It’s about your money bag! Understand these changes in July in advance.

  Beijing, June 28th (Leng Yuyang), the client of Zhongxin. com, what changes will be ushered in in the coming July? If we want to sum up a keyword from it, then "money" is bound to be a topic that cannot be avoided. The reporter found out that from July 1 ST, pensions, imported goods, mobile phone fees, etc. will all usher in good news, which is related to your "money bag".

China News Service reporter Li Bo photo

  Pension will be adjusted centrally.

  For a long time, "a sense of security for the elderly" is not only a thousand-year-old virtue inherited by China, but also the expectation of every Chinese. From July, pensions will undergo major changes, and the timely and full payment of pensions in various places will be more secure.

  On June 13th, the State Council issued the Notice on Establishing the Central Adjustment System of the Basic Endowment Insurance Fund for Enterprise Employees, and decided to establish the central adjustment system of the endowment insurance fund, which will be implemented on July 1st, 2018.

  The "Notice" clarifies that on the basis of the current provincial-level overall planning of basic old-age insurance for enterprise employees, a central adjustment fund for old-age insurance will be established to appropriately adjust the old-age insurance funds in various provinces to ensure that basic pensions are paid in full and on time.

  You Jun, deputy director of the Ministry of Human Resources and Social Security, explained that due to the difference in population dependency ratio and other reasons, the problem of fund imbalance between provinces has become more and more prominent. However, it is difficult to solve this problem by provincial overall planning, so it is necessary to improve the overall planning level and make appropriate adjustments to the fund nationwide.

  What netizens are most concerned about is whether this will affect their treatment after retirement. You Jun also hereby reminds: "This fundraising policy will not increase the burden on enterprises and individuals, will not increase the contribution ratio of endowment insurance, and will not affect the treatment of retirees."

  China News Service reporter Zhang Yunshe

  These tariffs will be lowered.

  While the pension is more secure, there is also good news for hands-chopping people.

  According to the announcement issued by the the State Council Customs Tariff Commission on May 22, since July 1, 2018, the tariffs on automobiles with tax rates of 25% and 20% will be reduced to 15%, with tax reductions of 40% and 25% respectively; The tariffs on auto parts with tax rates of 8%, 10%, 15%, 20% and 25% will be reduced to 6%, with an average tax reduction of 46%.

  In addition to cars, the drop in import tariffs on some daily necessities will make everyone happy to "buy in buy buy".

  On May 31, the State Council Customs Tariff Commission announced that the MFN tariff rate of some consumer goods will be reduced from July 1, 2018, involving 1,449 tax items, and the average tariff rate will be reduced from 15.7% to 6.9%, with an average decrease of 55.9%.

  Specifically, the average import tariff rate of clothing, shoes and hats, kitchens and sports and fitness products has dropped from 15.9% to 7.1%; The average import tariff rate of household appliances such as washing machines and refrigerators was reduced from 20.5% to 8%; The average import tariff rate of processed foods such as aquaculture, fishing aquatic products and mineral water decreased from 15.2% to 6.9%; The average import tariff rate of washing products, cosmetics such as skin care and hairdressing, and some medical and health products decreased from 8.4% to 2.9%.

  In this regard, there is a voice saying that lowering tariffs will reduce the import cost to a certain extent, which will generally help reduce the price in the domestic market. This also means that domestic consumers are expected to buy more imported consumer goods with good quality and low price.

  Mobile phone traffic roaming fee will become history.

  From July, when you are on a business trip or traveling in other places, you can also save a mobile phone traffic fee.

  On June 22nd, China Mobile, China Unicom and China Telecom announced that they would cancel the roaming fee for domestic mobile phone traffic from July 1st, and the provincial traffic of mobile phone users would be upgraded to domestic traffic (excluding Hong Kong, Macao and Taiwan traffic).

  So, who will benefit? Mainly users who used to use local packages. After the roaming fee is cancelled, as long as there is traffic in your package, you can use it safely wherever you go in China.

  However, campus packages, community packages, subway traffic packages and airport traffic packages are not within the scope of this adjustment.

