level, type, characteristics and service volume of different designated medical institutions. In principle, the hospitalization expenses of non-profit medical institutions at or above the second level are mainly paid in advance, supplemented by payment by disease and payment by project; Pay by project for critically ill patients; Pay by bed for psychiatric specialized medical institutions; For-profit medical institutions and first-class medical institutions, the payment is based on the average limit under the total amount control. The third is to establish a negotiation mechanism, and the budget quota is determined and the year-end settlement is negotiated with the hospital.

  [Measures]

  Establish a provincial medical insurance expert database

  Guo Zhenlan said that after the reform of the payment system, the medical insurance department made some new attempts in supervision and management. For example, in order to improve the scientific, standardized and professional level of medical insurance management, 2,171 experts with both ability and political integrity were hired from designated hospitals to form a medical insurance expert database. Experts are responsible for providing professional technical guidance and consultation for policy formulation, and assisting in the corresponding research and demonstration work. Organize experts to audit medical records regularly, and change the audit of medical insurance managers into expert audit, which improves the authority and scientificity of medical record audit.

  [Effect]

  Last year, the province achieved the balance of payments of the overall fund in the current period.

  Guo Zhenlan said that in 2012, the current balance of the overall fund was achieved throughout the province, and the rapid growth of medical expenses was effectively curbed. Taking the provincial medical insurance as an example, in 2012, when the reimbursement ratio increased by 5% (from 80% to 85% for employees and from 85% to 90% for retirees), the growth of the overall fund expenditure decreased from 46% to 11% annually, which reversed the situation that the overall fund failed to meet its expenses for two consecutive years and achieved a balance of payments, with a balance of 54.95 million yuan in that year. The average hospitalization expenses decreased from 12,900 yuan in 2011 to 11,400 yuan; The average hospitalization days decreased from 20.97 days to 18.45 days.

  [Explanation]

  Question 1: Can the insured use the funds in the medical insurance card at will?

  Guo Zhenlan made it clear that he could not. She explained that although the funds in the medical insurance card (that is, the personal account IC card) are owned by individuals, they are part of the basic medical insurance fund, and the scope of use should be strictly implemented in accordance with the provisions of the Social Insurance Law (Article 28 of the Social Insurance Law stipulates that medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency and rescue should be paid from the basic medical insurance fund in accordance with state regulations). The medical insurance card is only used by the card owner himself, and may not be lent to others for use, and may not pay medical expenses for others.

  Question 2: If the owner of the medical insurance card is inconvenient to move, can’t his family use the medical insurance card to buy medicines for him?

  Guo Zhenlan said that in this case, the medical insurance agency stipulates that if someone else swipes the card to buy medicine or pay medical expenses, the designated hospitals and pharmacies should check the ID card of the cardholder and record his name and ID number on the statement. As long as the above regulations are followed, it is ok for others to pay the medical expenses that meet the basic medical insurance coverage by swiping the card.

  Question 3: What are the penalties for hospitals and pharmacies that illegally swipe their cards?

  Guo Zhenlan said that according to the agreement, assessment methods and relevant regulations, hospitals and pharmacies that illegally swipe their cards were given penalties such as refusing to pay fees, informed criticism, suspending designated services and dissolving service agreements according to the nature of violations. From January to March this year, two designated hospitals that use IC cards to pay fees other than medicine and medicine have suspended the outpatient credit card service; And for more than a dozen designated pharmacies that illegally swiped daily necessities, the designated services were suspended or the agreement was lifted.

  Question 4: Recently, some media reported that hospitals used medical insurance cards illegally. What measures did the provincial medical insurance center take?

  In this regard, Guo Zhenlan said that we have taken the following three measures. First, we issued the Notice on Further Strengthening the Use and Management of Personal Account IC Card, reaffirming that personal account funds are an integral part of medical insurance funds, and their scope of use should be strictly implemented in accordance with the provisions of the Social Insurance Law. People and certificates must be consistent. If someone else swipes the card to buy medicine or pay medical expenses, the cardholder’s identity card should be checked, and his name and certificate number should be recorded on the statement. Second, the field supervision has been strengthened. The third is to interview nine designated hospitals involved in illegal card swiping in the report, and issued a notice of self-examination, requiring them to conduct self-examination and report the results to the provincial center. (Reporter Huang Liang graphic)