 China News Service reporter Yin Liqin photo

  Some high-speed rail fares should be discounted and the extended version of "Fuxing" will start.

  You can also save money by taking the high-speed rail! After the railway map adjustment on July 1, people will not only have a greater chance to take the extended version of Fuxing, but also some high-speed trains will be discounted by 6.5%!

  From 0: 00 on July 1, 2018, the national railway will implement a new train diagram, and 16 long-formed "Fuxing" EMUs will be put into operation for the first time. The daily number of the national railway "Fuxing" EMU will increase from 114.5 pairs to 170.5 pairs, which can reach 23 municipalities, provincial capital cities and autonomous region capitals.

  In addition, from July 5th, China Railway Corporation will only announce the fares of the high-speed train emus with an operating speed of 200-250km/h on the six sections of lines opened earlier, namely Hefei-Wuhan, Wuhan-Yichang, Guiyang-Guangzhou, Liuzhou-Nanning, Shanghai-Nanjing, and Nanjing-Hangzhou, for optimization and adjustment.

  This time, it is clear that the published fare is the highest price limit. Railway-related enterprises can lower the fare within the price limit by season, time, seats and sections according to the passenger flow, with a maximum discount of 6.5%. Compared with the current situation, the adjusted executive fare has generally increased and decreased.

  There is no need to pay for academic degree certification.

  For job seekers, many people will be asked to certify their academic degrees, and the fees they need to pay will soon become history.

  On June 27, the Ministry of Education and other three departments issued a notice, deciding to completely cancel the fees for domestic higher education degree certification services from July 1 this year.

  After the cancellation of the domestic higher education academic degree certification service fees, the academic degrees that have been registered in the relevant databases of college students’ academic information management system and degree information management system will be subject to online inquiry and electronic certification in principle.

China will hold another world-class competition in 2021, and the venue will be Shanghai!

  CCTV News:On October 13th, the general meeting of all members of World Skills Organization held in Abu Dhabi, United Arab Emirates unanimously decided that the 46th World Skills Competition will be held in Shanghai, China in 2021.

  World Skills Competition is the highest-level world vocational skills competition, known as "World Skills Olympics", and its competitive level represents the world’s advanced level of vocational skills development in various fields. A country’s achievements in the World Skills Competition can reflect its technical skills development level to a certain extent.

  △ Shanghai successfully bid for the 46th World Skills Competition.

  Shanghai bid slogan: "New youth, new skills, new dreams"

  The bidding slogan put forward by China Shanghai this time is "New Youth, New Skills, New Dreams", which conveys the concept of "Skills Change Life and Realize Dreams" to the world. After Shanghai’s successful bid, Ministry of Human Resources and Social Security sent a congratulatory message, saying that holding the World Skills Competition in China is of great significance for strengthening the construction of skilled talents in China, promoting the spirit of artisans, and creating a good atmosphere of respecting labor and advocating skills in the whole society.

  Approved by the State Council, in October 2010, the Ministry of Human Resources and Social Security applied for and formally joined the World Skills Organization on behalf of the China Municipal Government. After that, China participated in three consecutive World Skills Competitions, and accumulated 5 gold medals, 8 silver medals, 7 bronze medals and 29 winning prizes. On October 7, 2016, China, the representative of the Ministry of Human Resources and Social Security, announced his intention to bid for the 46th World Skills Competition in 2021 at the 2016 World Skills Organization Conference, and launched Shanghai as the host city.

  The World Skills Competition, currently held every two years, is called the "Olympics" in the field of skills. It is an important platform for members of the World Skills Organization to display and exchange their professional skills.

  The World Skills Competition is divided into six categories, namely, structure and building technology, creative art and fashion, information and communication technology, manufacturing and engineering technology, social and personal services, transportation and logistics, with a total of 46 competitions. Specifically, the competitions include aircraft maintenance, automobile maintenance, welding, painting, floral design, graphic design, offset printing, pastry making, jewelry processing, cooking and even hairdressing. For example, in this year’s skills competition, the average age of the contestants in China is less than 21 years old. The youngest is Pan Shenhan, an 18-year-old floral project player, and the oldest is Gao Yunan, a 25-year-old manufacturing team challenge project player.

  In the 43rd World Skills Competition in 2015, 32 Chinese athletes won 4 gold medals, 6 silver medals, 3 bronze medals and 12 winning prizes in 29 events, achieving a breakthrough in gold medals.

  "My dream is to win the gold medal in the World Skills Competition, and my efforts have not been in vain." Zeng Zhengchao, who won the welding project championship at the 43rd World Skills Competition, said.

  It is understood that the welding competition has heavy tasks and high intensity. During the four-day competition, four modules, namely, single piece welding, low carbon steel pressure vessel, aluminum alloy structural parts and stainless steel structural parts, need to be completed within 18 hours. This poses a great challenge to the physical strength and perseverance of the contestants.

  The organizing mechanism of the World Skills Competition is similar to the Olympic Games. After being applied by the members of World Skills Organization and approved, the World Skills Competition was held in cooperation with the organizers under the guidance of World Skills Organization.

   In 1946, in order to encourage young people to develop their vocational skills, Mr Olaso, president of the Spanish National Youth Organization, put forward the idea of gathering skilled workers from all walks of life to compete. In 1947, he successfully organized a competition in Spain with more than 4,000 apprentices, which became the embryonic form of the World Skills Competition. In 1950, the World Skills Organization was formally established, initiated by Spain and Portugal, and held the first World Skills Competition. At that time, only skilled workers from Spain and Portugal participated. Since then, the influence of the World Skills Competition has gradually expanded. In 1953, at the invitation of Spain, young people from Germany, Britain, France, Morocco and Switzerland also joined the competition. Since then, the World Skills Competition has been held in many countries. It first came to Asia in 1970 and was held in Tokyo, Japan. The influence of the World Skills Competition has further expanded.

  At present, the World Skills Organization has 77 formal countries and regions. On October 7th, 2010, China officially joined the World Skills Organization, becoming the 53rd member of the organization.

Starting the real estate debt basket and accurately serving the real estate financing needs Zheshang Bank increased its support for real estate.

Chao News Client Reporter Wu Enhui
Recently, the State Financial Supervision and Administration said that real estate is closely related to the lives of the broad masses of the people, and the financial industry is duty-bound and must be strongly supported. On January 26th, the General Administration of Financial Supervision held a meeting to deploy and promote the implementation of the coordination mechanism of urban real estate financing. The meeting stressed that it is necessary to thoroughly implement the spirit of the Central Financial Work Conference, accelerate the implementation of the coordination mechanism for urban real estate financing, more accurately support the reasonable financing needs of real estate projects, and promote the stable and healthy development of the real estate market.
Zheshang Bank actively responded to the national policy call, implemented the relevant requirements of the General Administration of Financial Supervision, took the lead in the interbank market, officially launched the real estate debt basket on January 25, 2024, and independently underwritten and issued the first asset-backed debt financing tool for real estate enterprises.
Through a series of innovative measures, the bank’s real estate bonds provide market liquidity, accurately support real estate enterprises, boost the market confidence of real estate enterprises and help their financing needs while meeting the trading needs of investment institutions.
Initial real estate corporate bond basket
Bond basket is an innovative product launched by China Foreign Exchange Trading Center for institutional investors. Market institutions can achieve strategic trading or index tracking by trading a basket of bond portfolios, aiming at enriching market-making means and improving trading efficiency.
The real estate bond basket (basket code: BBX026002) launched by Zheshang Bank this time has a trading unit of 30 million yuan, and the portfolio includes three real estate corporate bonds, each of which is 10 million yuan. All of them select high-quality real estate bonds with a remaining maturity of less than 5 years, which have both allocation value and market liquidity. The bonds in the portfolio will be adjusted according to the actual market situation.
According to reports, this basket is the only one in the whole market that provides bilateral quotations for real estate bonds. Zheshang Bank prefers real estate corporate bonds to provide effective click quotations for market investment institutions to help realize the batch trading of real estate bonds.
The relevant person in charge of the fund operation center of Zheshang Bank said that the launch of this basket is a brand-new attempt of Zheshang Bank in the financial services real estate industry, and it has also fulfilled the obligations of market makers and has been widely supported by market institutions. On the first day of the listing of this basket, banks, brokers, funds and other institutions actively inquired about this basket, and on the same day, funds clicked on the quotation to realize the first landing transaction.
Independently underwriting asset-backed debt financing instruments of real estate enterprises.
While launching the real estate debt basket, Zheshang Bank also innovatively launched the asset-backed debt financing tool for real estate enterprises.
On January 25th, Zheshang Bank independently underwritten and issued the asset-backed debt financing instrument (CB) of Huayuan Real Estate Co., Ltd., with a total scale of 290 million yuan and a term of 2 years.
As one of the earliest listed real estate enterprises engaged in real estate development in China, Huayuan Real Estate takes Beijing as the core and radiates Beijing-Tianjin-Hebei, western China, central China and southern China. While doing the main business of excellent residential development, enterprises are constantly forging ahead, actively seeking change and testing new development models and industrial formats.
The asset-backed debt financing tool issued this time, with its unique asset guarantee model, has revitalized the assets of enterprises in Beijing, Changsha and Guangzhou and realized the effective dispersion of risks. All the funds raised are used for the construction of residential real estate projects, which plays a key role in completing the task of "guaranteeing the delivery of buildings". At the same time, it optimizes the capital structure of the enterprise and lays a solid foundation for the sustainable development and strategic transformation of the enterprise.
The relevant person in charge of Huayuan Real Estate Finance Department said that Zheshang Bank fully recognized the enterprise transformation and development strategy, accurately supported the financing needs of the enterprise at this stage, and with the professional financial team and rich industry experience, this innovative financing tool was tailored for the enterprise. With the joint efforts of all parties, it was successfully launched, demonstrating the professional level of the bank in financial innovation and service.
It is worth mentioning that this business is the innovative practice of Zheshang Bank to accurately support real estate enterprises through the investment banking toolbox, and it is the first asset-backed debt financing tool for real estate enterprises in China, which is expected to provide new financing ideas for the real estate industry.
It is understood that Zheshang Bank will continue to give full play to its professional advantages, actively respond to the call of the state, make good use of the policy toolbox, provide enterprises with more diversified and personalized financing services, more accurately support the reasonable financing needs of real estate enterprises, and further improve the liquidity of real estate bonds, promote the accurate docking between real estate enterprises and financial institutions, and contribute financial strength to the stable development and transformation of the real estate industry.
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today in history

1. On November 25th, 1944, War of Resistance against Japan, China entered the stage of strategic counter-offensive, and China troops fought fiercely with Japanese troops in Changde and Hengyang.

2. On November 25th, 1965, China successfully conducted the flight explosion test of the first surface-to-surface missile with a nuclear warhead.

On November 25th, 1978, China and the United States issued the Joint Communiqué on the Establishment of Diplomatic Relations between the People’s Republic of China and the United States of America, announcing that the two countries formally established diplomatic relations the next day.

4. In 1984, the first carbon monoxide leakage accident that killed three tourists occurred, and many people were missing; Liaoning’s "Marshal’s Hometown", Laoting, Hebei, once again showed a series of related cases and past events that sounded the alarm for female cadres of supply and marketing cooperatives; It also caused a special report by Xinhua News Agency: It is this person who is now engaged in corruption and bribery-the disclosure form of all property of state public officials in May 4th, and we should be alert to this phenomenon!

The following are other important events that happened on November 25th in history:

5. In 1967, China carried out the first mechanized coal mining in Datong Coal Mine, which marked the great progress of coal mining technology in China.

6. In 1977, Queen Elizabeth II visited China, which was the first visit by a member of the British royal family to China since 1949.

7. In 1987, former British Prime Minister Margaret Thatcher visited China, which was her last visit to China during her term of office.